No phone needed: 116 No-KYC Services (October 2026)

No-KYC Exchanges 3

No-KYC Exchanges: No phone needed
#	Service	KYC	Privacy	Safety	Evidence	Accepts
01	SafeTrade Accepts Monero Small-cap spot exchange with email sign-up and no ID clause in its terms	Not mentioned KYC 1	5.8	5.7	Docs reviewed	BTCUSDTXMR +5
02	Crypton Exchange No account needed Order-book exchange for the Utopia ecosystem's CRP and UUSD, login by Utopia key	Never KYC 0	7.4	3.8	Docs reviewed	CRPUUSDBTC +2
03	NestEx May ask for ID Small custodial altcoin exchange that states it never requests KYC	On risk flag KYC 3	3.0	3.8	Docs reviewed	BTCETHUSDT

Instant Swaps 23

Instant Swaps: No phone needed
#	Service	KYC	Privacy	Safety	Evidence	Accepts	Incidents
01	GhostSwap Tor onion address Accepts Monero No account needed Open source Swap front-end routing orders through third-party processing partners	Never KYC 0	10.0	8.4	Docs reviewed	BTCETHXMR +3	0
02	Chainflip No account needed Never holds your funds Open source Cross-chain DEX protocol for native BTC, ETH, SOL and stablecoin swaps	Rare KYC 2	7.1	8.3	Docs reviewed	BTCETHSOL +5	0
03	Swap Market Tor onion address No account needed Never holds your funds Open source Open-source front end for atomic swaps between Bitcoin, Lightning, Liquid and Rootstock	Never KYC 0	9.3	7.3	Docs reviewed	BTCL-BTCRBTC	0
04	eigenwallet Accepts Monero No account needed Never holds your funds Open source Desktop wallet for peer-to-peer BTC-to-XMR atomic swaps, formerly UnstoppableSwap	Never KYC 0	8.9	7.0	Docs reviewed	BTCXMR	0
05	Bitania Accepts Monero No account needed Instant crypto swap paying out from its own liquidity, with PGP-signed swap receipts and a SimpleX bot	Never KYC 0	8.5	6.4	Docs reviewed	BTCLTCXMR +6	0
06	Godex Accepts Monero No account needed Registration-free instant exchange with no stated volume limits	Not mentioned KYC 1	7.6	6.3	Docs reviewed	BTCETHXMR +4	0
07	THORChain No account needed Never holds your funds Open source Cross-chain DEX protocol for native asset swaps, with an official swap interface	Never KYC 0	8.5	5.9	Docs reviewed	BTCETHLTC +5	1
08	SideShift.ai Accepts Monero No account needed May ask for ID Account-free shifting service with automated risk screening; not available in the US	On risk flag KYC 3	4.2	5.9	Docs reviewed	BTCETHXMR +4	0
09	WizardSwap Tor onion address Accepts Monero No account needed No-JavaScript swap service for privacy coins that says it uses its own liquidity	Not mentioned KYC 1	8.2	5.5	Docs reviewed	BTCXMRLTC +5	0
10	NativeSwap No account needed Never holds your funds Wallet-connect interface for native cross-chain swaps via THORChain and Maya	Not mentioned KYC 1	7.3	5.5	Docs reviewed	BTCETHSOL +5	0
11	ETZ-Swap Tor onion address Accepts Monero No account needed Accountless instant swap that says it trades from its own reserves	Not mentioned KYC 1	7.5	5.2	Docs reviewed	BTCXMRETH +4	0
12	0trace Tor onion address Accepts Monero No account needed Account-free private swap service with its own liquidity, Tor mirror and PGP-signed receipts	Never KYC 0	8.9	4.9	Docs reviewed	BTCXMRUSDT +8	0
13	Mistex Tor onion address Accepts Monero No account needed Account-free private swap service with a Tor mirror, no-logs policy and optional Monero sign-in	Never KYC 0	8.9	4.9	Docs reviewed	BTCXMRETH +3	0
14	FixedFloat Accepts Monero No account needed May ask for ID Account-free instant exchange with Lightning support and fixed or floating rates	On risk flag KYC 3	3.7	4.8	Docs reviewed	BTCETHXMR +5	2
15	Flyp.me No account needed May ask for ID Accountless crypto exchanger; terms allow ID requests on flagged transactions	On risk flag KYC 3	3.2	4.8	Docs reviewed		0
16	NeverKYC Accepts Monero No account needed Account-free swap that screens deposits and returns flagged ones to a refund address	Not mentioned KYC 1	7.1	4.6	Docs reviewed	BTCXMRETH +2	0
17	OctoSwap Accepts Monero No account needed Instant swap of 500+ coins with no registration; terms commit to returning failed swaps	Not mentioned KYC 1	6.9	4.6	Docs reviewed	BTCETHXMR +1	0
18	Pablo Cash Tor onion address Accepts Monero No account needed Account-free swap service that works without JavaScript and pays out from a separate pool	Never KYC 0	8.9	4.3	Docs reviewed	BTCXMRETH +8	0
19	xchg Tor onion address Accepts Monero No account needed Accountless swap with plain-language terms, a no-JS version and an onion site	Never KYC 0	7.9	4.0	Docs reviewed	USDTXMRXRP +1	0
20	StereoSwap Tor onion address Accepts Monero No account needed Instant swap with a no-logs Oblivion mode, Monero-routed private swaps and a no-JavaScript version	Not mentioned KYC 1	7.3	4.0	Docs reviewed	BTCXMRUSDT	0
21	FuguSwap No account needed Instant swap whose terms rule out KYC entirely; flagged orders are auto-refunded after an hour	Never KYC 0	7.0	4.0	Docs reviewed	BTCUSDT	0
22	xmr2cex Tor onion address Accepts Monero No account needed One-way Monero off-ramp that pays out coins sourced from centralised exchanges	Never KYC 0	8.4	3.7	Docs reviewed	XMRBTCETH +7	0
23	HiddenSwap Accepts Monero No account needed May ask for ID No-account crypto-to-crypto swap site whose orders are carried out by third-party providers	On risk flag KYC 3	3.4	3.6	Docs reviewed	XMRBTCETH +4	0

Swap Aggregators 8

Swap Aggregators: No phone needed
#	Service	KYC	Privacy	Safety	Evidence	Accepts
01	CypherGoat Tor onion address Accepts Monero No account needed May ask for ID Swap aggregator with an open-source front end and Tor access	On risk flag KYC 3	5.4	5.2	Docs reviewed	BTCXMRETH +4
02	B2P Central Accepts Monero No account needed Free comparison of P2P bitcoin offers, swap rates, loans and gift cards; never handles funds	Never KYC 0	7.7	4.4	Docs reviewed	BTCXMR
03	AnonExch Tor onion address Accepts Monero No account needed Swap aggregator whose terms rule out KYC, AML screening and held funds	Never KYC 0	8.7	4.3	Docs reviewed	BTCXMRETH +5
04	OrangeFren Tor onion address Accepts Monero No account needed May ask for ID Rate comparison for KYC-free swap services with a never-KYC filter	On risk flag KYC 3	4.9	4.1	Docs reviewed	BTCXMRETH +2
05	Intercambio Tor onion address Accepts Monero No account needed May ask for ID Account-less swap aggregator that works without JavaScript over Tor and I2P	On risk flag KYC 3	5.3	3.7	Docs reviewed	XMRBTCLTC +2
06	Trocador Tor onion address Accepts Monero No account needed May ask for ID Privacy-focused swap aggregator that grades partner exchanges on KYC policy	On risk flag KYC 3	4.2	3.7	Docs reviewed	XMRBTCETH +2
07	TorrentSwap No account needed May ask for ID Cross-chain swap aggregator routing via Chainflip, NEAR Intents and Flashnet, no account	On risk flag KYC 3	3.4	3.4	Docs reviewed	BTCETHSOL +5
08	SwapRocket Accepts Monero No account needed May ask for ID Swap aggregator that compares quotes from instant-exchange providers, no account needed	On risk flag KYC 3	3.2	3.4	Docs reviewed	BTCETHXMR +5

P2P Exchanges 8

P2P Exchanges: No phone needed
#	Service	KYC	Privacy	Safety	Evidence	Accepts	Incidents
01	Bisq Accepts Monero No account needed Never holds your funds Open source Open-source desktop P2P exchange for bitcoin with no registration	Never KYC 0	9.3	8.0	Docs reviewed	BTCXMR	1
02	Haveno Accepts Monero No account needed Never holds your funds Open source Open-source protocol for non-custodial Monero trading over Tor	Never KYC 0	9.2	7.3	Docs reviewed	XMRBTCETH	0
03	Mostro No account needed Never holds your funds Open source Open-source P2P bitcoin trading protocol over Nostr and Lightning hold invoices	Never KYC 0	8.9	7.3	Docs reviewed	BTC	0
04	Hodl Hodl Never holds your funds Web-based P2P bitcoin trading with 2-of-3 multisig escrow	Not mentioned KYC 1	6.0	7.0	Docs reviewed	BTC	1
05	Dawnswap Tor onion address Accepts Monero No account needed Never holds your funds Independent Haveno network for peer-to-peer Monero trading over Tor	Never KYC 0	9.7	6.6	Docs reviewed	XMRBTCETH +5	0
06	BasicSwap Accepts Monero No account needed Never holds your funds Open source Self-hosted cross-chain DEX using atomic swaps for Bitcoin, Monero and more	Never KYC 0	9.2	6.4	Docs reviewed	BTCXMRLTC +3	1
07	RoboSats Tor onion address No account needed Open source Tor-based P2P bitcoin exchange settling over Lightning with robot identities	Never KYC 0	8.7	5.7	Docs reviewed	BTC	1
08	RetoSwap Accepts Monero No account needed Never holds your funds Open source Largest Haveno-based Monero P2P network; exploited twice in mid-2026	Never KYC 0	8.9	2.7	Docs reviewed	XMRBTCETH +1	2

Crypto Cards 2

Crypto Cards: No phone needed
#	Service	KYC	Privacy	Safety	Evidence	Accepts	Incidents
01	Stealths Accepts Monero No account needed Prepaid cards, gift cards and eSIM plans bought with crypto, no account	Never KYC 0	7.9	4.3	Docs reviewed	XMRBCHETH +4	0
02	SolvoCard Accepts Monero Crypto-funded virtual Mastercard marketed with zero KYC and email-only sign-up	Not mentioned KYC 1	5.8	2.1	Docs reviewed	BTCETHUSDT +1	1

Gift Cards 2

Gift Cards: No phone needed
#	Service	KYC	Privacy	Safety	Evidence	Accepts	Incidents
01	ProxyStore Digital Goods Accepts Monero No account needed Voucher codes for privacy services, paid with Monero, Bitcoin, cash or SEPA	Not mentioned KYC 1	8.2	5.5	Docs reviewed	XMRBTC	0
02	Anon Accepts Monero Virtual prepaid Visa cards of up to $1,000 each, funded with crypto	Not mentioned KYC 1	5.8	4.7	Docs reviewed	BTCXMRLTC +3	0

Wallets 17

Wallets: No phone needed
#	Service	KYC	Privacy	Safety	Evidence	Accepts
01	Electrum No account needed Never holds your funds Open source Long-established open-source Bitcoin wallet with Lightning support	Never KYC 0	8.6	8.5	Docs reviewed	BTC
02	Phoenix No account needed Never holds your funds Open source Self-custodial mobile Lightning wallet from ACINQ with automatic channels and swaps	Never KYC 0	8.6	8.5	Docs reviewed	BTC
03	Wasabi Wallet Tor onion address No account needed Never holds your funds Open source Open-source desktop Bitcoin wallet that routes all traffic through Tor	Never KYC 0	8.9	8.0	Docs reviewed	BTC
04	ZEUS No account needed Never holds your funds Open source Open-source self-custodial Bitcoin and Lightning wallet and remote node manager	Never KYC 0	8.6	8.0	Docs reviewed	BTC
05	Cake Wallet Accepts Monero No account needed Never holds your funds Open source Open-source multi-coin mobile and desktop wallet with strong Monero support	Never KYC 0	8.6	7.4	Docs reviewed	XMRBTCETH +2
06	Monerujo Accepts Monero No account needed Never holds your funds Open source Open-source Android Monero wallet in development since 2017	Never KYC 0	8.6	7.4	Docs reviewed	XMR
07	Feather Wallet Tor onion address Accepts Monero No account needed Never holds your funds Free open-source Monero desktop wallet for Linux, Tails, Windows and macOS	Never KYC 0	9.4	7.0	Docs reviewed	XMR
08	Monero GUI and CLI Wallets Tor onion address Accepts Monero No account needed Never holds your funds Official open-source Monero desktop wallets published by the Monero Project	Never KYC 0	9.3	7.0	Docs reviewed	XMR
09	Monfluo Accepts Monero No account needed Never holds your funds Open source Open-source Android Monero wallet descended from Mysu and Monerujo	Never KYC 0	8.9	7.0	Docs reviewed	XMR
10	BlueWallet No account needed Never holds your funds Open source Open-source Bitcoin-only wallet for iOS, Android and macOS	Never KYC 0	8.6	7.0	Docs reviewed	BTC
11	Envoy No account needed Never holds your funds Open source Self-custody Bitcoin mobile wallet and companion app for Passport hardware wallets	Never KYC 0	8.5	7.0	Docs reviewed	BTC
12	Sparrow Wallet No account needed Never holds your funds Open source Desktop Bitcoin wallet focused on transparency, coin control and hardware wallets	Never KYC 0	8.5	7.0	Docs reviewed	BTC
13	Stack Wallet Accepts Monero No account needed Never holds your funds Open source Open-source, non-custodial multi-coin wallet with Monero, for mobile and desktop	Never KYC 0	8.6	6.9	Docs reviewed	XMRBTCBCH +6
14	AQUA Wallet No account needed Never holds your funds Open source Self-custodial mobile wallet for Bitcoin, Lightning, Liquid and USDT	Never KYC 0	8.3	6.9	Docs reviewed	BTCL-BTCUSDT
15	Blockstream app (Green) No account needed Never holds your funds Open source Self-custodial wallet for Bitcoin, Lightning and Liquid on mobile and desktop	Never KYC 0	8.3	6.4	Docs reviewed	BTCL-BTC
16	Unstoppable Wallet No account needed Never holds your funds Open source Open-source multi-chain self-custody wallet with built-in DEX swaps	Never KYC 0	8.2	6.4	Docs reviewed	BTCETHZEC +4
17	Edge Accepts Monero No account needed Never holds your funds Open source Self-custody multi-asset mobile wallet with Monero; login by username and password	Not mentioned KYC 1	7.2	6.4	Docs reviewed	XMR

Payment Gateways 6

Payment Gateways: No phone needed
#	Service	KYC	Privacy	Safety	Evidence	Accepts	Incidents
01	Bitcart Accepts Monero No account needed Never holds your funds Open source Self-hosted open-source payment processor supporting 50+ coins including Monero	Never KYC 0	9.2	7.3	Docs reviewed	BTCETHTRX +4	0
02	MoneroPay Accepts Monero No account needed Never holds your funds Open source Self-hosted backend service for receiving and tracking Monero payments	Never KYC 0	9.2	7.3	Docs reviewed	XMR	0
03	SHKeeper No account needed Never holds your funds Open source Self-hosted open-source crypto payment gateway with no transaction fees	Never KYC 0	8.8	7.3	Docs reviewed	BTCETHLTC +3	0
04	Bitrequest Accepts Monero No account needed Never holds your funds Open source Open-source app for creating crypto payment requests and watching them arrive	Never KYC 0	9.0	7.0	Docs reviewed	BTCXMRETH +5	0
05	BTCPay Server Accepts Monero No account needed Never holds your funds Open source Self-hosted open-source Bitcoin payment processor with no fees and no third party	Never KYC 0	8.9	6.8	Docs reviewed	BTCLTCXMR	1
06	Coinos Custodial web wallet and payment page for Bitcoin, Lightning and Liquid	Not mentioned KYC 1	6.4	4.5	Docs reviewed	BTCL-BTC	0

Marketplaces 1

Marketplaces: No phone needed
#	Service	KYC	Privacy	Safety	Evidence	Accepts	Incidents
01	Shopstr No account needed Open-source Nostr marketplace with self-custodial Lightning and Cashu payments	Never KYC 0	8.0	7.0	Docs reviewed	BTC	0

VPNs 9

VPNs: No phone needed
#	Service	KYC	Privacy	Safety	Evidence	Accepts	Incidents
01	Mullvad VPN Tor onion address Accepts Monero No account needed Open source Swedish VPN using numbered accounts; accepts cash by post and Monero	Never KYC 0	9.7	7.6	Docs reviewed	BTCBCHXMR	1
02	AzireVPN No account needed Swedish-founded VPN with no-email sign-up; now card and PayPal payment only	Not mentioned KYC 1	7.2	7.4	Docs reviewed		0
03	IVPN Accepts Monero No account needed Open source VPN with generated account IDs, no email, and cash, Monero or Bitcoin payment	Never KYC 0	9.4	7.2	Docs reviewed	BTCXMR	1
04	NymVPN Accepts Monero No account needed Open source Decentralised VPN with passphrase-only accounts and broad crypto payment	Never KYC 0	8.8	6.3	Docs reviewed	BTCXMRLTC +3	0
05	Meile dVPN No account needed Open source Open-source desktop client for the Sentinel decentralized VPN network, paid in crypto	Never KYC 0	8.2	6.3	Docs reviewed	P2PATOMOSMO +2	0
06	cryptostorm Tor onion address No account needed Token-authenticated VPN with Tor and I2P mirrors and no customer accounts	Never KYC 0	8.7	6.0	Docs reviewed		0
07	Obscura VPN Accepts Monero No account needed Open source Two-party VPN relaying through Mullvad exits; pay with Lightning or Monero	Never KYC 0	8.8	5.8	Docs reviewed	BTCXMR	0
08	RiseupVPN No account needed Open source Donation-funded VPN from the Riseup collective that needs no account	Never KYC 0	8.4	5.8	Docs reviewed	BTC	0
09	uncensore.net Tor onion address Accepts Monero No account needed Xray-based anti-censorship VPN with generated account IDs, paid in crypto	Never KYC 0	8.9	4.6	Docs reviewed	XMRUSDTUSDC +1	0

VPS 8

VPS: No phone needed
#	Service	KYC	Privacy	Safety	Evidence	Accepts	Incidents
01	VPSBG Bulgarian cloud host with no ID or phone verification, accepting Bitcoin since 2014	Not mentioned KYC 1	5.9	6.5	Docs reviewed	BTC	0
02	SporeStack Tor onion address Accepts Monero No account needed API-driven VPS hosting with token accounts; no email and no KYC	Never KYC 0	8.7	6.0	Docs reviewed	XMRBTCBCH	0
03	Ko-Net Accepts Monero No account needed Crypto-only VPS and DNS host in Stockholm with key-based accounts and no email	Never KYC 0	8.8	5.6	Docs reviewed	XMRBTCLTC	0
04	Servury Tor onion address Accepts Monero No account needed VPS and VDS host with credential-only accounts, paid by crypto, card or posted cash	Never KYC 0	9.5	5.5	Docs reviewed	BTCXMRLTC +5	0
05	RDP.monster Accepts Monero Windows RDP and Linux VPS host with email-only signup, paid by crypto or card	Not mentioned KYC 1	6.3	5.5	Docs reviewed	BTCXMRETH +4	0
06	BTCVPS Accepts Monero Crypto-only KVM VPS host in the Netherlands and Lithuania with email-only signup	Never KYC 0	7.4	5.2	Docs reviewed	BTCXMRETH +5	0
07	MyNymBox Accepts Monero Nevis-jurisdiction VPS, web hosting and domains with email-only sign-up	Not mentioned KYC 1	6.4	5.0	Docs reviewed	BTCXMRLTC +1	0
08	Kyun Tor onion address Accepts Monero No account needed Small Monero-first VPS host with random account numbers and per-resource pricing	Not mentioned KYC 1	7.9	4.5	Docs reviewed	XMR	1

Web Hosting 2

Web Hosting: No phone needed
#	Service	KYC	Privacy	Safety	Evidence	Accepts	Incidents
01	OrangeWebsite Icelandic web host allowing sign-up with only an email; takes crypto and cash by mail	Not mentioned KYC 1	6.3	6.5	Docs reviewed	BTC	0
02	Impreza Host Tor onion address No account needed Offshore hosting and servers with no-KYC, no-email sign-up and crypto payment	Never KYC 0	7.8	6.0	Docs reviewed		0

Domains 1

Domains: No phone needed
#	Service	KYC	Privacy	Safety	Evidence	Accepts	Incidents
01	Njalla Accepts Monero Privacy-oriented domain service that also sells VPS and VPN, payable in crypto	Not mentioned KYC 1	6.3	6.0	Docs reviewed	BTCLTCXMR +1	0

Email 12

Email: No phone needed
#	Service	KYC	Privacy	Safety	Evidence	Accepts	Incidents
01	Tuta No account needed Open source German encrypted email and calendar with open-source clients and a free tier	Not mentioned KYC 1	6.5	7.3	Docs reviewed		0
02	Posteo No account needed Berlin email provider at €1/month that separates payments from accounts; takes cash	Never KYC 0	7.8	6.5	Docs reviewed		0
03	Onion Mail Tor onion address Accepts Monero No account needed Email with an official onion address, PGP storage encryption and anonymous signup	Not mentioned KYC 1	7.4	6.5	Docs reviewed	XMRBTCETH	0
04	mailbox German prepaid email and office suite that accepts pseudonyms and cash by post	Not mentioned KYC 1	7.0	6.5	Docs reviewed		0
05	Mailfence Belgian OpenPGP email suite with a free tier and Bitcoin or Litecoin payment	Not mentioned KYC 1	5.9	6.5	Docs reviewed	BTCLTC	0
06	Riseup Mail Tor onion address No account needed Donation-funded activist email collective; accounts by invite code	Not mentioned KYC 1	7.2	6.0	Docs reviewed		0
07	Disroot Tor onion address Volunteer-run platform offering free email and collaboration tools, funded by donations	Not mentioned KYC 1	6.7	6.0	Docs reviewed		0
08	LNemail No account needed Open source Anonymous email accounts paid over Bitcoin Lightning, 1,000 sats per year	Never KYC 0	8.5	5.7	Docs reviewed	BTC	0
09	Mailum Tor onion address Accepts Monero No account needed Open source Encrypted webmail with no phone or ID at signup; formerly branded CyberFear	Not mentioned KYC 1	7.8	5.4	Docs reviewed	BTCXMR	0
10	cock.li Tor onion address No account needed Free, donation-funded email host with irreverent domains and Tor access	Not mentioned KYC 1	7.0	4.8	Docs reviewed		1
11	NeroMail Accepts Monero No account needed Disposable receive-only email address, extendable to 60 minutes for Monero	Never KYC 0	8.4	4.6	Docs reviewed	XMR	0
12	ghostBox Tor onion address Small one-time-payment mailbox with IMAP, POP3, SMTP and webmail	Not mentioned KYC 1	6.9	4.6	Docs reviewed		0

eSIM & Mobile Data 6

eSIM & Mobile Data: No phone needed
#	Service	KYC	Privacy	Safety	Evidence	Accepts
01	simsup Tor onion address Accepts Monero No account needed Data eSIMs and an Estonian +372 number eSIM paid in Bitcoin or Monero, no account	Never KYC 0	9.3	5.2	Docs reviewed	BTCXMR
02	Cypher eSIM Accepts Monero No account needed Crypto-only travel eSIM for 180+ countries with no account, email or KYC	Never KYC 0	8.8	5.2	Docs reviewed	USDTUSDCDAI +5
03	nadanada (formerly LNVPN) Tor onion address Accepts Monero No account needed Account-free eSIM data, VPN access and disposable numbers paid in crypto	Never KYC 0	9.1	5.0	Docs reviewed	BTCXMRZEC +3
04	PikaSim Accepts Monero No account needed Travel eSIMs sold without sign-up or email; card or crypto payment	Never KYC 0	8.5	5.0	Docs reviewed	BTCXMRZEC +1
05	BuyUKeSIM Tor onion address Accepts Monero No account needed UK +44 number eSIMs and travel data eSIMs, crypto-only with no account	Never KYC 0	8.8	4.6	Docs reviewed	USDTBTCETH +5
06	Silent.link Accepts Monero No account needed Global pay-as-you-go eSIM with no KYC and no email, paid in crypto	Never KYC 0	8.5	4.6	Docs reviewed	BTCXMRUSDT

Phone Numbers & SMS 3

Phone Numbers & SMS: No phone needed
#	Service	KYC	Privacy	Safety	Evidence	Accepts
01	Narayana Tor onion address Accepts Monero No account needed May ask for ID Estonian VoIP provider: SIP calls, virtual numbers, SIM cards and eSIMs	Rare KYC 2	5.9	5.1	Docs reviewed	BTCLTCETH +2
02	SMS4Sats Tor onion address No account needed Receive SMS verification codes by paying a Lightning invoice, no account	Never KYC 0	8.5	4.6	Docs reviewed	BTC
03	VirtualSMS SMS verification codes and number rentals on real SIM cards in 145+ countries	Not mentioned KYC 1	5.9	4.6	Docs reviewed

Private AI 5

Private AI: No phone needed
#	Service	KYC	Privacy	Safety	Evidence	Accepts
01	Lumo No account needed Open source Proton's AI assistant with zero-access encrypted chat history and guest access	Never KYC 0	8.4	6.3	Docs reviewed
02	Routstr No account needed Open source Open protocol for pay-per-request AI inference paid with Cashu ecash and Lightning	Never KYC 0	8.6	6.1	Docs reviewed	BTC
03	Brave Leo No account needed Open source AI assistant built into the Brave browser; no account or login for free use	Never KYC 0	8.4	5.8	Docs reviewed
04	PayPerQ (PPQ.AI) No account needed Pay-per-query access to many AI models with no registration; crypto or card	Never KYC 0	8.3	5.0	Docs reviewed	BTC
05	NanoGPT No account needed Pay-as-you-go access to many AI models without an account; accepts crypto	Never KYC 0	8.2	5.0	Docs reviewed	XNO

Related attributes

No registration Account-number login No email needed Tor onion service I2P address Works without JavaScript Accepts Monero Accepts Lightning Accepts cash Open source