Swap aggregator with an open-source front end and Tor access
Privacy 5.4
Safety 5.2
Swap Aggregators Reviewed 22 Oct 2026
Intercambio review
Account-less swap aggregator that works without JavaScript over Tor and I2P
- No account needed
- Accepts Monero
- Tor onion address
- May ask for ID
- Passes orders to partners
- Nobody accountable
ID on risk flag KYC 3 Documentation reviewed
Privacy
5.3/ 10
Caution
Safety
3.7/ 10
Poor
Based on terms and documentation. No test transactions published yet. See the arithmetic
Intercambio review in short
Intercambio is an aggregator. Its terms put it at KYC level 3 of 4: ID on risk flag. NoKYC Score grades it 5.3/10 for privacy (caution) and 3.7/10 for safety (poor). In its favour: no account needed, no email needed and no phone number. To watch: it may ask for ID, passes orders to partner exchanges and has no publicly accountable operator. No incidents are on record.
- Category
- Swap Aggregators
- KYC level
- 3 of 4: ID on risk flag
- Grades
- Privacy 5.3/10, Safety 3.7/10
- Sign-up
- No account needed
- Custody
- non-custodial
- Fees
- Included in displayed rate; about 0.5–2% depending on the exchange (FAQ)
- Onion address
- Yes
- Incidents on record
- 0
- Last reviewed
- 22 Oct 2026
Cite this review
NoKYC Score, "Intercambio review", reviewed 22 Oct 2026, https://nokycscore.com/service/intercambio
Also available as plain text.
What Intercambio is
Intercambio is a privacy-focused swap aggregator devoted mainly to Monero pairs. Its site lists the following features: no accounts, no logging of IP addresses, timestamps or user agents, no JavaScript, and Tor and I2P hidden services. Users can prioritise the best rate or restrict the search to exchanges the site classes as non-KYC. The FAQ says fees are included in the displayed rate and run at roughly 0.5% to 2% depending on the exchange, although some partners may add network fees. Swaps are executed by the selected exchange, not by Intercambio.
What Intercambio offers, and what to watch
7 of 14 privacy and safety features, 3 warnings in its terms.
"Not stated" means its own pages do not say.
Identity
- ID never required No
- No account needed Yes Usable without creating an account, or the account is only a random number.
- No email needed Yes An email address is not required to sign up or use it.
- No phone number Yes A phone number is never required.
Payment
- Accepts Monero Yes Monero hides sender, receiver and amount, so the payment cannot be traced to you.
- Accepts Lightning Yes Bitcoin Lightning payments: fast, cheap and more private than on-chain.
Access
- Tor onion address Yes An official .onion address, reachable only through Tor.
- Works without JavaScript Yes Core functions work with scripts disabled, as in Tor Browser on its safest setting.
Trust
- Never holds your funds Not stated
- Own liquidity No
- Refund without ID Not stated
- Independent audit Not stated
- Company named No
- 5+ years operating Not stated
Warnings
- May ask for ID Yes The terms reserve the right to demand identity documents, often after a risk flag.
- Screens deposits Not in terms
- Passes orders to partners Yes Orders go to upstream exchanges that apply their own screening.
- Holds your funds Not in terms
- Email required Not in terms
- Phone number required Not in terms
- Nobody accountable Yes No company or person is publicly responsible for the service.
Does Intercambio require KYC?
- 0 Never
- 1 Not mentioned
- 2 Rare
- 3 On risk flag
- 4 Mandatory
KYC level 3: ID on risk flag. The terms allow funds to be held and identity demanded after an automated risk flag.
The aggregator requires no account; a filter limits results to exchanges it classes as non-KYC, otherwise partner rules apply.
How the grades add up
Both grades start at 50 points and move by fixed, published amounts. Nothing is adjusted by hand. The total is divided by ten.
Privacy
5.3- Starting points 50
- KYC level 3: ID on risk flag -14
- No registration +6
- No email needed +3
- No phone needed +1
- Tor onion service +4
- I2P address +1
- Works without JavaScript +1
- Accepts Monero +4
- No-logs policy +2
- Third-party liquidity -3
- Closed source -2
- Total, clamped to 0–100 53
Safety
3.7- Starting points 50
- Third-party liquidity -6
- Closed source -3
- Anonymous operator -4
- Total, clamped to 0–100 37
Test ledger
Real transactions run by our editors. A badge without a ledger is an assertion; this is the proof.
No test transactions published yet
The grades above rest on Intercambio’s terms and documentation. Tests will appear here with the date, route, amount band and result as they are run.
Incidents on record
No incidents are on record for Intercambio. If you have a documented case, report it.
User reviews
Reviews never change a grade. Reviews with a transaction reference are marked.
No reviews yet.
Write a review
Create an account to write a review. It takes ten seconds and needs no email: you get a random key and a random name. Already have a key? Sign in.
Alternatives to Intercambio
All alternatives → 
Long-running monitor of e-currency and crypto exchangers with reserves and reviews
Privacy 3.4
Safety 4.7
Free comparison of P2P bitcoin offers, swap rates, loans and gift cards; never handles funds
Privacy 7.7
Safety 4.4
Swap aggregator whose terms rule out KYC, AML screening and held funds
Privacy 8.7
Safety 4.3
Intercambio vs CypherGoatIntercambio vs BestChangeIntercambio vs B2P CentralIntercambio vs AnonExch
Intercambio: common questions
Does Intercambio require KYC?
Intercambio is rated KYC level 3 of 4 on this site: ID on risk flag. The aggregator requires no account; a filter limits results to exchanges it classes as non-KYC, otherwise partner rules apply.
Is Intercambio safe to use?
Intercambio has a Safety grade of 3.7 out of 10 and a Privacy grade of 5.3 out of 10. No incidents are on record. Evidence level: documentation reviewed.
Is Intercambio legit?
Intercambio is a working aggregator. Its operators do not publish a company or names, so nobody is publicly accountable for it. Being real is not the same as being safe: its Safety grade here is 3.7 out of 10, built from custody, liquidity, track record and incidents.
Is Intercambio a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Intercambio. Its terms also allow it to hold a flagged deposit and ask for identity documents.
Do I need an account or email to use Intercambio?
No account needed.
What fees does Intercambio charge?
Included in displayed rate; about 0.5–2% depending on the exchange (FAQ). Fees were recorded from Intercambio's own pages and can change; check before you send.
Does Intercambio have a Tor onion address?
Yes. Intercambio publishes an official onion address, shown on this page. Open it in Tor Browser.
Which cryptocurrencies does Intercambio support?
Intercambio supports XMR, BTC, LTC, ETH, BCH.
Is Intercambio custodial?
No. Intercambio is non-custodial: the operator does not control user funds.
Can I use Intercambio over Tor?
Yes. Intercambio publishes an official onion address, shown on this page.
Listing history
- Listing added. Facts and KYC level set from the service's own terms and documentation.