Highest Safety grade
Moon
- Privacy
- 5.7
- Safety
- 4.7
- Accepts Lightning
- Holds your funds
- Email required
Spend · October 2026
No-KYC crypto cards
Crypto cards marketed as "no KYC" are prepaid or virtual Visa and Mastercard products you load with crypto. They are the most fragile category on this site. Card networks and issuing banks require identity checks above low limits, so a no-ID card programme exists only as long as its issuer tolerates it.
When the issuer pulls out, cards stop working overnight and balances can be stranded. That has happened several times. Treat these as disposable spending tools: load small amounts, spend them promptly, and read the shutdown history on each listing.
Crypto Cards in short
12 crypto cards usable without mandatory ID are listed and graded here. 1 have terms that rule out identity checks entirely, while 4 reserve the right to ask for ID after a risk flag. The highest Safety grade belongs to Moon (4.7/10), and the highest Privacy grade to Stealths (7.9/10). 5 accept Monero and 0 publish a Tor onion address.
- Listed
- 12
- ID never required
- 1
- May ask for ID
- 4
- Accept Monero
- 5
- Onion address
- 0
- Incidents on record
- 3
Reflects the listings as of 22 Oct 2026.
Our picks
Where to start
-
-
Highest Privacy grade
Stealths
- Privacy
- 7.9
- Safety
- 4.3
- No account needed
- Accepts Monero
- Screens deposits
- Nobody accountable
-
Best that accepts Monero
Kripicard
- Privacy
- 2.1
- Safety
- 4.0
- Accepts Monero
- Company named
- May ask for ID
- Screens deposits
- Holds your funds
Picked by rule from the recorded facts, not by payment. Compare Moon and Laso Finance side by side →
12 listed
Crypto Cards, ranked by Safety grade
| # | Service | KYC | Privacy | Safety | Evidence | Accepts | Incidents |
|---|---|---|---|---|---|---|---|
| 01 | Moon Virtual prepaid Visa cards bought with Bitcoin, Lightning or stablecoins | Not mentioned KYC 1 | 5.7 | 4.7 | Docs reviewed | BTCUSDTUSDC +1 | |
| 02 |  Laso Finance May ask for ID US-registered MSB selling crypto-funded prepaid cards and gift cards | On risk flag KYC 3 | 2.2 | 4.6 | Docs reviewed | ||
| 03 |  WaldenPay Virtual prepaid card loaded with crypto, run by a Dutch company | Rare KYC 2 | 3.8 | 4.4 | Docs reviewed | USDTUSDCBTC +4 | |
| 04 | Stealths Accepts Monero No account needed Prepaid cards, gift cards and eSIM plans bought with crypto, no account | Never KYC 0 | 7.9 | 4.3 | Docs reviewed | XMRBCHETH +4 | |
| 05 | Kripicard Accepts Monero May ask for ID Virtual Visa and Mastercard cards funded with crypto, issued through partners | On risk flag KYC 3 | 2.1 | 4.0 | Docs reviewed | USDTBTCETH +5 | |
| 06 |  BingCard May ask for ID Virtual and physical crypto cards; physical cards and flagged accounts need ID | On risk flag KYC 3 | 0.3 | 4.0 | Docs reviewed | BTCUSDTETH +1 | |
| 07 |  Goblin Card Accepts Monero Physical Mastercard and virtual Visa debit cards funded with crypto | Not mentioned KYC 1 | 5.4 | 3.9 | Docs reviewed | BTCETHSOL +2 | |
| 08 |  XMRVCC No account needed Single-use virtual cards sold for crypto and delivered manually | Not mentioned KYC 1 | 6.6 | 3.8 | Docs reviewed | ||
| 09 |  2Fiat Accepts Monero Reloadable virtual prepaid Mastercard cards bought and topped up with crypto | Not mentioned KYC 1 | 6.1 | 3.8 | Docs reviewed | BTCXMRUSDT | |
| 10 |  OffGrid Crypto-funded virtual prepaid Visa card with a yearly membership | Not mentioned KYC 1 | 5.7 | 3.8 | Docs reviewed | ||
| 11 |  DigitalPurse May ask for ID Virtual cards loaded with crypto, with order limits for unverified users | On risk flag KYC 3 | 2.4 | 3.8 | Docs reviewed | ||
| 12 |  SolvoCard Accepts Monero Crypto-funded virtual Mastercard marketed with zero KYC and email-only sign-up | Not mentioned KYC 1 | 5.8 | 2.1 | Docs reviewed | BTCETHUSDT +1 |
Buy a prepaid card with Bitcoin Buy a prepaid card with Monero
Check the rules where you live
Whether a provider may serve customers in your country depends on local licensing rules. A listing describes a service; it is not an invitation to use it and not financial advice.Across all 12
How they compare on features
The share of listed services that offer each feature, and that carry each warning in their terms. Select a row to see the services behind it.
How many offer
How many have this in their terms
Criteria
What we check for every card
- Who issues the card and under which programme
- Load limits and fees
- Past shutdowns and whether balances were refunded
- What identity the terms allow the issuer to request
On record
Recent incidents among crypto cards
high
Shutdown Cypher Card
Official wind-down: cards closed 8 August 2026, platform shut down 6 September 2026
Cypher's official site states that the service is sunsetting. Card loading was disabled, cards remained usable until 8 August 2026 at 00:00 UTC, and the platform shuts down on 6 September 2026, with balances withdrawable without fees until that date. Support pages say merchant refunds arriving after card closure are credited to the balance and must be withdrawn before the shutdown date. No reason for the closure was given on the pages reviewed.
Service closed Source: cypherhq.io ↗
high
Funds held SolvoCard
Reported unrefunded balances after a card programme ended
The public event log of the directory kycnot.me recorded that around 10 June 2026 SolvoCard's Mastercard programme was discontinued after its card issuer withdrew support, leaving customer balances stranded on cancelled cards, and described the matter as ongoing. The SolvoCard website was offering new virtual cards when checked in October 2026 and carried no notice about the earlier programme. The number of affected users and the amounts involved were not stated.
Unresolved Source: kycnot.me ↗
high
Shutdown UnCash
Cards closed after Mastercard shut down the programme
Trade-press coverage reports that Mastercard shut down cards tied to UnCash's no-KYC product in February 2026. In a statement dated 10 February 2026 the company reportedly said that about 90% of its cards ran on that network, that all cards would be closed immediately and that remaining balances would be refunded. No later confirmation that refunds were completed was found, and the official site returned a hosting error in October 2026.
Service closed Source: paymentexpert.com ↗
For reference
These ask every user for ID
Often searched for alongside no-KYC services, so they are listed with what their terms say. None of them can be used without identity verification, and they are left out of the ranking above.
| # | Service | KYC | Privacy | Safety | Evidence | Accepts | Incidents |
|---|---|---|---|---|---|---|---|
| 01 |  XKard (XHYPE) May ask for ID Prepaid crypto card with a self-custody wallet; cards require KYC through a partner | Mandatory KYC 4 | 1.1 | 5.1 | Docs reviewed | USDTUSDCETH +2 |
Closed
Services that no longer operate
-
Cypher CardAlternatives →Official site states cards closed on 8 August 2026 and the platform shut down on 6 September 2026.
- EzzocardAlternatives →
ezzocard.com has served a registrar parking page since about September 2025 (Wayback Machine captures from 2025-09-10 onward; live check 2026-10-21). A same-brand site at ezzocard.finance (registered September 2025) could not be confirmed as run by the original operator.
- UnCashAlternatives →
Cards were closed in February 2026 after Mastercard shut down the programme, per trade press; the site was unreachable in October 2026.
Questions
Crypto Cards: common questions
Are no-KYC crypto cards safe to hold a balance on?
No. Use them for spending, not storage. Programmes have been closed by card networks with little notice, and refunds of remaining balances have been slow or missing.
Why do no-KYC cards have low limits?
Card rules in most regions allow anonymous prepaid products only below small thresholds. Higher limits require the issuer to identify the holder.
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