Self-hosted open-source payment processor supporting 50+ coins including Monero
Privacy 9.2
Safety 7.3
Payment Gateways Reviewed 22 Oct 2026
MoneroPay review
Self-hosted backend service for receiving and tracking Monero payments
- No account needed
- Accepts Monero
- Never holds your funds
- Open source
- No email needed
- No phone number
ID never required KYC 0 Documentation reviewed
Privacy
9.2/ 10
Excellent
Safety
7.3/ 10
Strong
Based on terms and documentation. No test transactions published yet. See the arithmetic
MoneroPay review in short
MoneroPay is a payment gateway. Its terms put it at KYC level 0 of 4: ID never required. NoKYC Score grades it 9.2/10 for privacy (excellent) and 7.3/10 for safety (strong). In its favour: no account needed, no email needed and no phone number. No incidents are on record.
- Category
- Payment Gateways
- KYC level
- 0 of 4: ID never required
- Grades
- Privacy 9.2/10, Safety 7.3/10
- Sign-up
- No account needed
- Custody
- non-custodial
- Fees
- Free software; no processing fees
- Jurisdiction
- Decentralised / none
- Incidents on record
- 0
- Last reviewed
- 22 Oct 2026
Cite this review
NoKYC Score, "MoneroPay review", reviewed 22 Oct 2026, https://nokycscore.com/service/moneropay
Also available as plain text.
What MoneroPay is
MoneroPay is an open-source backend service that merchants and developers run themselves to receive, track and send Monero payments. Its documentation covers installation, security and scalability, the merchant workflow and a small HTTP API with endpoints for balance, health, receiving and transfers, plus callbacks for payment notifications and optional acceptance of unconfirmed transactions. Funds stay in the operator's own Monero wallet, so the software is non-custodial and involves no third-party account. The main repository is hosted on GitLab with a GitHub mirror, and commercial support is offered by the maintainers for those who need it.
What MoneroPay offers, and what to watch
7 of 13 privacy and safety features, 0 warnings in its terms.
"Not stated" means its own pages do not say.
Identity
- ID never required Yes The terms rule identity checks out, or the design makes them impossible.
- No account needed Yes Usable without creating an account, or the account is only a random number.
- No email needed Yes An email address is not required to sign up or use it.
- No phone number Yes A phone number is never required.
Payment
- Accepts Monero Yes Monero hides sender, receiver and amount, so the payment cannot be traced to you.
- Accepts Lightning Not stated
Access
- Tor onion address Not stated
- Works without JavaScript Not stated
Trust
- Never holds your funds Yes The operator never controls user funds, so it cannot freeze them.
- Open source Yes The code that matters is public and can be inspected.
- Independent audit Not stated
- Company named Not stated
- 5+ years operating Not stated
Warnings
- May ask for ID Not in terms
- Screens deposits Not in terms
- Holds your funds Not in terms
- Email required Not in terms
- Phone number required Not in terms
- Closed source Not in terms
- Nobody accountable Not in terms
Does MoneroPay require KYC?
- 0 Never
- 1 Not mentioned
- 2 Rare
- 3 On risk flag
- 4 Mandatory
KYC level 0: ID never required. The terms rule out identity checks, or the design makes them impossible.
Self-hosted software connecting to the operator's own wallet; no third party is involved.
How the grades add up
Both grades start at 50 points and move by fixed, published amounts. Nothing is adjusted by hand. The total is divided by ten.
Privacy
9.2- Starting points 50
- KYC level 0: ID never required +20
- No registration +6
- No email needed +3
- No phone needed +1
- Accepts Monero +4
- Open source +2
- Non-custodial +3
- Self-hostable +3
- Total, clamped to 0–100 92
Safety
7.3- Starting points 50
- Open source +8
- Non-custodial +12
- Self-hostable +3
- Total, clamped to 0–100 73
Test ledger
Real transactions run by our editors. A badge without a ledger is an assertion; this is the proof.
No test transactions published yet
The grades above rest on MoneroPay’s terms and documentation. Tests will appear here with the date, route, amount band and result as they are run.
Incidents on record
No incidents are on record for MoneroPay. If you have a documented case, report it.
User reviews
Reviews never change a grade. Reviews with a transaction reference are marked.
No reviews yet.
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MoneroPay: common questions
Does MoneroPay require KYC?
MoneroPay is rated KYC level 0 of 4 on this site: ID never required. Self-hosted software connecting to the operator's own wallet; no third party is involved.
Is MoneroPay safe to use?
MoneroPay has a Safety grade of 7.3 out of 10 and a Privacy grade of 9.2 out of 10. No incidents are on record. Evidence level: documentation reviewed.
Is MoneroPay legit?
MoneroPay is a working payment gateway. Being real is not the same as being safe: its Safety grade here is 7.3 out of 10, built from custody, liquidity, track record and incidents.
Is MoneroPay a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for MoneroPay.
Do I need an account or email to use MoneroPay?
No account needed.
What fees does MoneroPay charge?
Free software; no processing fees. Fees were recorded from MoneroPay's own pages and can change; check before you send.
Does MoneroPay have a Tor onion address?
No official onion address was found on MoneroPay's own pages.
Which cryptocurrencies does MoneroPay support?
MoneroPay supports XMR.
Is MoneroPay custodial?
No. MoneroPay is non-custodial: the operator does not control user funds.
Can I use MoneroPay over Tor?
MoneroPay does not publish an official onion address.
Listing history
- Listing added. Facts and KYC level set from the service's own terms and documentation.