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Wallets Reviewed 22 Oct 2026

AQUA Wallet review

Self-custodial mobile wallet for Bitcoin, Lightning, Liquid and USDT

  • No account needed
  • Never holds your funds
  • Open source
  • Accepts Lightning
  • No email needed
  • Company named
ID never required KYC 0 Documentation reviewed
Visit aqua.net Report an incident Watch

Privacy

8.3/ 10

Strong

Safety

6.9/ 10

Fair

Based on terms and documentation. No test transactions published yet. See the arithmetic

AQUA Wallet review in short

AQUA Wallet is a wallet. Its terms put it at KYC level 0 of 4: ID never required. NoKYC Score grades it 8.3/10 for privacy (strong) and 6.9/10 for safety (fair). In its favour: no account needed, no email needed and no phone number. No incidents are on record.

Category
Wallets
KYC level
0 of 4: ID never required
Grades
Privacy 8.3/10, Safety 6.9/10
Sign-up
No account needed
Custody
non-custodial
Jurisdiction
Honduras (Próspera ZEDE)
Incidents on record
0
Last reviewed
22 Oct 2026
Cite this review

NoKYC Score, "AQUA Wallet review", reviewed 22 Oct 2026, https://nokycscore.com/service/aqua-wallet

Also available as plain text.

What AQUA Wallet is

AQUA is a non-custodial mobile wallet for Bitcoin, Lightning, Liquid and USDT built by JAN3 LLC, a company incorporated in Próspera ZEDE, Honduras. The site says seed phrases stay on the device and that the wallet does not collect personal data or transaction logs. Several built-in features hand off to third parties: USDT transfers on Tron and Ethereum depend on SideShift, bitcoin purchases are handled by third-party providers that may apply country-specific restrictions or requirements, and a prepaid card is listed without issuer or verification details. How Lightning payments are routed is not explained on the pages reviewed. The code is public under the MIT licence.

What AQUA Wallet offers, and what to watch

8 of 13 privacy and safety features, 0 warnings in its terms.

"Not stated" means its own pages do not say.

Identity

  • ID never required Yes The terms rule identity checks out, or the design makes them impossible.
  • No account needed Yes Usable without creating an account, or the account is only a random number.
  • No email needed Yes An email address is not required to sign up or use it.
  • No phone number Yes A phone number is never required.

Payment

  • Accepts Monero Not stated
  • Accepts Lightning Yes Bitcoin Lightning payments: fast, cheap and more private than on-chain.

Access

  • Tor onion address Not stated
  • Works without JavaScript Not stated

Trust

  • Never holds your funds Yes The operator never controls user funds, so it cannot freeze them.
  • Open source Yes The code that matters is public and can be inspected.
  • Independent audit Not stated
  • Company named Yes The operating company and its jurisdiction are published.
  • 5+ years operating Not stated

Warnings

  • May ask for ID Not in terms
  • Screens deposits Not in terms
  • Holds your funds Not in terms
  • Email required Not in terms
  • Phone number required Not in terms
  • Closed source Not in terms
  • Nobody accountable Not in terms

Does AQUA Wallet require KYC?

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4

KYC level 0: ID never required. The terms rule out identity checks, or the design makes them impossible.

Self-custodial wallet that says it "doesn't collect personal data"; in-app buy and swap partners apply their own requirements.

Read the terms we assessed ↗

How the grades add up

Both grades start at 50 points and move by fixed, published amounts. Nothing is adjusted by hand. The total is divided by ten.

Privacy

8.3
  • Starting points 50
  • KYC level 0: ID never required +20
  • No registration +6
  • No email needed +3
  • No phone needed +1
  • Accepts Lightning +1
  • Open source +2
  • Non-custodial +3
  • Third-party liquidity -3
  • Total, clamped to 0–100 83

Safety

6.9
  • Starting points 50
  • Open source +8
  • Non-custodial +12
  • Third-party liquidity -6
  • Legal entity disclosed +5
  • Total, clamped to 0–100 69

Test ledger

Real transactions run by our editors. A badge without a ledger is an assertion; this is the proof.

No test transactions published yet

The grades above rest on AQUA Wallet’s terms and documentation. Tests will appear here with the date, route, amount band and result as they are run.

Incidents on record

No incidents are on record for AQUA Wallet. If you have a documented case, report it.

User reviews

Reviews never change a grade. Reviews with a transaction reference are marked.

No reviews yet.

Write a review

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Alternatives to AQUA Wallet

All alternatives →

Electrum

Long-established open-source Bitcoin wallet with Lightning support

Privacy 8.6
Safety 8.5
Never KYC 0 Docs reviewed

Phoenix

Self-custodial mobile Lightning wallet from ACINQ with automatic channels and swaps

Privacy 8.6
Safety 8.5
Never KYC 0 Docs reviewed

Wasabi Wallet

Open-source desktop Bitcoin wallet that routes all traffic through Tor

Privacy 8.9
Safety 8.0
Never KYC 0 Docs reviewed

ZEUS

Open-source self-custodial Bitcoin and Lightning wallet and remote node manager

Privacy 8.6
Safety 8.0
Never KYC 0 Docs reviewed

AQUA Wallet vs ElectrumAQUA Wallet vs PhoenixAQUA Wallet vs Wasabi WalletAQUA Wallet vs ZEUS

AQUA Wallet: common questions

Does AQUA Wallet require KYC?

AQUA Wallet is rated KYC level 0 of 4 on this site: ID never required. Self-custodial wallet that says it "doesn't collect personal data"; in-app buy and swap partners apply their own requirements.

Is AQUA Wallet safe to use?

AQUA Wallet has a Safety grade of 6.9 out of 10 and a Privacy grade of 8.3 out of 10. No incidents are on record. Evidence level: documentation reviewed.

Is AQUA Wallet legit?

AQUA Wallet is a working wallet. It publishes the company that runs it, in Honduras (Próspera ZEDE). Being real is not the same as being safe: its Safety grade here is 6.9 out of 10, built from custody, liquidity, track record and incidents.

Is AQUA Wallet a scam?

NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for AQUA Wallet.

Do I need an account or email to use AQUA Wallet?

No account needed.

Does AQUA Wallet have a Tor onion address?

No official onion address was found on AQUA Wallet's own pages.

Which cryptocurrencies does AQUA Wallet support?

AQUA Wallet supports BTC, L-BTC, USDT.

Can I use AQUA Wallet over Tor?

AQUA Wallet does not publish an official onion address.

Listing history

  • Listing added. Facts and KYC level set from the service's own terms and documentation.