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NoKYC Score

Phone Numbers & SMS Reviewed 22 Oct 2026

Narayana review

Estonian VoIP provider: SIP calls, virtual numbers, SIM cards and eSIMs

  • No account needed
  • Accepts Monero
  • Tor onion address
  • No email needed
  • Company named
  • May ask for ID
ID in rare cases KYC 2 Documentation reviewed

Privacy

5.9/ 10

Fair

Safety

5.1/ 10

Caution

Based on terms and documentation. No test transactions published yet. See the arithmetic

Narayana review in short

Narayana is a phone number service. Its terms put it at KYC level 2 of 4: ID in rare cases. NoKYC Score grades it 5.9/10 for privacy (fair) and 5.1/10 for safety (caution). In its favour: no account needed, no email needed and no phone number. To watch: it may ask for ID. No incidents are on record.

Category
Phone Numbers & SMS
KYC level
2 of 4: ID in rare cases
Grades
Privacy 5.9/10, Safety 5.1/10
Sign-up
No account needed
Fees
Virtual numbers from €10/month; eSIM from €9; physical SIM €14 plus delivery
Limits
Prices page says first top-up from 1 EUR, while the FAQ mentions a 51 EUR payment at registration
Jurisdiction
Estonia
Onion address
Yes
Incidents on record
0
Last reviewed
22 Oct 2026
Cite this review

NoKYC Score, "Narayana review", reviewed 22 Oct 2026, https://nokycscore.com/service/narayana

Also available as plain text.

What Narayana is

Narayana is an Estonian telecom provider offering international calls over SIP, virtual numbers for inbound calls and SMS, physical SIM cards and eSIMs. Registration takes only a login and password, and the site says no email or ID is required. Accounts are denominated in EUR and topped up through Paysera (European cards and banks) or with Bitcoin, Litecoin, USDT or Monero. The public offer of Narayana OÜ says proof of identity may be requested when an account is funded by bank transfer or card, or where local rules require end-user verification for certain numbers, and that available data is handed over on a request from the Estonian police or an Estonian court order. Service is not provided in Russia, the United States, North Korea, Iran, China or annexed territories of Ukraine.

What Narayana offers, and what to watch

6 of 13 privacy and safety features, 1 warning in its terms.

"Not stated" means its own pages do not say.

Identity

  • ID never required No
  • No account needed Yes Usable without creating an account, or the account is only a random number.
  • No email needed Yes An email address is not required to sign up or use it.
  • No phone number Yes A phone number is never required.

Payment

  • Accepts Monero Yes Monero hides sender, receiver and amount, so the payment cannot be traced to you.
  • Accepts Lightning Not stated
  • Accepts cash Not stated

Access

  • Tor onion address Yes An official .onion address, reachable only through Tor.
  • Works without JavaScript Not stated

Trust

  • No-logs policy Not stated
  • Independent audit Not stated
  • Company named Yes The operating company and its jurisdiction are published.
  • 5+ years operating Not stated

Warnings

  • May ask for ID Yes The terms reserve the right to demand identity documents, often after a risk flag.
  • Email required Not in terms
  • Phone number required Not in terms
  • Nobody accountable Not in terms

Does Narayana require KYC?

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4

KYC level 2: ID in rare cases. The terms allow identity checks only in exceptional cases, such as a legal order.

Public offer clause 3.2: proof of identity may be requested for bank-transfer or card funding, or where local regulation mandates end-user verification for certain numbers.

Read the terms we assessed ↗

How the grades add up

Both grades start at 50 points and move by fixed, published amounts. Nothing is adjusted by hand. The total is divided by ten.

Privacy

5.9
  • Starting points 50
  • KYC level 2: ID in rare cases +4
  • No email needed +3
  • No phone needed +1
  • Tor onion service +4
  • Accepts Monero +4
  • May request ID -7
  • Total, clamped to 0–100 59

Safety

5.1
  • Starting points 50
  • Legal entity disclosed +5
  • May request ID -4
  • Total, clamped to 0–100 51

Test ledger

Real transactions run by our editors. A badge without a ledger is an assertion; this is the proof.

No test transactions published yet

The grades above rest on Narayana’s terms and documentation. Tests will appear here with the date, route, amount band and result as they are run.

Incidents on record

No incidents are on record for Narayana. If you have a documented case, report it.

User reviews

Reviews never change a grade. Reviews with a transaction reference are marked.

No reviews yet.

Write a review

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Alternatives to Narayana

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Narayana: common questions

Does Narayana require KYC?

Narayana is rated KYC level 2 of 4 on this site: ID in rare cases. Public offer clause 3.2: proof of identity may be requested for bank-transfer or card funding, or where local regulation mandates end-user verification for certain numbers.

Is Narayana safe to use?

Narayana has a Safety grade of 5.1 out of 10 and a Privacy grade of 5.9 out of 10. No incidents are on record. Evidence level: documentation reviewed.

Is Narayana legit?

Narayana is a working phone number service. It publishes the company that runs it, in Estonia. Being real is not the same as being safe: its Safety grade here is 5.1 out of 10, built from custody, liquidity, track record and incidents.

Is Narayana a scam?

NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Narayana.

Do I need an account or email to use Narayana?

No account needed.

What fees does Narayana charge?

Virtual numbers from €10/month; eSIM from €9; physical SIM €14 plus delivery. Fees were recorded from Narayana's own pages and can change; check before you send.

What are Narayana's limits?

Prices page says first top-up from 1 EUR, while the FAQ mentions a 51 EUR payment at registration.

Does Narayana have a Tor onion address?

Yes. Narayana publishes an official onion address, shown on this page. Open it in Tor Browser.

Which cryptocurrencies does Narayana support?

Narayana supports BTC, LTC, ETH, USDT, XMR, and fiat payments in EUR.

Can I use Narayana over Tor?

Yes. Narayana publishes an official onion address, shown on this page.

Listing history

  • Listing added. Facts and KYC level set from the service's own terms and documentation.