Service overview
Moon
paywithmoon.com
Virtual prepaid Visa cards bought with Bitcoin, Lightning or stablecoins
Privacy 5.7/10
Safety 4.7/10
Read the evidence
CardUpNow review
Virtual Visa and Mastercard cards funded with USDT or BTC, opened with an email and password
Privacy score
5.4/ 10
CautionHow much you reveal
See the score breakdown Safety score
3.8/ 10
PoorHow well you’re protected
See the score breakdown Identity policy
1/ 4 KYC level
No ID mentioned Read the policy Evidence
Documentation reviewed Grades based on published terms and documentation.
0 published tests Two grades. Different questions.Understand the methodology
The overview
The essentials, at a glance.
CardUpNow is a card. Its terms put it at KYC level 1 of 4: no ID mentioned. NoKYC Score grades it 5.4/10 for privacy (caution) and 3.8/10 for safety (poor). In its favour: no phone number. To watch: it holds your funds while you use it, requires an email address and has no publicly accountable operator. No incidents are on record.
What stands out
- No phone number
A phone number is never required.
Before you use it
- Holds your funds
The operator controls user funds while they are on the platform.
- Email required
An email address is required to use the service.
- Nobody accountable
No company or person is publicly responsible for the service.
No test transactions published yet.
About CardUpNow
CardUpNow sells reloadable virtual Visa, Mastercard and "Card Up Elite" cards for online payments, ad campaigns and subscriptions, funded from a wallet topped up with USDT (TRC20/ERC20), BTC or other tokens. The terms describe it as a no-KYC platform that asks only for an email address and password and does not request ID, phone numbers or bank details, while reserving the right to suspend or block high-risk or suspicious accounts. The fee policy lists a non-refundable $50 account activation fee, a $100 minimum deposit, and 5% fees on deposits, card issuance and withdrawals. The card issuer and the operating company are not named, and the terms only refer to the laws of the jurisdiction where it is registered.
Cite this review or read as plain text
NoKYC Score, "CardUpNow review", reviewed 23 Oct 2026, https://nokycscore.com/service/cardupnow
Open plain-text review ↗The feature review
Privacy, without the guesswork.
1 / 13 features confirmed3 warnings in the recorded terms
Identity
1 / 4 confirmed
- ID never requiredNot stated
The terms rule identity checks out, or the design makes them impossible.
- No account neededNo
Usable without creating an account, or the account is only a random number.
- No email neededNo
An email address is not required to sign up or use it.
- No phone numberYes
A phone number is never required.
Payment
0 / 3 confirmed
- Accepts MoneroNot stated
Monero hides sender, receiver and amount, so the payment cannot be traced to you.
- Accepts LightningNot stated
Bitcoin Lightning payments: fast, cheap and more private than on-chain.
- Accepts cashNot stated
Cash by post or in person: no bank and no blockchain record.
Access
0 / 2 confirmed
- Tor onion addressNot stated
An official .onion address, reachable only through Tor.
- Works without JavaScriptNot stated
Core functions work with scripts disabled, as in Tor Browser on its safest setting.
Trust
0 / 4 confirmed
- Never holds your fundsNo
The operator never controls user funds, so it cannot freeze them.
- Independent auditNot stated
A third party audited the code or the no-logs claim, and the report is public.
- Company namedNo
The operating company and its jurisdiction are published.
- 5+ years operatingNot stated
Has operated continuously for five years or more.
Warnings
3 flagged
- May ask for IDNot in terms
The terms reserve the right to demand identity documents, often after a risk flag.
- Screens depositsNot in terms
Deposits are scored by blockchain analytics; a flag can freeze them.
- Passes orders to partnersNot in terms
Orders go to upstream exchanges that apply their own screening.
- Holds your fundsYes
The operator controls user funds while they are on the platform.
- Email requiredYes
An email address is required to use the service.
- Phone number requiredNot in terms
A phone number is required to use the service.
- Nobody accountableYes
No company or person is publicly responsible for the service.
“Not stated” means the service’s own pages do not say. Expand a group to see every check.
Identity requirements
Does CardUpNow require KYC?
Level 1 of 4
No ID mentioned
- 0 Never
- 1 Not mentioned
- 2 Rare
- 3 On risk flag
- 4 Mandatory
No ID requirement appears anywhere in CardUpNow's terms or documentation. Checked against its own terms.
- Account required
- Email may be asked
- No phone number
- No ID documents
KYC level 1: No ID mentioned. No identity requirement appears anywhere in the terms or documentation.
Limits: Minimum deposit $100; no maximum stated
Terms section 4: "We do not ask for name, phone number, government-issued ID, or bank account information"; suspicious accounts can be suspended.
Transparent by design
Every point, explained.
Both grades start at 50 points and move by fixed, published amounts. Nothing is adjusted by hand. The total is divided by ten.
Privacy
5.4/ 10
- Starting points 50
- KYC level 1: No ID mentioned +12
- Custodial -3
- Closed source -2
- Requires email -4
- No phone needed +1
- Total, clamped to 0–100 54
Safety
3.8/ 10
- Starting points 50
- Custodial -5
- Closed source -3
- Anonymous operator -4
- Total, clamped to 0–100 38
Evidence, not promises
Test ledger 0
Published test transactions, with the route, amount and outcome available to inspect.
No test transactions published yet
The grades above rest on CardUpNow’s terms and documentation. Tests will appear here with the date, route, amount band and result as they are run.
The track record
Incidents 0
No incidents on record
We have no documented cases for CardUpNow. An empty record does not guarantee a service is risk-free.
Community experience
What users are saying 0
Reviews never change a grade. Reviews with a transaction reference are marked.
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Alternatives to CardUpNow
All alternatives → Service overview
WaldenPay
waldenpay.com
Virtual prepaid card loaded with crypto, run by a Dutch company
Privacy 3.8/10
Safety 4.4/10
Read the evidence
Service overview
Stealths
stealths.net
Prepaid cards, gift cards and eSIM plans bought with crypto, no account
No registrationAccepts Monero
Privacy 7.9/10
Safety 4.3/10
Read the evidence
Service overview
Goblin Card
goblincards.com
Physical Mastercard and virtual Visa debit cards funded with crypto
Accepts Monero
Privacy 5.4/10
Safety 3.9/10
Read the evidence
CardUpNow vs MoonCardUpNow vs WaldenPayCardUpNow vs StealthsCardUpNow vs Goblin Card
CardUpNow: common questions
Does CardUpNow require KYC?
CardUpNow is rated KYC level 1 of 4 on this site: no ID mentioned. Terms section 4: "We do not ask for name, phone number, government-issued ID, or bank account information"; suspicious accounts can be suspended.
Is CardUpNow safe to use?
CardUpNow has a Safety grade of 3.8 out of 10 and a Privacy grade of 5.4 out of 10. No incidents are on record. Evidence level: documentation reviewed.
Is CardUpNow legit?
CardUpNow is a working card. Its operators do not publish a company or names, so nobody is publicly accountable for it. Being real is not the same as being safe: its Safety grade here is 3.8 out of 10, built from custody, liquidity, track record and incidents.
Is CardUpNow a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for CardUpNow.
Do I need an account or email to use CardUpNow?
Email required.
What fees does CardUpNow charge?
$50 one-time activation fee (non-refundable); 5% deposit fee, 5% card issuance fee, 5% withdrawal fee; $0.40 per declined transaction. Fees were recorded from CardUpNow's own pages and can change; check before you send.
What are CardUpNow's limits?
Minimum deposit $100; no maximum stated.
Does CardUpNow have a Tor onion address?
No official onion address was found on CardUpNow's own pages.
Which cryptocurrencies does CardUpNow support?
CardUpNow supports USDT, BTC, and fiat payments in USD.
Is CardUpNow custodial?
Yes. CardUpNow holds funds during a trade, which means it is able to delay or freeze them.
Can I use CardUpNow over Tor?
CardUpNow does not publish an official onion address.
Listing history
- Listing added. Facts and KYC level set from the service's own terms and documentation.