Long-established open-source Bitcoin wallet with Lightning support
Privacy 8.6
Safety 8.5
Wallets Reviewed 22 Oct 2026
Monfluo review
Open-source Android Monero wallet descended from Mysu and Monerujo
- No account needed
- Accepts Monero
- Never holds your funds
- Open source
- No email needed
- No phone number
ID never required KYC 0 Documentation reviewed
Privacy
8.9/ 10
Excellent
Safety
7.0/ 10
Strong
Based on terms and documentation. No test transactions published yet. See the arithmetic
Monfluo review in short
Monfluo is a wallet. Its terms put it at KYC level 0 of 4: ID never required. NoKYC Score grades it 8.9/10 for privacy (excellent) and 7.0/10 for safety (strong). In its favour: no account needed, no email needed and no phone number. No incidents are on record.
- Category
- Wallets
- KYC level
- 0 of 4: ID never required
- Grades
- Privacy 8.9/10, Safety 7.0/10
- Sign-up
- No account needed
- Custody
- non-custodial
- Jurisdiction
- Decentralised / none
- Incidents on record
- 0
- Last reviewed
- 22 Oct 2026
Cite this review
NoKYC Score, "Monfluo review", reviewed 22 Oct 2026, https://nokycscore.com/service/monfluo
Also available as plain text.
What Monfluo is
Monfluo is an Android wallet for Monero only. Its README calls it a pure Monero wallet suitable for both newcomers and experienced users, and explains that it is a fork of Mysu, previously known as MyNero, which was itself a fork of Monerujo. The app is distributed as APK files from the project's releases page, with separate builds for different processor architectures plus a universal build, and through the project's own F-Droid repositories. The source is hosted on Codeberg and the repository carries GPL-3.0 licence files. It is self-custody software with no accounts and no operator-side service, so nothing about the user is collected to start using it.
What Monfluo offers, and what to watch
7 of 13 privacy and safety features, 0 warnings in its terms.
"Not stated" means its own pages do not say.
Identity
- ID never required Yes The terms rule identity checks out, or the design makes them impossible.
- No account needed Yes Usable without creating an account, or the account is only a random number.
- No email needed Yes An email address is not required to sign up or use it.
- No phone number Yes A phone number is never required.
Payment
- Accepts Monero Yes Monero hides sender, receiver and amount, so the payment cannot be traced to you.
- Accepts Lightning Not stated
Access
- Tor onion address Not stated
- Works without JavaScript Not stated
Trust
- Never holds your funds Yes The operator never controls user funds, so it cannot freeze them.
- Open source Yes The code that matters is public and can be inspected.
- Independent audit Not stated
- Company named Not stated
- 5+ years operating Not stated
Warnings
- May ask for ID Not in terms
- Screens deposits Not in terms
- Holds your funds Not in terms
- Email required Not in terms
- Phone number required Not in terms
- Closed source Not in terms
- Nobody accountable Not in terms
Does Monfluo require KYC?
- 0 Never
- 1 Not mentioned
- 2 Rare
- 3 On risk flag
- 4 Mandatory
KYC level 0: ID never required. The terms rule out identity checks, or the design makes them impossible.
Self-custodial open-source Android app with no accounts or operator-side service that could collect identity.
How the grades add up
Both grades start at 50 points and move by fixed, published amounts. Nothing is adjusted by hand. The total is divided by ten.
Privacy
8.9- Starting points 50
- KYC level 0: ID never required +20
- No registration +6
- No email needed +3
- No phone needed +1
- Accepts Monero +4
- Open source +2
- Non-custodial +3
- Total, clamped to 0–100 89
Safety
7.0- Starting points 50
- Open source +8
- Non-custodial +12
- Total, clamped to 0–100 70
Test ledger
Real transactions run by our editors. A badge without a ledger is an assertion; this is the proof.
No test transactions published yet
The grades above rest on Monfluo’s terms and documentation. Tests will appear here with the date, route, amount band and result as they are run.
Incidents on record
No incidents are on record for Monfluo. If you have a documented case, report it.
User reviews
Reviews never change a grade. Reviews with a transaction reference are marked.
No reviews yet.
Write a review
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Monfluo: common questions
Does Monfluo require KYC?
Monfluo is rated KYC level 0 of 4 on this site: ID never required. Self-custodial open-source Android app with no accounts or operator-side service that could collect identity.
Is Monfluo safe to use?
Monfluo has a Safety grade of 7.0 out of 10 and a Privacy grade of 8.9 out of 10. No incidents are on record. Evidence level: documentation reviewed.
Is Monfluo legit?
Monfluo is a working wallet. Being real is not the same as being safe: its Safety grade here is 7.0 out of 10, built from custody, liquidity, track record and incidents.
Is Monfluo a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Monfluo.
Do I need an account or email to use Monfluo?
No account needed.
Does Monfluo have a Tor onion address?
No official onion address was found on Monfluo's own pages.
Which cryptocurrencies does Monfluo support?
Monfluo supports XMR.
Can I use Monfluo over Tor?
Monfluo does not publish an official onion address.
Listing history
- Listing added. Facts and KYC level set from the service's own terms and documentation.