Swap front-end routing orders through third-party processing partners
Privacy 10.0
Safety 8.4
Instant Swaps Reviewed 22 Oct 2026
Pablo Cash review
Account-free swap service that works without JavaScript and pays out from a separate pool
- No account needed
- Accepts Monero
- Tor onion address
- Holds your funds
- Closed source
- Nobody accountable
ID never required KYC 0 Documentation reviewed
Privacy
8.9/ 10
Excellent
Safety
4.3/ 10
Caution
Based on terms and documentation. No test transactions published yet. See the arithmetic
Pablo Cash review in short
Pablo Cash is a swap service. Its terms put it at KYC level 0 of 4: ID never required. NoKYC Score grades it 8.9/10 for privacy (excellent) and 4.3/10 for safety (caution). In its favour: no account needed, no email needed and no phone number. To watch: it holds your funds while you use it, is closed source and has no publicly accountable operator. No incidents are on record.
- Category
- Instant Swaps
- KYC level
- 0 of 4: ID never required
- Grades
- Privacy 8.9/10, Safety 4.3/10
- Sign-up
- No account needed
- Custody
- custodial
- Fees
- 0.60% + $1 per the homepage
- Onion address
- Yes
- Incidents on record
- 0
- Last reviewed
- 22 Oct 2026
Cite this review
NoKYC Score, "Pablo Cash review", reviewed 22 Oct 2026, https://nokycscore.com/service/pablo-cash
Also available as plain text.
What Pablo Cash is
Pablo Cash is a crypto-to-crypto exchange with no accounts, a Tor mirror, PGP-signed order snapshots and a site, order page and support chat that work without JavaScript. Its rules say no account or KYC is required and that the service does not screen assets under AML procedures or require such checks later. Deposits go into one pool and payouts come from a separate pre-funded pool, which it says is sourced from centralised exchanges or NEAR Intents. Exchange deposit addresses are not accepted as payout addresses. Refunds after a deposit are at the operator's discretion. No operating company is named.
What Pablo Cash offers, and what to watch
7 of 15 privacy and safety features, 3 warnings in its terms.
"Not stated" means its own pages do not say.
Identity
- ID never required Yes The terms rule identity checks out, or the design makes them impossible.
- No account needed Yes Usable without creating an account, or the account is only a random number.
- No email needed Yes An email address is not required to sign up or use it.
- No phone number Yes A phone number is never required.
Payment
- Accepts Monero Yes Monero hides sender, receiver and amount, so the payment cannot be traced to you.
- Accepts Lightning Not stated
Access
- Tor onion address Yes An official .onion address, reachable only through Tor.
- Works without JavaScript Yes Core functions work with scripts disabled, as in Tor Browser on its safest setting.
Trust
- Never holds your funds No
- Own liquidity Not stated
- Refund without ID Not stated
- Open source No
- Independent audit Not stated
- Company named No
- 5+ years operating Not stated
Warnings
- May ask for ID Not in terms
- Screens deposits Not in terms
- Passes orders to partners Not in terms
- Holds your funds Yes The operator controls user funds while they are on the platform.
- Email required Not in terms
- Phone number required Not in terms
- Closed source Yes The code is not public, so its behaviour cannot be checked.
- Nobody accountable Yes No company or person is publicly responsible for the service.
Does Pablo Cash require KYC?
- 0 Never
- 1 Not mentioned
- 2 Rare
- 3 On risk flag
- 4 Mandatory
KYC level 0: ID never required. The terms rule out identity checks, or the design makes them impossible.
Rules section 01: "No account or KYC is required for access. The service also does not screen assets under AML procedures or require such checks later."
How the grades add up
Both grades start at 50 points and move by fixed, published amounts. Nothing is adjusted by hand. The total is divided by ten.
Privacy
8.9- Starting points 50
- KYC level 0: ID never required +20
- No registration +6
- No email needed +3
- No phone needed +1
- Accepts Monero +4
- Tor onion service +4
- Works without JavaScript +1
- No-logs policy +2
- Closed source -2
- Total, clamped to 0–100 89
Safety
4.3- Starting points 50
- Closed source -3
- Anonymous operator -4
- Total, clamped to 0–100 43
Test ledger
Real transactions run by our editors. A badge without a ledger is an assertion; this is the proof.
No test transactions published yet
The grades above rest on Pablo Cash’s terms and documentation. Tests will appear here with the date, route, amount band and result as they are run.
Incidents on record
No incidents are on record for Pablo Cash. If you have a documented case, report it.
User reviews
Reviews never change a grade. Reviews with a transaction reference are marked.
No reviews yet.
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Pablo Cash: common questions
Does Pablo Cash require KYC?
Pablo Cash is rated KYC level 0 of 4 on this site: ID never required. Rules section 01: "No account or KYC is required for access. The service also does not screen assets under AML procedures or require such checks later."
Is Pablo Cash safe to use?
Pablo Cash has a Safety grade of 4.3 out of 10 and a Privacy grade of 8.9 out of 10. No incidents are on record. Evidence level: documentation reviewed.
Is Pablo Cash legit?
Pablo Cash is a working swap service. Its operators do not publish a company or names, so nobody is publicly accountable for it. Being real is not the same as being safe: its Safety grade here is 4.3 out of 10, built from custody, liquidity, track record and incidents.
Is Pablo Cash a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Pablo Cash.
Do I need an account or email to use Pablo Cash?
No account needed.
What fees does Pablo Cash charge?
0.60% + $1 per the homepage. Fees were recorded from Pablo Cash's own pages and can change; check before you send.
Does Pablo Cash have a Tor onion address?
Yes. Pablo Cash publishes an official onion address, shown on this page. Open it in Tor Browser.
Which cryptocurrencies does Pablo Cash support?
Pablo Cash supports BTC, XMR, ETH, LTC, BNB, TRX, SOL, XRP, LINK, USDT, USDC.
Is Pablo Cash custodial?
Yes. Pablo Cash holds funds during a trade, which means it is able to delay or freeze them.
Can I use Pablo Cash over Tor?
Yes. Pablo Cash publishes an official onion address, shown on this page.
Listing history
- Listing added. Facts and KYC level set from the service's own terms and documentation.