Highest Safety grade
Electrum
- Privacy
- 8.6
- Safety
- 8.5
- No account needed
- Never holds your funds
- Open source
Trade · October 2026
A self-custody wallet is software that holds your keys on your own device. There is no account to open and nobody to verify you, which makes it the foundation of everything else on this site: a swap or a P2P trade has to pay out somewhere.
Wallets differ in what they leak. Some query a company server that can link your addresses to your IP address; others connect to your own node or route over Tor. Many now embed swap services, and the wallet’s choice of swap provider decides whether a built-in swap can be held for ID.
21 wallets usable without mandatory ID are listed and graded here. 20 have terms that rule out identity checks entirely. The highest Safety grade belongs to Electrum (8.5/10), and the highest Privacy grade to Feather Wallet (9.4/10). 7 accept Monero and 3 publish a Tor onion address.
Reflects the listings as of 22 Oct 2026.
Our picks
Highest Safety grade
Highest Privacy grade
Best that never asks for ID
Picked by rule from the recorded facts, not by payment. Compare Electrum and Phoenix side by side →
21 listed
| # | Service | KYC | Privacy | Safety | Evidence | Accepts | Incidents |
|---|---|---|---|---|---|---|---|
| 01 | Electrum No account needed Never holds your funds Open source Long-established open-source Bitcoin wallet with Lightning support | Never KYC 0 | 8.6 | 8.5 | Docs reviewed | BTC | |
| 02 | Phoenix No account needed Never holds your funds Open source Self-custodial mobile Lightning wallet from ACINQ with automatic channels and swaps | Never KYC 0 | 8.6 | 8.5 | Docs reviewed | BTC | |
| 03 | Wasabi Wallet Tor onion address No account needed Never holds your funds Open source Open-source desktop Bitcoin wallet that routes all traffic through Tor | Never KYC 0 | 8.9 | 8.0 | Docs reviewed | BTC | |
| 04 | ZEUS No account needed Never holds your funds Open source Open-source self-custodial Bitcoin and Lightning wallet and remote node manager | Never KYC 0 | 8.6 | 8.0 | Docs reviewed | BTC | |
| 05 | Cake Wallet Accepts Monero No account needed Never holds your funds Open source Open-source multi-coin mobile and desktop wallet with strong Monero support | Never KYC 0 | 8.6 | 7.4 | Docs reviewed | XMRBTCETH +2 | |
| 06 | Monerujo Accepts Monero No account needed Never holds your funds Open source Open-source Android Monero wallet in development since 2017 | Never KYC 0 | 8.6 | 7.4 | Docs reviewed | XMR | |
| 07 | Feather Wallet Tor onion address Accepts Monero No account needed Never holds your funds Free open-source Monero desktop wallet for Linux, Tails, Windows and macOS | Never KYC 0 | 9.4 | 7.0 | Docs reviewed | XMR | |
| 08 | Monero GUI and CLI Wallets Tor onion address Accepts Monero No account needed Never holds your funds Official open-source Monero desktop wallets published by the Monero Project | Never KYC 0 | 9.3 | 7.0 | Docs reviewed | XMR | |
| 09 | Monfluo Accepts Monero No account needed Never holds your funds Open source Open-source Android Monero wallet descended from Mysu and Monerujo | Never KYC 0 | 8.9 | 7.0 | Docs reviewed | XMR | |
| 10 | BlueWallet No account needed Never holds your funds Open source Open-source Bitcoin-only wallet for iOS, Android and macOS | Never KYC 0 | 8.6 | 7.0 | Docs reviewed | BTC | |
| 11 | Envoy No account needed Never holds your funds Open source Self-custody Bitcoin mobile wallet and companion app for Passport hardware wallets | Never KYC 0 | 8.5 | 7.0 | Docs reviewed | BTC | |
| 12 | Sparrow Wallet No account needed Never holds your funds Open source Desktop Bitcoin wallet focused on transparency, coin control and hardware wallets | Never KYC 0 | 8.5 | 7.0 | Docs reviewed | BTC | |
| 13 | Blixt Wallet No account needed Never holds your funds Open source Open-source Lightning wallet that runs a full lnd node on the phone | Never KYC 0 | 7.6 | 7.0 | Docs reviewed | BTC | |
| 14 | Breez (Glow) No account needed Never holds your funds Open source Maker of the Breez SDK and Glow, a non-custodial Lightning app built on it | Never KYC 0 | 7.6 | 7.0 | Docs reviewed | BTC | |
| 15 | Nunchuk Never holds your funds Open source Bitcoin multisig wallet with optional paid co-signing and inheritance plans | Never KYC 0 | 7.5 | 7.0 | Docs reviewed | BTC | |
| 16 | Stack Wallet Accepts Monero No account needed Never holds your funds Open source Open-source, non-custodial multi-coin wallet with Monero, for mobile and desktop | Never KYC 0 | 8.6 | 6.9 | Docs reviewed | XMRBTCBCH +6 | |
| 17 | AQUA Wallet No account needed Never holds your funds Open source Self-custodial mobile wallet for Bitcoin, Lightning, Liquid and USDT | Never KYC 0 | 8.3 | 6.9 | Docs reviewed | BTCL-BTCUSDT | |
| 18 | Blockstream app (Green) No account needed Never holds your funds Open source Self-custodial wallet for Bitcoin, Lightning and Liquid on mobile and desktop | Never KYC 0 | 8.3 | 6.4 | Docs reviewed | BTCL-BTC | |
| 19 | Unstoppable Wallet No account needed Never holds your funds Open source Open-source multi-chain self-custody wallet with built-in DEX swaps | Never KYC 0 | 8.2 | 6.4 | Docs reviewed | BTCETHZEC +4 | |
| 20 | Edge Accepts Monero No account needed Never holds your funds Open source Self-custody multi-asset mobile wallet with Monero; login by username and password | Not mentioned KYC 1 | 7.2 | 6.4 | Docs reviewed | XMR | |
| 21 | Zodl (formerly Zashi) No account needed Never holds your funds Open source Self-custody mobile wallet for shielded Zcash, renamed from Zashi | Never KYC 0 | 7.2 | 6.4 | Docs reviewed | ZEC |
Across all 21
The share of listed services that offer each feature, and that carry each warning in their terms. Select a row to see the services behind it.
Criteria
On record
critical
Seizure Samourai Wallet
On 24 April 2024 the US Department of Justice announced charges against the two developers of Samourai Wallet, alleging conspiracy to commit money laundering and to operate an unlicensed money transmitting business, together with the seizure of the project's web domain and servers. According to later press coverage, the developers pleaded guilty to the unlicensed money transmitting conspiracy and were sentenced in November 2025. Users' coins remained under their own keys.
Service closed Source: justice.gov ↗
Closed
Domain and servers were seized and the developers arrested in April 2024; they were sentenced in November 2025.
Questions
The wallet does not know who you are, but a public blockchain like Bitcoin records every transaction. Privacy depends on how you acquire coins and how the wallet connects to the network.
Any open-source wallet that lets you connect to your own or a trusted node. The Monero wallets page compares them side by side, and the Bitcoin wallets page does the same for Bitcoin.
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