n.exchange vs The Change
n.exchange has the higher grade on both axes: Safety 6.1 against 4.5, and Privacy 3.1 against 2.6.
n.exchange
Costa Rica-registered instant swap with internal reserves and a formal CDD/EDD programme
Privacy
3.1/ 10
Poor
Safety
6.1/ 10
Fair
ID on risk flag KYC 3 Docs reviewed Full review →
The Change
Instant crypto exchange run by a Panama-registered company, usable as a guest
Privacy
2.6/ 10
Poor
Safety
4.5/ 10
Caution
ID on risk flag KYC 3 Docs reviewed Full review →
Side by side
| n.exchange | The Change | |
|---|---|---|
| Category | Instant Swaps | Instant Swaps |
| KYC policy | ID on risk flag | ID on risk flag |
| Custody | Custodial | Custodial |
| Sign-up | No account needed | Email optional |
| Open source | No | No |
| Tor onion address | No | No |
| Coins | BTC, ETH, USDT, USDC, SOL, LTC, XRP, XMR, PAXG | BTC, ETH, SOL, LTC, DOGE, XRP, TRX |
| Pay with | Crypto, Monero | Crypto |
| Fees | Fees included in quotes; terms allow an AML/KYC compliance fee of up to 5% and up to 5% on approved refunds | 0.40% for guests; 0.35% down to 0.20% for registered users by monthly volume |
| Limits | Not published | Per-pair minimum and maximum shown on the order form (BTC pair showed about 0.00012 to 100 BTC when checked) |
| Founded | 2016 | Not published |
| Jurisdiction | Costa Rica | Panama |
| Not available in | United States, United Kingdom, Iceland, Morocco, Algeria, Ecuador, Bolivia, North Macedonia, Egypt, Saudi Arabia, Iraq, Pakistan, Nepal, Bangladesh, China, Kyrgyzstan, Bahrain, Namibia, Qatar, Afghanistan, North Korea, Syria, Iran, Cuba, Belarus, Crimea, Venezuela, Russia | United States and territories, Canada, United Kingdom, Netherlands, Hong Kong, Singapore, Russian-occupied regions of Ukraine and sanctioned countries (partial list; see rules) |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only n.exchange
Accepts MoneroOwn liquidity5+ years operating
Both
No registrationAML screeningMay request IDExcludes US usersLegal entity disclosedRuns an affiliate programmeClosed source
Only The Change
Nothing distinct
Where they sit among instant swaps
Questions
Is n.exchange or The Change safer?
n.exchange has the higher Safety grade: n.exchange 6.1, The Change 4.5, out of 10.
Does n.exchange or The Change require KYC?
n.exchange is KYC level 3 (ID on risk flag). The Change is KYC level 3 (ID on risk flag).
Which has more incidents on record?
n.exchange has 0 and The Change has 0 documented incidents in the registry.