Swap front-end routing orders through third-party processing partners
Privacy 10.0
Safety 8.4
Instant Swaps Since 2018 Reviewed 22 Oct 2026
SimpleSwap review
Instant swap service with a broad coin list and an explicit freeze clause
- No account needed
- Accepts Monero
- Refund without ID
- May ask for ID
- Screens deposits
- Passes orders to partners
ID on risk flag KYC 3 Documentation reviewed
Privacy
2.9/ 10
Poor
Safety
5.0/ 10
Caution
Based on terms and documentation. No test transactions published yet. See the arithmetic
SimpleSwap review in short
SimpleSwap is a swap service operating since 2018. Its terms put it at KYC level 3 of 4: ID on risk flag. NoKYC Score grades it 2.9/10 for privacy (poor) and 5.0/10 for safety (caution). In its favour: no account needed, no email needed and no phone number. To watch: it may ask for ID, screens deposits and passes orders to partner exchanges. No incidents are on record.
- Category
- Instant Swaps
- KYC level
- 3 of 4: ID on risk flag
- Grades
- Privacy 2.9/10, Safety 5.0/10
- Sign-up
- No account needed
- Custody
- custodial
- Fees
- Fee built into the rate; returning frozen funds costs 1% (minimum $100) per terms
- Incidents on record
- 0
- Last reviewed
- 22 Oct 2026
Cite this review
NoKYC Score, "SimpleSwap review", reviewed 22 Oct 2026, https://nokycscore.com/service/simpleswap
Also available as plain text.
What SimpleSwap is
SimpleSwap is an instant exchange operating since 2018 that supports a very large number of assets and can be used without an account for most swaps. Its terms describe an anti-financial-crime and KYC policy with customer identification and transaction monitoring, allow suspicious transactions to be frozen for the duration of an investigation, and set a 1% fee with a $100 minimum on the return of frozen funds. The terms also list many restricted jurisdictions, including the United States, the United Kingdom and most EU member states. The page names no operating legal entity.
What SimpleSwap offers, and what to watch
6 of 15 privacy and safety features, 5 warnings in its terms.
"Not stated" means its own pages do not say.
Identity
- ID never required No
- No account needed Yes Usable without creating an account, or the account is only a random number.
- No email needed Yes An email address is not required to sign up or use it.
- No phone number Yes A phone number is never required.
Payment
- Accepts Monero Yes Monero hides sender, receiver and amount, so the payment cannot be traced to you.
- Accepts Lightning Not stated
Access
- Tor onion address Not stated
- Works without JavaScript Not stated
Trust
- Never holds your funds No
- Own liquidity No
- Refund without ID Yes The terms commit to refunding a stopped order without identity documents.
- Open source No
- Independent audit Not stated
- Company named Not stated
- 5+ years operating Yes Has operated continuously for five years or more.
Warnings
- May ask for ID Yes The terms reserve the right to demand identity documents, often after a risk flag.
- Screens deposits Yes Deposits are scored by blockchain analytics; a flag can freeze them.
- Passes orders to partners Yes Orders go to upstream exchanges that apply their own screening.
- Holds your funds Yes The operator controls user funds while they are on the platform.
- Email required Not in terms
- Phone number required Not in terms
- Closed source Yes The code is not public, so its behaviour cannot be checked.
- Nobody accountable Not in terms
Does SimpleSwap require KYC?
- 0 Never
- 1 Not mentioned
- 2 Rare
- 3 On risk flag
- 4 Mandatory
KYC level 3: ID on risk flag. The terms allow funds to be held and identity demanded after an automated risk flag.
Terms sections 4.10, 7 and 8 allow freezing suspicious transactions during investigation and requesting identification.
How the grades add up
Both grades start at 50 points and move by fixed, published amounts. Nothing is adjusted by hand. The total is divided by ten.
Privacy
2.9- Starting points 50
- KYC level 3: ID on risk flag -14
- No registration +6
- Accepts Monero +4
- Third-party liquidity -3
- AML screening -7
- May request ID -7
- Closed source -2
- Refund without ID +2
- Total, clamped to 0–100 29
Safety
5.0- Starting points 50
- Third-party liquidity -6
- AML screening -3
- May request ID -4
- Closed source -3
- 5+ years operating +10
- Refund without ID +6
- Total, clamped to 0–100 50
Test ledger
Real transactions run by our editors. A badge without a ledger is an assertion; this is the proof.
No test transactions published yet
The grades above rest on SimpleSwap’s terms and documentation. Tests will appear here with the date, route, amount band and result as they are run.
Incidents on record
No incidents are on record for SimpleSwap. If you have a documented case, report it.
User reviews
Reviews never change a grade. Reviews with a transaction reference are marked.
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SimpleSwap: common questions
Does SimpleSwap require KYC?
SimpleSwap is rated KYC level 3 of 4 on this site: ID on risk flag. Terms sections 4.10, 7 and 8 allow freezing suspicious transactions during investigation and requesting identification.
Is SimpleSwap safe to use?
SimpleSwap has a Safety grade of 5.0 out of 10 and a Privacy grade of 2.9 out of 10. No incidents are on record. Evidence level: documentation reviewed.
Is SimpleSwap legit?
SimpleSwap is a working swap service that has operated since 2018. Being real is not the same as being safe: its Safety grade here is 5.0 out of 10, built from custody, liquidity, track record and incidents.
Is SimpleSwap a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for SimpleSwap. Its terms also allow it to hold a flagged deposit and ask for identity documents.
Do I need an account or email to use SimpleSwap?
No account needed.
What fees does SimpleSwap charge?
Fee built into the rate; returning frozen funds costs 1% (minimum $100) per terms. Fees were recorded from SimpleSwap's own pages and can change; check before you send.
Does SimpleSwap have a Tor onion address?
No official onion address was found on SimpleSwap's own pages.
Which cryptocurrencies does SimpleSwap support?
SimpleSwap supports BTC, ETH, XMR, USDT, LTC, SOL, XRP, TRX.
Is SimpleSwap custodial?
Yes. SimpleSwap holds funds during a trade, which means it is able to delay or freeze them.
Can I use SimpleSwap over Tor?
SimpleSwap does not publish an official onion address.
Listing history
- Listing added. Facts and KYC level set from the service's own terms and documentation.