Buy crypto without KYC

There are three ways to get crypto without uploading ID: buy from a person on a peer-to-peer exchange, swap a coin you already hold, or trade on an exchange with a no-ID tier. Each has a different risk, so every service here is graded for Safety as well as Privacy.

P2P Exchanges

Trade directly with another person, with escrow.

18 listed

Instant Swaps

Send one coin, receive another. No account.

82 listed

No-KYC Exchanges

Order-book exchanges that trade without mandatory ID.

21 listed

Swap Aggregators

Compare rates across many swap services at once.

20 listed

Choose a coin

Buy Bitcoin 125 Buy Monero 96 Buy Ethereum 106 Buy Litecoin 80 Buy Tether 96 Buy USD Coin 46 Buy Solana 69 Buy Bitcoin Cash 13 Buy Dogecoin 21 Buy Tron 43 Buy Zcash 32 Buy Dash 14

Highest Safety grades across all routes

Services for buying crypto without KYC, ranked by Safety grade
#	Service	KYC	Privacy	Safety	Evidence	Accepts	Incidents
01	GhostSwap Tor onion address Accepts Monero No account needed Open source Instant Swaps · Swap front-end routing orders through third-party processing partners	Never KYC 0	10.0	8.4	Docs reviewed	BTCETHXMR +3	0
02	Chainflip No account needed Never holds your funds Open source Instant Swaps · Cross-chain DEX protocol for native BTC, ETH, SOL and stablecoin swaps	Rare KYC 2	7.1	8.3	Docs reviewed	BTCETHSOL +5	0
03	Bisq Accepts Monero No account needed Never holds your funds Open source P2P Exchanges · Open-source desktop P2P exchange for bitcoin with no registration	Never KYC 0	9.3	8.0	Docs reviewed	BTCXMR	1
04	Swap Market Tor onion address No account needed Never holds your funds Open source Instant Swaps · Open-source front end for atomic swaps between Bitcoin, Lightning, Liquid and Rootstock	Never KYC 0	9.3	7.3	Docs reviewed	BTCL-BTCRBTC	0
05	Haveno Accepts Monero No account needed Never holds your funds Open source P2P Exchanges · Open-source protocol for non-custodial Monero trading over Tor	Never KYC 0	9.2	7.3	Docs reviewed	XMRBTCETH	0
06	Mostro No account needed Never holds your funds Open source P2P Exchanges · Open-source P2P bitcoin trading protocol over Nostr and Lightning hold invoices	Never KYC 0	8.9	7.3	Docs reviewed	BTC	0
07	eigenwallet Accepts Monero No account needed Never holds your funds Open source Instant Swaps · Desktop wallet for peer-to-peer BTC-to-XMR atomic swaps, formerly UnstoppableSwap	Never KYC 0	8.9	7.0	Docs reviewed	BTCXMR	0
08	Peer No account needed Never holds your funds Open source P2P Exchanges · P2P fiat on/off-ramp settling through smart-contract escrow and payment-app proofs	Not mentioned KYC 1	7.3	7.0	Docs reviewed	USDCETHSOL +2	0
09	Vexl Never holds your funds Open source P2P Exchanges · Mobile app for finding bitcoin trades within your own social network	Not mentioned KYC 1	6.1	7.0	Docs reviewed	BTC	0
10	Hodl Hodl Never holds your funds P2P Exchanges · Web-based P2P bitcoin trading with 2-of-3 multisig escrow	Not mentioned KYC 1	6.0	7.0	Docs reviewed	BTC	1
11	Dawnswap Tor onion address Accepts Monero No account needed Never holds your funds P2P Exchanges · Independent Haveno network for peer-to-peer Monero trading over Tor	Never KYC 0	9.7	6.6	Docs reviewed	XMRBTCETH +5	0
12	BasicSwap Accepts Monero No account needed Never holds your funds Open source P2P Exchanges · Self-hosted cross-chain DEX using atomic swaps for Bitcoin, Monero and more	Never KYC 0	9.2	6.4	Docs reviewed	BTCXMRLTC +3	1

Check the rules where you live

Whether a provider may serve you depends on local licensing rules. Listings describe services; they are not advice.

How to buy crypto without KYC, step by step

Get a self-custody wallet. Every route pays out to an address you control. See wallets.
Choose a route. Paying with fiat means a peer-to-peer exchange. Converting a coin you already hold means an instant swap.
Check both grades. Privacy tells you what the service asks. Safety tells you how likely the trade is to complete.
Start small. Send a small amount first, then repeat. Large single trades are where holds happen.
Withdraw at once. Do not leave a balance on any service that holds funds.

Pay by cash, bank transfer or card

Buy crypto with cash: the most private option, through peer-to-peer platforms.
Buy crypto with a bank transfer: the widest choice of sellers.
Card, Apple Pay, Google Pay and PayPal: why no-ID card purchases are rare, and what works instead.

Buying without KYC: questions

How to buy Bitcoin anonymously
How to buy Monero without KYC

Can I buy crypto without KYC?

Yes. 141 listed services let you buy or swap crypto without mandatory identity verification: peer-to-peer exchanges where you pay another person by bank transfer or cash, instant swap services, and exchanges with no-ID trading tiers.

What is the safest way to buy crypto without ID?

A non-custodial peer-to-peer exchange. The platform never holds your funds, so nothing can be frozen. For speed, use a swap service with a high Safety grade, its own liquidity and a refund-without-ID commitment.

Can I buy crypto with a credit card and no KYC?

Rarely, and only for small amounts. Card payments can be reversed, so nearly every service that takes cards verifies identity. Bank transfer and cash through peer-to-peer platforms are the realistic no-ID options.

Is buying crypto without KYC legal?

For individuals in most countries, yes. Identity-check rules apply to the businesses that serve you. Tax rules still apply to you. Check the law where you live.