n.exchange vs Swapuz
It is a trade-off. n.exchange has the higher Safety grade (6.1 against 4.7), while Swapuz has the higher Privacy grade (3.4 against 3.1).
n.exchange
Costa Rica-registered instant swap with internal reserves and a formal CDD/EDD programme
Privacy
3.1/ 10
Poor
Safety
6.1/ 10
Fair
ID on risk flag KYC 3 Docs reviewed Full review →
Swapuz
Instant swap service with fixed and floating rates and an AML/KYC policy
Privacy
3.4/ 10
Poor
Safety
4.7/ 10
Caution
ID on risk flag KYC 3 Docs reviewed Full review →
Side by side
| n.exchange | Swapuz | |
|---|---|---|
| Category | Instant Swaps | Instant Swaps |
| KYC policy | ID on risk flag | ID on risk flag |
| Custody | Custodial | Custodial |
| Sign-up | No account needed | No account needed |
| Open source | No | No |
| Tor onion address | No | No |
| Coins | BTC, ETH, USDT, USDC, SOL, LTC, XRP, XMR, PAXG | BTC, ETH, XMR, USDT, LTC |
| Pay with | Crypto, Monero | Crypto, Monero |
| Fees | Fees included in quotes; terms allow an AML/KYC compliance fee of up to 5% and up to 5% on approved refunds | An undisclosed fee on "high-risk" transfers was reported in July 2026 |
| Founded | 2016 | 2020 |
| Jurisdiction | Costa Rica | Not published |
| Not available in | United States, United Kingdom, Iceland, Morocco, Algeria, Ecuador, Bolivia, North Macedonia, Egypt, Saudi Arabia, Iraq, Pakistan, Nepal, Bangladesh, China, Kyrgyzstan, Bahrain, Namibia, Qatar, Afghanistan, North Korea, Syria, Iran, Cuba, Belarus, Crimea, Venezuela, Russia | Not published |
| Incidents on record | 0 | 1 |
| Published tests (180 days) | 0 | 0 |
Only n.exchange
Own liquidityMay request IDExcludes US usersLegal entity disclosedRuns an affiliate programme
Both
No registrationAccepts MoneroAML screening5+ years operatingClosed source
Only Swapuz
Third-party liquidity
Where they sit among instant swaps
Questions
Is n.exchange or Swapuz safer?
n.exchange has the higher Safety grade: n.exchange 6.1, Swapuz 4.7, out of 10.
Does n.exchange or Swapuz require KYC?
n.exchange is KYC level 3 (ID on risk flag). Swapuz is KYC level 3 (ID on risk flag).
Which has more incidents on record?
n.exchange has 0 and Swapuz has 1 documented incident in the registry.