n.exchange vs RubyCash
n.exchange has the higher grade on both axes: Safety 6.1 against 3.6, and Privacy 3.1 against 2.0.
n.exchange
Costa Rica-registered instant swap with internal reserves and a formal CDD/EDD programme
Privacy
3.1/ 10
Poor
Safety
6.1/ 10
Fair
ID on risk flag KYC 3 Docs reviewed Full review →
RubyCash
Order-based crypto exchanger with risk-level blocking and ID on suspicion
Privacy
2.0/ 10
Poor
Safety
3.6/ 10
Poor
ID on risk flag KYC 3 Docs reviewed Full review →
Side by side
| n.exchange | RubyCash | |
|---|---|---|
| Category | Instant Swaps | Instant Swaps |
| KYC policy | ID on risk flag | ID on risk flag |
| Custody | Custodial | Custodial |
| Sign-up | No account needed | Email optional |
| Open source | No | No |
| Tor onion address | No | No |
| Coins | BTC, ETH, USDT, USDC, SOL, LTC, XRP, XMR, PAXG | BTC, ETH, USDT, DASH, XMR, TON, ZEC, LTC, XLM, ARB |
| Pay with | Crypto, Monero | Crypto, Monero |
| Fees | Fees included in quotes; terms allow an AML/KYC compliance fee of up to 5% and up to 5% on approved refunds | Refunds after a mistake or cancellation carry a 5% handling fee plus network fee |
| Founded | 2016 | Not published |
| Jurisdiction | Costa Rica | Not published |
| Not available in | United States, United Kingdom, Iceland, Morocco, Algeria, Ecuador, Bolivia, North Macedonia, Egypt, Saudi Arabia, Iraq, Pakistan, Nepal, Bangladesh, China, Kyrgyzstan, Bahrain, Namibia, Qatar, Afghanistan, North Korea, Syria, Iran, Cuba, Belarus, Crimea, Venezuela, Russia | Not published |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only n.exchange
No registrationOwn liquidityExcludes US usersLegal entity disclosed5+ years operatingRuns an affiliate programme
Both
Accepts MoneroAML screeningMay request IDClosed source
Only RubyCash
Requires emailAnonymous operator
Where they sit among instant swaps
Questions
Is n.exchange or RubyCash safer?
n.exchange has the higher Safety grade: n.exchange 6.1, RubyCash 3.6, out of 10.
Does n.exchange or RubyCash require KYC?
n.exchange is KYC level 3 (ID on risk flag). RubyCash is KYC level 3 (ID on risk flag).
Which has more incidents on record?
n.exchange has 0 and RubyCash has 0 documented incidents in the registry.