Mchanger vs n.exchange
n.exchange has the higher grade on both axes: Safety 6.1 against 4.0, and Privacy 3.1 against 2.4.
Mchanger
Multilingual exchanger for crypto, e-money and cash (passport needed for cash); AMLBot screening
Privacy
2.4/ 10
Poor
Safety
4.0/ 10
Caution
ID on risk flag KYC 3 Docs reviewed Full review →
n.exchange
Costa Rica-registered instant swap with internal reserves and a formal CDD/EDD programme
Privacy
3.1/ 10
Poor
Safety
6.1/ 10
Fair
ID on risk flag KYC 3 Docs reviewed Full review →
Side by side
| Mchanger | n.exchange | |
|---|---|---|
| Category | Instant Swaps | Instant Swaps |
| KYC policy | ID on risk flag | ID on risk flag |
| Custody | Custodial | Custodial |
| Sign-up | Email required | No account needed |
| Open source | No | No |
| Tor onion address | No | No |
| Coins | BTC, USDT, ETH, LTC, TRX, SOL, TON | BTC, ETH, USDT, USDC, SOL, LTC, XRP, XMR, PAXG |
| Pay with | Crypto, Card, Cash, Bank transfer | Crypto, Monero |
| Fees | AML refunds up to 5% (max USD 100); other refunds 5% (rules) | Fees included in quotes; terms allow an AML/KYC compliance fee of up to 5% and up to 5% on approved refunds |
| Founded | 2018 | 2016 |
| Jurisdiction | Not published | Costa Rica |
| Not available in | FATF/OFAC/EU/UN blacklisted countries incl. Afghanistan, Iran, North Korea, Syria, Yemen, Libya, Somalia, Cuba, Crimea, Transnistria, Venezuela, Myanmar (AML policy) | United States, United Kingdom, Iceland, Morocco, Algeria, Ecuador, Bolivia, North Macedonia, Egypt, Saudi Arabia, Iraq, Pakistan, Nepal, Bangladesh, China, Kyrgyzstan, Bahrain, Namibia, Qatar, Afghanistan, North Korea, Syria, Iran, Cuba, Belarus, Crimea, Venezuela, Russia |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only Mchanger
Requires emailWorks without JavaScriptAccepts cashThird-party liquidityAnonymous operator
Both
No registrationAML screeningMay request IDClosed source5+ years operatingRuns an affiliate programme
Only n.exchange
Accepts MoneroOwn liquidityExcludes US usersLegal entity disclosed
Where they sit among instant swaps
Questions
Is Mchanger or n.exchange safer?
n.exchange has the higher Safety grade: Mchanger 4.0, n.exchange 6.1, out of 10.
Does Mchanger or n.exchange require KYC?
Mchanger is KYC level 3 (ID on risk flag). n.exchange is KYC level 3 (ID on risk flag).
Which has more incidents on record?
Mchanger has 0 and n.exchange has 0 documented incidents in the registry.