FixedFloat vs n.exchange
It is a trade-off. n.exchange has the higher Safety grade (6.1 against 4.8), while FixedFloat has the higher Privacy grade (3.7 against 3.1).
FixedFloat
Account-free instant exchange with Lightning support and fixed or floating rates
Privacy
3.7/ 10
Poor
Safety
4.8/ 10
Caution
ID on risk flag KYC 3 Docs reviewed Full review →
n.exchange
Costa Rica-registered instant swap with internal reserves and a formal CDD/EDD programme
Privacy
3.1/ 10
Poor
Safety
6.1/ 10
Fair
ID on risk flag KYC 3 Docs reviewed Full review →
Side by side
| FixedFloat | n.exchange | |
|---|---|---|
| Category | Instant Swaps | Instant Swaps |
| KYC policy | ID on risk flag | ID on risk flag |
| Custody | Custodial | Custodial |
| Sign-up | No account needed | No account needed |
| Open source | No | No |
| Tor onion address | No | No |
| Coins | BTC, ETH, XMR, LTC, USDT, USDC, SOL, TRX | BTC, ETH, USDT, USDC, SOL, LTC, XRP, XMR, PAXG |
| Pay with | Crypto, Monero, Lightning | Crypto, Monero |
| Fees | Not published | Fees included in quotes; terms allow an AML/KYC compliance fee of up to 5% and up to 5% on approved refunds |
| Founded | 2018 | 2016 |
| Jurisdiction | Georgia | Costa Rica |
| Not available in | Terms reserve the right to restrict or deny service in certain countries | United States, United Kingdom, Iceland, Morocco, Algeria, Ecuador, Bolivia, North Macedonia, Egypt, Saudi Arabia, Iraq, Pakistan, Nepal, Bangladesh, China, Kyrgyzstan, Bahrain, Namibia, Qatar, Afghanistan, North Korea, Syria, Iran, Cuba, Belarus, Crimea, Venezuela, Russia |
| Incidents on record | 2 | 0 |
| Published tests (180 days) | 0 | 0 |
Only FixedFloat
No email neededNo phone neededAccepts LightningRefund without ID
Both
No registrationAccepts MoneroLegal entity disclosedAML screeningMay request IDClosed source5+ years operatingRuns an affiliate programme
Only n.exchange
Own liquidityExcludes US users
Where they sit among instant swaps
Questions
Is FixedFloat or n.exchange safer?
n.exchange has the higher Safety grade: FixedFloat 4.8, n.exchange 6.1, out of 10.
Does FixedFloat or n.exchange require KYC?
FixedFloat is KYC level 3 (ID on risk flag). n.exchange is KYC level 3 (ID on risk flag).
Which has more incidents on record?
FixedFloat has 2 and n.exchange has 0 documented incidents in the registry.