USDT XMR Reverse ⇄
Swap Tether to Monero without KYC
78 listed services convert USDT to XMR without an account: 73 instant swaps and aggregators, and 5 exchanges and peer-to-peer platforms. They are ranked by Safety grade, because the main risk with this pair is not the rate. It is a swap that stops halfway.
- 78
- Support USDT→XMR
- 11
- ID never required
- 6
- Own liquidity
USDT to XMR in short
78 listed services convert Tether (USDT) to Monero (XMR) without mandatory ID: 73 instant swaps or aggregators and 5 exchanges or peer-to-peer platforms. GhostSwap has the highest Safety grade among them, 8.4 out of 10. 11 have terms that rule out ID checks, and 6 fill orders from their own reserves rather than a partner exchange.
- Services
- 78
- Instant swaps
- 73
- ID never required
- 11
- Own liquidity
- 6
USDT to XMR services, safest first
| # | Service | KYC | Privacy | Safety | Evidence | Accepts | Incidents |
|---|---|---|---|---|---|---|---|
| 01 |  GhostSwap Tor onion address Accepts Monero No account needed Open source Instant Swaps · Swap front-end routing orders through third-party processing partners | Never KYC 0 | 10.0 | 8.4 | Docs reviewed | BTCETHXMR +3 | |
| 02 | Dawnswap Tor onion address Accepts Monero No account needed Never holds your funds P2P Exchanges · Independent Haveno network for peer-to-peer Monero trading over Tor | Never KYC 0 | 9.7 | 6.6 | Docs reviewed | XMRBTCETH +5 | |
| 03 |  Bitania Accepts Monero No account needed Instant Swaps · Instant crypto swap paying out from its own liquidity, with PGP-signed swap receipts and a SimpleX bot | Never KYC 0 | 8.5 | 6.4 | Docs reviewed | BTCLTCXMR +6 | |
| 04 |  Godex Accepts Monero No account needed Instant Swaps · Registration-free instant exchange with no stated volume limits | Not mentioned KYC 1 | 7.6 | 6.3 | Docs reviewed | BTCETHXMR +4 | |
| 05 |  n.exchange Accepts Monero No account needed May ask for ID Instant Swaps · Costa Rica-registered instant swap with internal reserves and a formal CDD/EDD programme | On risk flag KYC 3 | 3.1 | 6.1 | Docs reviewed | BTCETHUSDT +6 | |
| 06 |  SideShift.ai Accepts Monero No account needed May ask for ID Instant Swaps · Account-free shifting service with automated risk screening; not available in the US | On risk flag KYC 3 | 4.2 | 5.9 | Docs reviewed | BTCETHXMR +4 | |
| 07 |  SafeTrade Accepts Monero No-KYC Exchanges · Small-cap spot exchange with email sign-up and no ID clause in its terms | Not mentioned KYC 1 | 5.8 | 5.7 | Docs reviewed | BTCUSDTXMR +5 | |
| 08 |  Alfacash Accepts Monero May ask for ID Instant Swaps · Long-running instant crypto exchange operated by a Nevis-registered company | On risk flag KYC 3 | 2.4 | 5.5 | Docs reviewed | BTCETHLTC +5 | |
| 09 |  BitcoinVN Accepts Monero No account needed May ask for ID Instant Swaps · Vietnam-rooted swap desk operating since 2014; some orders need verification | Rare KYC 2 | 5.6 | 5.3 | Docs reviewed | BTCXMRETH +2 | |
| 10 |  ETZ-Swap Tor onion address Accepts Monero No account needed Instant Swaps · Accountless instant swap that says it trades from its own reserves | Not mentioned KYC 1 | 7.5 | 5.2 | Docs reviewed | BTCXMRETH +4 | |
| 11 |  SimpleSwap Accepts Monero No account needed May ask for ID Instant Swaps · Instant swap service with a broad coin list and an explicit freeze clause | On risk flag KYC 3 | 2.9 | 5.0 | Docs reviewed | BTCETHXMR +5 | |
| 12 |  0trace Tor onion address Accepts Monero No account needed Instant Swaps · Account-free private swap service with its own liquidity, Tor mirror and PGP-signed receipts | Never KYC 0 | 8.9 | 4.9 | Docs reviewed | BTCXMRUSDT +8 | |
| 13 |  Mistex Tor onion address Accepts Monero No account needed Instant Swaps · Account-free private swap service with a Tor mirror, no-logs policy and optional Monero sign-in | Never KYC 0 | 8.9 | 4.9 | Docs reviewed | BTCXMRETH +3 | |
| 14 |  FixedFloat Accepts Monero No account needed May ask for ID Instant Swaps · Account-free instant exchange with Lightning support and fixed or floating rates | On risk flag KYC 3 | 3.7 | 4.8 | Docs reviewed | BTCETHXMR +5 | |
| 15 |  Mine.exchange Accepts Monero May ask for ID Instant Swaps · Russian-language exchanger for crypto, MoneyGo and bank cards run by a Costa Rica company | On risk flag KYC 3 | 2.7 | 4.8 | Docs reviewed | BTCBCHETH +13 | |
| 16 |  Bitpapa Accepts Monero May ask for ID P2P Exchanges · Custodial P2P marketplace with escrow, web wallet and Telegram bot | On risk flag KYC 3 | 1.9 | 4.8 | Docs reviewed | BTCETHUSDT +2 | |
| 17 |  BestChange Accepts Monero No account needed May ask for ID Swap Aggregators · Long-running monitor of e-currency and crypto exchangers with reserves and reviews | On risk flag KYC 3 | 3.4 | 4.7 | Docs reviewed | BTCUSDTETH +2 | |
| 18 |  Swapuz Accepts Monero No account needed May ask for ID Instant Swaps · Instant swap service with fixed and floating rates and an AML/KYC policy | On risk flag KYC 3 | 3.4 | 4.7 | Docs reviewed | BTCETHXMR +2 | |
| 19 |  NeverKYC Accepts Monero No account needed Instant Swaps · Account-free swap that screens deposits and returns flagged ones to a refund address | Not mentioned KYC 1 | 7.1 | 4.6 | Docs reviewed | BTCXMRETH +2 | |
| 20 |  AvanChange Accepts Monero May ask for ID Instant Swaps · Russian-language exchanger for crypto, rubles and cash, operating since 2018 | On risk flag KYC 3 | 2.4 | 4.6 | Docs reviewed | BTCUSDTXMR +7 | |
| 21 |  CrystalTrade Accepts Monero May ask for ID Instant Swaps · Costa Rica-registered crypto exchanger with fiat payouts and blockchain-analytics risk scoring | On risk flag KYC 3 | 2.0 | 4.5 | Docs reviewed | BTCETHUSDT +7 | |
| 22 |  ChangeNOW Accepts Monero No account needed May ask for ID Instant Swaps · High-volume instant swap service; no account needed, AML/KYC policy applies | On risk flag KYC 3 | 2.7 | 4.4 | Docs reviewed | BTCETHXMR +5 | |
| 23 |  StealthEX Accepts Monero No account needed May ask for ID Instant Swaps · Account-free instant swaps with a published KYC/AML annex | On risk flag KYC 3 | 2.7 | 4.4 | Docs reviewed | BTCETHXMR +4 | |
| 24 |  Changelly Accepts Monero May ask for ID Instant Swaps · Long-running instant crypto exchange with a fiat on-ramp marketplace | On risk flag KYC 3 | 1.7 | 4.4 | Docs reviewed | BTCETHXMR +5 | |
| 25 |  Pablo Cash Tor onion address Accepts Monero No account needed Instant Swaps · Account-free swap service that works without JavaScript and pays out from a separate pool | Never KYC 0 | 8.9 | 4.3 | Docs reviewed | BTCXMRETH +8 | |
| 26 |  AnonExch Tor onion address Accepts Monero No account needed Swap Aggregators · Swap aggregator whose terms rule out KYC, AML screening and held funds | Never KYC 0 | 8.7 | 4.3 | Docs reviewed | BTCXMRETH +5 | |
| 27 |  InstaSwap Accepts Monero No account needed Swap Aggregators · Cross-chain DEX aggregator routing through THORChain, Chainflip and other venues, by a Panama company | Not mentioned KYC 1 | 6.0 | 4.3 | Docs reviewed | BTCETHXMR +8 | |
| 28 |  CoinoSwap Accepts Monero No account needed May ask for ID Swap Aggregators · Swap aggregator comparing offers from partner instant exchanges | On risk flag KYC 3 | 3.4 | 4.2 | Docs reviewed | BTCXMRETH +5 | |
| 29 |  Flashift Accepts Monero No account needed May ask for ID Swap Aggregators · Swap aggregator comparing fixed and floating rates from partner exchanges | On risk flag KYC 3 | 2.9 | 4.2 | Docs reviewed | BTCXMRETH +5 | |
| 30 |  OrangeFren Tor onion address Accepts Monero No account needed May ask for ID Swap Aggregators · Rate comparison for KYC-free swap services with a never-KYC filter | On risk flag KYC 3 | 4.9 | 4.1 | Docs reviewed | BTCXMRETH +2 | |
| 31 |  xchg Tor onion address Accepts Monero No account needed Instant Swaps · Accountless swap with plain-language terms, a no-JS version and an onion site | Never KYC 0 | 7.9 | 4.0 | Docs reviewed | USDTXMRXRP +1 | |
| 32 |  StereoSwap Tor onion address Accepts Monero No account needed Instant Swaps · Instant swap with a no-logs Oblivion mode, Monero-routed private swaps and a no-JavaScript version | Not mentioned KYC 1 | 7.3 | 4.0 | Docs reviewed | BTCXMRUSDT | |
| 33 |  PegasusSwap Accepts Monero No account needed Instant Swaps · Instant crypto swap with fixed and floating rates and no account | Never KYC 0 | 7.2 | 4.0 | Docs reviewed | BTCXMRETH +5 | |
| 34 |  Fswap Accepts Monero No account needed May ask for ID Instant Swaps · Account-free swap service with a Private mode that refunds flagged orders instead of asking for ID | On risk flag KYC 3 | 3.6 | 4.0 | Docs reviewed | BTCXMRETH +8 | |
| 35 |  ChangeHero Accepts Monero No account needed May ask for ID Instant Swaps · Instant swap service; withheld-funds reports were logged in 2026 | On risk flag KYC 3 | 3.4 | 4.0 | Docs reviewed | BTCETHXMR +2 | |
| 36 |  PLATOV Accepts Monero No account needed May ask for ID Instant Swaps · Broker-model crypto and fiat exchanger routing orders to partner exchanges since 2017 | On risk flag KYC 3 | 2.7 | 4.0 | Docs reviewed | BTCETHUSDT +7 | |
| 37 |  CCE Cash Accepts Monero No account needed May ask for ID Instant Swaps · Account-free cross-chain swap service with fixed or floating rates | On risk flag KYC 3 | 2.5 | 4.0 | Docs reviewed | BTCETHXMR +5 | |
| 38 |  SecureShift Accepts Monero No account needed May ask for ID Instant Swaps · Account-free instant swap site whose AML policy allows mandatory KYC on risk | On risk flag KYC 3 | 4.0 | 3.9 | Docs reviewed | BTCETHXMR +8 | |
| 39 |  Priamex Tor onion address Accepts Monero No account needed May ask for ID Instant Swaps · Registration-free swap for a short coin list with a no-JavaScript exchange page | On risk flag KYC 3 | 3.8 | 3.9 | Docs reviewed | BTCLTCXMR +4 | |
| 40 |  ExWell Accepts Monero May ask for ID Instant Swaps · Crypto exchange and TRON energy rental run by a Belize company, with risk-scored swaps | On risk flag KYC 3 | 2.1 | 3.9 | Docs reviewed | XMRUSDTTRX +3 | |
| 41 | NonKYC.io Accepts Monero No-KYC Exchanges · Centralised spot exchange for small-cap coins that markets itself as KYC-free | Not mentioned KYC 1 | 5.3 | 3.8 | Docs reviewed | BTCETHUSDT +2 | |
| 42 |  xmr2cex Tor onion address Accepts Monero No account needed Instant Swaps · One-way Monero off-ramp that pays out coins sourced from centralised exchanges | Never KYC 0 | 8.4 | 3.7 | Docs reviewed | XMRBTCETH +7 | |
| 43 |  Changerella Accepts Monero No account needed Swap Aggregators · Exchanger rate monitor with an account-free swap app comparing about a dozen instant exchanges | Not mentioned KYC 1 | 6.7 | 3.7 | Docs reviewed | BTCETHUSDT +7 | |
| 44 |  Wagyu Accepts Monero No account needed Instant Swaps · Account-free Monero and Zcash swaps routed through Hyperliquid's order book | Rare KYC 2 | 5.4 | 3.7 | Docs reviewed | XMRZECBTC +4 | |
| 45 |  Trocador Tor onion address Accepts Monero No account needed May ask for ID Swap Aggregators · Privacy-focused swap aggregator that grades partner exchanges on KYC policy | On risk flag KYC 3 | 4.2 | 3.7 | Docs reviewed | XMRBTCETH +2 | |
| 46 |  Swapzone Accepts Monero No account needed May ask for ID Swap Aggregators · Non-custodial swap aggregator with no account and no added platform fee | On risk flag KYC 3 | 3.4 | 3.7 | Docs reviewed | BTCETHXMR +4 | |
| 47 |  Nanswap Accepts Monero No account needed May ask for ID Instant Swaps · Nano-focused instant exchange without accounts; terms reserve AML/KYC checks | On risk flag KYC 3 | 3.2 | 3.7 | Docs reviewed | XNOBANBTC +6 | |
| 48 |  Exolix Accepts Monero No account needed May ask for ID Instant Swaps · Instant swap service that sources liquidity from centralised exchanges | On risk flag KYC 3 | 2.7 | 3.7 | Docs reviewed | BTCETHXMR +5 | |
| 49 |  HiddenSwap Accepts Monero No account needed May ask for ID Instant Swaps · No-account crypto-to-crypto swap site whose orders are carried out by third-party providers | On risk flag KYC 3 | 3.4 | 3.6 | Docs reviewed | XMRBTCETH +4 | |
| 50 |  ChainSwap Accepts Monero No account needed May ask for ID Instant Swaps · Instant swap service advertising no accounts; its AML page reserves ID checks | On risk flag KYC 3 | 3.0 | 3.6 | Docs reviewed | BTCXMRETH +5 | |
| 51 |  InstantExchangers Accepts Monero No account needed May ask for ID Instant Swaps · Nigerian e-currency exchanger with crypto swaps and naira buy/sell; ID required above AML thresholds | On risk flag KYC 3 | 3.0 | 3.6 | Docs reviewed | BTCETHUSDT +7 | |
| 52 |  Rabbit Swap Accepts Monero No account needed May ask for ID Instant Swaps · Instant swap service routing through partner exchanges, with published AML thresholds | On risk flag KYC 3 | 2.9 | 3.6 | Docs reviewed | BTCXMRETH +5 | |
| 53 |  AlwaysMoney Accepts Monero May ask for ID Instant Swaps · Order-based crypto and bank-card exchanger with BitOK risk scoring | On risk flag KYC 3 | 2.0 | 3.6 | Docs reviewed | BTCXMRETH +9 | |
| 54 |  RubyCash Accepts Monero May ask for ID Instant Swaps · Order-based crypto exchanger with risk-level blocking and ID on suspicion | On risk flag KYC 3 | 2.0 | 3.6 | Docs reviewed | BTCETHUSDT +7 | |
| 55 |  SwapRocket Accepts Monero No account needed May ask for ID Swap Aggregators · Swap aggregator that compares quotes from instant-exchange providers, no account needed | On risk flag KYC 3 | 3.2 | 3.4 | Docs reviewed | BTCETHXMR +5 | |
| 56 |  Acechange.io Accepts Monero No account needed May ask for ID Swap Aggregators · Swap aggregator routing orders to partner exchanges, with a partner fiat gateway | On risk flag KYC 3 | 2.7 | 3.4 | Docs reviewed | BTCXMRETH +3 | |
| 57 |  Houdini Swap Accepts Monero No account needed May ask for ID Swap Aggregators · Swap aggregator with a two-hop private mode routed through partner exchanges | On risk flag KYC 3 | 2.7 | 3.4 | Docs reviewed | BTCXMRETH +5 | |
| 58 |  SwapSpace Accepts Monero No account needed May ask for ID Swap Aggregators · Swap aggregator that routes account-free swaps to partner exchanges | On risk flag KYC 3 | 2.7 | 3.4 | Docs reviewed | BTCETHXMR +5 | |
| 59 |  CoinCraddle Tor onion address Accepts Monero No account needed May ask for ID Instant Swaps · Instant exchange for 1,800+ coins with optional accounts and AMLBot risk scoring | On risk flag KYC 3 | 3.1 | 3.0 | Docs reviewed | BTCETHXMR +6 | |
| 60 |  GoExme Tor onion address Accepts Monero No account needed May ask for ID Instant Swaps · Registration-free swap with AMLBot risk scoring and holds of up to a year on failed checks | On risk flag KYC 3 | 3.1 | 3.0 | Docs reviewed | BTCETHUSDT +7 | |
| 61 |  SwapZilla Tor onion address Accepts Monero No account needed May ask for ID Swap Aggregators · Swap aggregator with a Monero-routed private mode and merchant payment links | On risk flag KYC 3 | 3.1 | 3.0 | Docs reviewed | BTCXMRETH +5 | |
| 62 |  BitXchange Accepts Monero No account needed May ask for ID Instant Swaps · Account-free instant swap filled on centralised exchanges, with automated AML screening | On risk flag KYC 3 | 3.0 | 3.0 | Docs reviewed | BTCETHUSDT +5 | |
| 63 |  Baltex Accepts Monero No account needed May ask for ID Instant Swaps · Swap service with standard, Monero-routed private, DEX and card-purchase modes | On risk flag KYC 3 | 2.7 | 3.0 | Docs reviewed | BTCXMRETH +5 | |
| 64 |  Changee Accepts Monero No account needed May ask for ID Instant Swaps · Instant swap of 2,000+ coins via liquidity providers; flagged swaps are held for AML/KYC | On risk flag KYC 3 | 2.7 | 3.0 | Docs reviewed | BTCETHXMR +3 | |
| 65 |  EXC24 Accepts Monero No account needed May ask for ID Instant Swaps · Automatic account-free swap service using third-party liquidity providers | On risk flag KYC 3 | 2.7 | 3.0 | Docs reviewed | BTCETHXRP +5 | |
| 66 |  Explace Accepts Monero No account needed May ask for ID Instant Swaps · Swap service that routes orders through a choice of third-party liquidity providers | On risk flag KYC 3 | 2.7 | 3.0 | Docs reviewed | BTCETHBNB +8 | |
| 67 |  Fujn Swap Accepts Monero No account needed May ask for ID Instant Swaps · Accountless swap front end whose orders are executed by FixedFloat | On risk flag KYC 3 | 2.7 | 3.0 | Docs reviewed | BTCXMRETH +3 | |
| 68 |  SnapSwap Accepts Monero No account needed May ask for ID Instant Swaps · Instant swap service that screens deposits before routing them to liquidity partners | On risk flag KYC 3 | 2.7 | 3.0 | Docs reviewed | BTCXMRETH +5 | |
| 69 |  SwapGate Accepts Monero No account needed May ask for ID Instant Swaps · Instant crypto swap service with fixed and floating rates, no account needed | On risk flag KYC 3 | 2.7 | 3.0 | Docs reviewed | BTCXMRETH +5 | |
| 70 |  Swappix Accepts Monero No account needed May ask for ID Instant Swaps · Instant swap of 570+ coins via third-party exchange providers; flagged swaps held for AML/KYC | On risk flag KYC 3 | 2.7 | 3.0 | Docs reviewed | BTCUSDTETH +3 | |
| 71 |  Xgram.io Accepts Monero No account needed May ask for ID Instant Swaps · Instant cross-chain swap service with multi-output swaps and no registration | On risk flag KYC 3 | 2.7 | 3.0 | Docs reviewed | BTCXMRETH +5 | |
| 72 |  YBEX Accepts Monero No account needed May ask for ID Instant Swaps · Instant swap with a private mode, using an exchange as liquidity provider; high-risk deposits frozen until KYC | On risk flag KYC 3 | 2.7 | 3.0 | Docs reviewed | BTCETHUSDT +1 | |
| 73 |  Expeer Accepts Monero No account needed May ask for ID Instant Swaps · Crypto-only instant swap with Lightning; deposits risk-scored and held for ID above set thresholds | On risk flag KYC 3 | 2.4 | 3.0 | Docs reviewed | BTCETHUSDT +7 | |
| 74 |  CoinPayMaster Accepts Monero No account needed May ask for ID Instant Swaps · Russian-language exchanger for crypto, rubles and cash; AML checks with BitOK/Coinkyt and SumSub KYC | On risk flag KYC 3 | 1.9 | 3.0 | Docs reviewed | BTCETHUSDT +5 | |
| 75 |  RetoSwap Accepts Monero No account needed Never holds your funds Open source P2P Exchanges · Largest Haveno-based Monero P2P network; exploited twice in mid-2026 | Never KYC 0 | 8.9 | 2.7 | Docs reviewed | XMRBTCETH +1 | |
| 76 |  Lizex Accepts Monero No account needed May ask for ID Instant Swaps · Instant swap service with reported AML holds on stablecoin swaps in 2026 | On risk flag KYC 3 | 3.0 | 1.5 | Docs reviewed | BTCXMRUSDT +1 | |
| 77 |  Swapter Accepts Monero No account needed May ask for ID Instant Swaps · Instant swap service with documented unresolved large-swap disputes | On risk flag KYC 3 | 2.7 | 0.1 | Docs reviewed | BTCETHXMR +2 | |
| 78 |  Swaps.org Accepts Monero No account needed Never holds your funds Instant Swaps · Desktop wallet for cross-chain atomic swaps between BTC, XMR, ETH and stablecoins | Not mentioned KYC 1 | – | – | Unrated | BTCETHXMR +3 |
Send a small amount first
Screening thresholds rise with the amount, so a small swap passing does not mean a large one will. Split large swaps, and read why swaps get frozen before sending.How a USDT to XMR swap works
- Open a self-custody Monero wallet and copy a receiving address.
- On the swap service, choose USDT to XMR, enter the amount and paste your XMR address.
- Send Tether to the deposit address shown. Keep the order ID.
- After the Tether network confirms the payment, the service sends XMR to your wallet.
Choose a fixed rate if you want the quoted amount guaranteed; a floating rate can move while your deposit confirms.
What to check before you send
- Liquidity source. Services that trade from their own reserves are not subject to an upstream exchange's screening.
- KYC level. Level 3 means the terms allow a hold and an ID request after a risk flag.
- Refund terms. Look for a commitment to refund the sending address without documents.
- Incident record. Past held-funds cases, with amounts and outcomes, are on each listing.
USDT to XMR: questions
How do I swap USDT to XMR without KYC?
Use an instant swap service or a peer-to-peer exchange that supports both coins. With a swap service you enter your Monero address, send Tether to the address shown and receive XMR, with no account. 78 listed services support this pair.
Which is the safest service for USDT to XMR?
GhostSwap currently has the highest Safety grade for this pair at 8.4 out of 10. Check its incident record and evidence level before sending a large amount.
Can a USDT to XMR swap be frozen?
Yes, on custodial swap services. If the service or its liquidity provider flags your Tether deposit, it can hold the swap and ask for identity documents. Services with their own liquidity and a refund-without-ID commitment carry less of this risk, and non-custodial peer-to-peer trades carry none.
How long does a USDT to XMR swap take?
Usually 10 to 40 minutes, most of it waiting for Tether network confirmations.