Swap aggregator with an open-source front end and Tor access
Privacy 5.4
Safety 5.2
Swap Aggregators Reviewed 22 Oct 2026
SwapZilla review
Swap aggregator with a Monero-routed private mode and merchant payment links
- No account needed
- Accepts Monero
- Tor onion address
- May ask for ID
- Screens deposits
- Passes orders to partners
ID on risk flag KYC 3 Documentation reviewed
Privacy
3.1/ 10
Poor
Safety
3.0/ 10
Poor
Based on terms and documentation. No test transactions published yet. See the arithmetic
SwapZilla review in short
SwapZilla is an aggregator. Its terms put it at KYC level 3 of 4: ID on risk flag. NoKYC Score grades it 3.1/10 for privacy (poor) and 3.0/10 for safety (poor). In its favour: no account needed, no email needed and no phone number. To watch: it may ask for ID, screens deposits and passes orders to partner exchanges. No incidents are on record.
- Category
- Swap Aggregators
- KYC level
- 3 of 4: ID on risk flag
- Grades
- Privacy 3.1/10, Safety 3.0/10
- Sign-up
- No account needed
- Custody
- non-custodial
- Fees
- No fee added on top of the provider's rate per FAQ
- Onion address
- Yes
- Incidents on record
- 0
- Last reviewed
- 22 Oct 2026
Cite this review
NoKYC Score, "SwapZilla review", reviewed 22 Oct 2026, https://nokycscore.com/service/swapzilla
Also available as plain text.
What SwapZilla is
SwapZilla is a rate aggregator that routes swaps to independent providers, with no sign-up and no fee added on top of the provider's rate. It also offers a Private Swap mode that chains two providers through Monero and a Pay feature for merchant payment links. Its terms say SwapZilla never holds user funds and is not a party to any swap. Its AML policy says KYC/AML screening is performed by the providers, which may request additional information from the user or refuse a swap and return the funds, and that Private Swap can attract stricter source-of-funds requests. No operating company is named; a Tor mirror is published.
What SwapZilla offers, and what to watch
5 of 14 privacy and safety features, 4 warnings in its terms.
"Not stated" means its own pages do not say.
Identity
- ID never required No
- No account needed Yes Usable without creating an account, or the account is only a random number.
- No email needed Yes An email address is not required to sign up or use it.
- No phone number Yes A phone number is never required.
Payment
- Accepts Monero Yes Monero hides sender, receiver and amount, so the payment cannot be traced to you.
- Accepts Lightning Not stated
Access
- Tor onion address Yes An official .onion address, reachable only through Tor.
- Works without JavaScript Not stated
Trust
- Never holds your funds Not stated
- Own liquidity No
- Refund without ID Not stated
- Independent audit Not stated
- Company named No
- 5+ years operating Not stated
Warnings
- May ask for ID Yes The terms reserve the right to demand identity documents, often after a risk flag.
- Screens deposits Yes Deposits are scored by blockchain analytics; a flag can freeze them.
- Passes orders to partners Yes Orders go to upstream exchanges that apply their own screening.
- Holds your funds Not in terms
- Email required Not in terms
- Phone number required Not in terms
- Nobody accountable Yes No company or person is publicly responsible for the service.
Does SwapZilla require KYC?
- 0 Never
- 1 Not mentioned
- 2 Rare
- 3 On risk flag
- 4 Mandatory
KYC level 3: ID on risk flag. The terms allow funds to be held and identity demanded after an automated risk flag.
AML policy: if a provider flags a transaction as high-risk it may "request additional information from the User (KYC)" or refuse the swap and return funds.
How the grades add up
Both grades start at 50 points and move by fixed, published amounts. Nothing is adjusted by hand. The total is divided by ten.
Privacy
3.1- Starting points 50
- KYC level 3: ID on risk flag -14
- No registration +6
- Tor onion service +4
- Accepts Monero +4
- Third-party liquidity -3
- AML screening -7
- May request ID -7
- Closed source -2
- Total, clamped to 0–100 31
Safety
3.0- Starting points 50
- Third-party liquidity -6
- AML screening -3
- May request ID -4
- Closed source -3
- Anonymous operator -4
- Total, clamped to 0–100 30
Test ledger
Real transactions run by our editors. A badge without a ledger is an assertion; this is the proof.
No test transactions published yet
The grades above rest on SwapZilla’s terms and documentation. Tests will appear here with the date, route, amount band and result as they are run.
Incidents on record
No incidents are on record for SwapZilla. If you have a documented case, report it.
User reviews
Reviews never change a grade. Reviews with a transaction reference are marked.
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SwapZilla: common questions
Does SwapZilla require KYC?
SwapZilla is rated KYC level 3 of 4 on this site: ID on risk flag. AML policy: if a provider flags a transaction as high-risk it may "request additional information from the User (KYC)" or refuse the swap and return funds.
Is SwapZilla safe to use?
SwapZilla has a Safety grade of 3.0 out of 10 and a Privacy grade of 3.1 out of 10. No incidents are on record. Evidence level: documentation reviewed.
Is SwapZilla legit?
SwapZilla is a working aggregator. Its operators do not publish a company or names, so nobody is publicly accountable for it. Being real is not the same as being safe: its Safety grade here is 3.0 out of 10, built from custody, liquidity, track record and incidents.
Is SwapZilla a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for SwapZilla. Its terms also allow it to hold a flagged deposit and ask for identity documents.
Do I need an account or email to use SwapZilla?
No account needed.
What fees does SwapZilla charge?
No fee added on top of the provider's rate per FAQ. Fees were recorded from SwapZilla's own pages and can change; check before you send.
Does SwapZilla have a Tor onion address?
Yes. SwapZilla publishes an official onion address, shown on this page. Open it in Tor Browser.
Which cryptocurrencies does SwapZilla support?
SwapZilla supports BTC, XMR, ETH, LTC, USDT, USDC, SOL, TRX.
Is SwapZilla custodial?
No. SwapZilla is non-custodial: the operator does not control user funds.
Can I use SwapZilla over Tor?
Yes. SwapZilla publishes an official onion address, shown on this page.
Listing history
- Listing added. Facts and KYC level set from the service's own terms and documentation.