n.exchange vs xmr2cex
It is a trade-off. n.exchange has the higher Safety grade (6.1 against 3.7), while xmr2cex has the higher Privacy grade (8.4 against 3.1).
n.exchange
Costa Rica-registered instant swap with internal reserves and a formal CDD/EDD programme
Privacy
3.1/ 10
Poor
Safety
6.1/ 10
Fair
ID on risk flag KYC 3 Docs reviewed Full review →
xmr2cex
One-way Monero off-ramp that pays out coins sourced from centralised exchanges
Privacy
8.4/ 10
Strong
Safety
3.7/ 10
Poor
ID never required KYC 0 Docs reviewed Full review →
Side by side
| n.exchange | xmr2cex | |
|---|---|---|
| Category | Instant Swaps | Instant Swaps |
| KYC policy | ID on risk flag | ID never required |
| Custody | Custodial | Custodial |
| Sign-up | No account needed | No account needed |
| Open source | No | No |
| Tor onion address | No | Yes |
| Coins | BTC, ETH, USDT, USDC, SOL, LTC, XRP, XMR, PAXG | XMR, BTC, ETH, SOL, LTC, TRX, USDT, USDC, BNB, HYPE |
| Pay with | Crypto, Monero | Crypto, Monero |
| Fees | Fees included in quotes; terms allow an AML/KYC compliance fee of up to 5% and up to 5% on approved refunds | Average fee 3.4% per the homepage |
| Limits | Not published | Minimum deposit 1 XMR, maximum 5,000 XMR per the homepage |
| Founded | 2016 | Not published |
| Jurisdiction | Costa Rica | Not published |
| Not available in | United States, United Kingdom, Iceland, Morocco, Algeria, Ecuador, Bolivia, North Macedonia, Egypt, Saudi Arabia, Iraq, Pakistan, Nepal, Bangladesh, China, Kyrgyzstan, Bahrain, Namibia, Qatar, Afghanistan, North Korea, Syria, Iran, Cuba, Belarus, Crimea, Venezuela, Russia | Not published |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only n.exchange
Own liquidityAML screeningMay request IDExcludes US usersLegal entity disclosed5+ years operatingRuns an affiliate programme
Both
No registrationAccepts MoneroClosed source
Only xmr2cex
No email neededNo phone neededTor onion serviceWorks without JavaScriptThird-party liquidityAnonymous operator
Where they sit among instant swaps
Questions
Is n.exchange or xmr2cex safer?
n.exchange has the higher Safety grade: n.exchange 6.1, xmr2cex 3.7, out of 10.
Does n.exchange or xmr2cex require KYC?
n.exchange is KYC level 3 (ID on risk flag). xmr2cex is KYC level 0 (ID never required).
Which has more incidents on record?
n.exchange has 0 and xmr2cex has 0 documented incidents in the registry.