n.exchange vs xchange.me
It is a trade-off. n.exchange has the higher Safety grade (6.1 against 5.9), while xchange.me has the higher Privacy grade (6.6 against 3.1).
n.exchange
Costa Rica-registered instant swap with internal reserves and a formal CDD/EDD programme
Privacy
3.1/ 10
Poor
Safety
6.1/ 10
Fair
ID on risk flag KYC 3 Docs reviewed Full review →
xchange.me
Accountless floating-rate swap from privacy coins and BTC into 200+ assets
Privacy
6.6/ 10
Fair
Safety
5.9/ 10
Fair
No ID mentioned KYC 1 Docs reviewed Full review →
Side by side
| n.exchange | xchange.me | |
|---|---|---|
| Category | Instant Swaps | Instant Swaps |
| KYC policy | ID on risk flag | No ID mentioned |
| Custody | Custodial | Custodial |
| Sign-up | No account needed | No account needed |
| Open source | No | No |
| Tor onion address | No | Yes |
| Coins | BTC, ETH, USDT, USDC, SOL, LTC, XRP, XMR, PAXG | BTC, XMR, ETH, LTC, DASH, ZEC, FIRO |
| Pay with | Crypto, Monero | Crypto, Monero |
| Fees | Fees included in quotes; terms allow an AML/KYC compliance fee of up to 5% and up to 5% on approved refunds | Per fee table when checked: BTC 2%, XMR 1%, other deposit coins 3% |
| Limits | Not published | Per-coin minimums (e.g. 0.01 BTC, 2 XMR); no maximum stated |
| Founded | 2016 | 2017 |
| Jurisdiction | Costa Rica | Marshall Islands |
| Not available in | United States, United Kingdom, Iceland, Morocco, Algeria, Ecuador, Bolivia, North Macedonia, Egypt, Saudi Arabia, Iraq, Pakistan, Nepal, Bangladesh, China, Kyrgyzstan, Bahrain, Namibia, Qatar, Afghanistan, North Korea, Syria, Iran, Cuba, Belarus, Crimea, Venezuela, Russia | Iran, North Korea, Russia, Belarus and other FATF high-risk countries per terms |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only n.exchange
Own liquidityMay request IDExcludes US users
Both
No registrationAccepts MoneroAML screeningLegal entity disclosed5+ years operatingRuns an affiliate programmeClosed source
Only xchange.me
Tor onion serviceThird-party liquidityRefund without ID
Where they sit among instant swaps
Questions
Is n.exchange or xchange.me safer?
n.exchange has the higher Safety grade: n.exchange 6.1, xchange.me 5.9, out of 10.
Does n.exchange or xchange.me require KYC?
n.exchange is KYC level 3 (ID on risk flag). xchange.me is KYC level 1 (no ID mentioned).
Which has more incidents on record?
n.exchange has 0 and xchange.me has 0 documented incidents in the registry.