n.exchange vs Pablo Cash
It is a trade-off. n.exchange has the higher Safety grade (6.1 against 4.3), while Pablo Cash has the higher Privacy grade (8.9 against 3.1).
n.exchange
Costa Rica-registered instant swap with internal reserves and a formal CDD/EDD programme
Privacy
3.1/ 10
Poor
Safety
6.1/ 10
Fair
ID on risk flag KYC 3 Docs reviewed Full review →
Pablo Cash
Account-free swap service that works without JavaScript and pays out from a separate pool
Privacy
8.9/ 10
Excellent
Safety
4.3/ 10
Caution
ID never required KYC 0 Docs reviewed Full review →
Side by side
| n.exchange | Pablo Cash | |
|---|---|---|
| Category | Instant Swaps | Instant Swaps |
| KYC policy | ID on risk flag | ID never required |
| Custody | Custodial | Custodial |
| Sign-up | No account needed | No account needed |
| Open source | No | No |
| Tor onion address | No | Yes |
| Coins | BTC, ETH, USDT, USDC, SOL, LTC, XRP, XMR, PAXG | BTC, XMR, ETH, LTC, BNB, TRX, SOL, XRP, LINK, USDT, USDC |
| Pay with | Crypto, Monero | Crypto, Monero |
| Fees | Fees included in quotes; terms allow an AML/KYC compliance fee of up to 5% and up to 5% on approved refunds | 0.60% + $1 per the homepage |
| Founded | 2016 | Not published |
| Jurisdiction | Costa Rica | Not published |
| Not available in | United States, United Kingdom, Iceland, Morocco, Algeria, Ecuador, Bolivia, North Macedonia, Egypt, Saudi Arabia, Iraq, Pakistan, Nepal, Bangladesh, China, Kyrgyzstan, Bahrain, Namibia, Qatar, Afghanistan, North Korea, Syria, Iran, Cuba, Belarus, Crimea, Venezuela, Russia | Not published |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only n.exchange
Own liquidityAML screeningMay request IDExcludes US usersLegal entity disclosed5+ years operatingRuns an affiliate programme
Both
No registrationAccepts MoneroClosed source
Only Pablo Cash
No email neededNo phone neededTor onion serviceWorks without JavaScriptNo-logs policyAnonymous operator
Where they sit among instant swaps
Questions
Is n.exchange or Pablo Cash safer?
n.exchange has the higher Safety grade: n.exchange 6.1, Pablo Cash 4.3, out of 10.
Does n.exchange or Pablo Cash require KYC?
n.exchange is KYC level 3 (ID on risk flag). Pablo Cash is KYC level 0 (ID never required).
Which has more incidents on record?
n.exchange has 0 and Pablo Cash has 0 documented incidents in the registry.