n.exchange vs NEAR Intents
It is a trade-off. n.exchange has the higher Safety grade (6.1 against 4.7), while NEAR Intents has the higher Privacy grade (6.4 against 3.1).
n.exchange
Costa Rica-registered instant swap with internal reserves and a formal CDD/EDD programme
Privacy
3.1/ 10
Poor
Safety
6.1/ 10
Fair
ID on risk flag KYC 3 Docs reviewed Full review →
NEAR Intents
Cross-chain swap front end where market makers compete to fill each order
Privacy
6.4/ 10
Fair
Safety
4.7/ 10
Caution
No ID mentioned KYC 1 Docs reviewed Full review →
Side by side
| n.exchange | NEAR Intents | |
|---|---|---|
| Category | Instant Swaps | Instant Swaps |
| KYC policy | ID on risk flag | No ID mentioned |
| Custody | Custodial | Non Custodial |
| Sign-up | No account needed | No account needed |
| Open source | No | No |
| Tor onion address | No | No |
| Coins | BTC, ETH, USDT, USDC, SOL, LTC, XRP, XMR, PAXG | BTC, ETH, SOL, NEAR, ZEC, USDC, USDT |
| Pay with | Crypto, Monero | Crypto |
| Fees | Fees included in quotes; terms allow an AML/KYC compliance fee of up to 5% and up to 5% on approved refunds | 0.2% front-end swap fee plus a 0.0001% protocol fee (per docs) |
| Founded | 2016 | Not published |
| Jurisdiction | Costa Rica | Not published |
| Not available in | United States, United Kingdom, Iceland, Morocco, Algeria, Ecuador, Bolivia, North Macedonia, Egypt, Saudi Arabia, Iraq, Pakistan, Nepal, Bangladesh, China, Kyrgyzstan, Bahrain, Namibia, Qatar, Afghanistan, North Korea, Syria, Iran, Cuba, Belarus, Crimea, Venezuela, Russia | Restricted persons and comprehensively sanctioned jurisdictions; geo-blocking may be applied (no country list in the terms) |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only n.exchange
Accepts MoneroOwn liquidityMay request IDExcludes US usersLegal entity disclosed5+ years operatingRuns an affiliate programmeClosed source
Both
No registrationAML screening
Only NEAR Intents
No email needed
Where they sit among instant swaps
Questions
Is n.exchange or NEAR Intents safer?
n.exchange has the higher Safety grade: n.exchange 6.1, NEAR Intents 4.7, out of 10.
Does n.exchange or NEAR Intents require KYC?
n.exchange is KYC level 3 (ID on risk flag). NEAR Intents is KYC level 1 (no ID mentioned).
Which has more incidents on record?
n.exchange has 0 and NEAR Intents has 0 documented incidents in the registry.