ChangeNOW vs n.exchange
n.exchange has the higher grade on both axes: Safety 6.1 against 4.4, and Privacy 3.1 against 2.7.
ChangeNOW
High-volume instant swap service; no account needed, AML/KYC policy applies
Privacy
2.7/ 10
Poor
Safety
4.4/ 10
Caution
ID on risk flag KYC 3 Docs reviewed Full review →
n.exchange
Costa Rica-registered instant swap with internal reserves and a formal CDD/EDD programme
Privacy
3.1/ 10
Poor
Safety
6.1/ 10
Fair
ID on risk flag KYC 3 Docs reviewed Full review →
Side by side
| ChangeNOW | n.exchange | |
|---|---|---|
| Category | Instant Swaps | Instant Swaps |
| KYC policy | ID on risk flag | ID on risk flag |
| Custody | Custodial | Custodial |
| Sign-up | No account needed | No account needed |
| Open source | No | No |
| Tor onion address | No | No |
| Coins | BTC, ETH, XMR, USDT, LTC, SOL, XRP, TRX | BTC, ETH, USDT, USDC, SOL, LTC, XRP, XMR, PAXG |
| Pay with | Crypto, Monero | Crypto, Monero |
| Fees | Not published | Fees included in quotes; terms allow an AML/KYC compliance fee of up to 5% and up to 5% on approved refunds |
| Founded | 2017 | 2016 |
| Jurisdiction | Not published | Costa Rica |
| Not available in | Not published | United States, United Kingdom, Iceland, Morocco, Algeria, Ecuador, Bolivia, North Macedonia, Egypt, Saudi Arabia, Iraq, Pakistan, Nepal, Bangladesh, China, Kyrgyzstan, Bahrain, Namibia, Qatar, Afghanistan, North Korea, Syria, Iran, Cuba, Belarus, Crimea, Venezuela, Russia |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only ChangeNOW
Third-party liquidity
Both
No registrationAccepts MoneroAML screeningMay request IDClosed source5+ years operatingRuns an affiliate programme
Only n.exchange
Own liquidityExcludes US usersLegal entity disclosed
Where they sit among instant swaps
Questions
Is ChangeNOW or n.exchange safer?
n.exchange has the higher Safety grade: ChangeNOW 4.4, n.exchange 6.1, out of 10.
Does ChangeNOW or n.exchange require KYC?
ChangeNOW is KYC level 3 (ID on risk flag). n.exchange is KYC level 3 (ID on risk flag).
Which has more incidents on record?
ChangeNOW has 0 and n.exchange has 0 documented incidents in the registry.