AlwaysMoney vs THORChain
THORChain has the higher grade on both axes: Safety 5.9 against 3.6, and Privacy 8.5 against 2.0.
AlwaysMoney
Order-based crypto and bank-card exchanger with BitOK risk scoring
Privacy
2.0/ 10
Poor
Safety
3.6/ 10
Poor
ID on risk flag KYC 3 Docs reviewed Full review →
THORChain
Cross-chain DEX protocol for native asset swaps, with an official swap interface
Privacy
8.5/ 10
Excellent
Safety
5.9/ 10
Fair
ID never required KYC 0 Docs reviewed Full review →
Side by side
| AlwaysMoney | THORChain | |
|---|---|---|
| Category | Instant Swaps | Instant Swaps |
| KYC policy | ID on risk flag | ID never required |
| Custody | Custodial | Non Custodial |
| Sign-up | Email optional | No account needed |
| Open source | No | Yes |
| Tor onion address | No | No |
| Coins | BTC, XMR, ETH, LTC, SOL, DOGE, DASH, XRP, ZEC, USDT, TRX, USDC | BTC, ETH, LTC, BCH, DOGE, ZEC, SOL, RUNE |
| Pay with | Crypto, Monero, Card, Bank transfer | Crypto |
| Fees | Refunds after a mistake or cancellation carry a 5% manual processing fee plus network fee | Source-chain gas, outbound gas and a liquidity fee that varies with swap size and pool depth (per FAQ) |
| Founded | 2024 | Not published |
| Not available in | Not published | Site terms exclude sanctioned jurisdictions and those flagged by FATF; the FAQ says the protocol has no geographic restrictions |
| Incidents on record | 0 | 1 |
| Published tests (180 days) | 0 | 0 |
Only AlwaysMoney
Accepts MoneroRequires emailAML screeningMay request IDRuns an affiliate programmeClosed source
Both
Anonymous operator
Only THORChain
No registrationNo email neededNo phone neededOpen sourceNon-custodial
Where they sit among instant swaps
Questions
Is AlwaysMoney or THORChain safer?
THORChain has the higher Safety grade: AlwaysMoney 3.6, THORChain 5.9, out of 10.
Does AlwaysMoney or THORChain require KYC?
AlwaysMoney is KYC level 3 (ID on risk flag). THORChain is KYC level 0 (ID never required).
Which has more incidents on record?
AlwaysMoney has 0 and THORChain has 1 documented incident in the registry.