Long-established open-source Bitcoin wallet with Lightning support
Wallets Reviewed 22 Oct 2026
Nunchuk review
Bitcoin multisig wallet with optional paid co-signing and inheritance plans
- Never holds your funds
- Open source
Privacy
7.5/ 10
Strong
Safety
7.0/ 10
Strong
Based on terms and documentation. No test transactions published yet. See the arithmetic
Nunchuk review in short
Nunchuk is a wallet. Its terms put it at KYC level 0 of 4: ID never required. NoKYC Score grades it 7.5/10 for privacy (strong) and 7.0/10 for safety (strong). In its favour: never holds your funds and open source. No incidents are on record.
- Category
- Wallets
- KYC level
- 0 of 4: ID never required
- Grades
- Privacy 7.5/10, Safety 7.0/10
- Custody
- non-custodial
- Fees
- Free plan; assisted plans listed at 120, 480 and $2,100 per year
- Incidents on record
- 0
- Last reviewed
- 22 Oct 2026
Cite this review
NoKYC Score, "Nunchuk review", reviewed 22 Oct 2026, https://nokycscore.com/service/nunchuk
Also available as plain text.
What Nunchuk is
Nunchuk is a Bitcoin wallet for mobile and desktop focused on multisig, made by Nunchuk Inc. A free plan covers self-managed single-signature and multisig wallets; paid plans add assisted wallets in which Nunchuk holds a platform key that co-signs, cloud backups and inheritance planning. The FAQ says Nunchuk never has enough keys to move funds on its own, that its plans are "unconditionally Non-KYC", and that it collects no personal information beyond email addresses. Whether the app can be used without an email address was not confirmed during this review. No built-in buy or swap feature is described. The apps are published under the GPL-3.0 licence.
What Nunchuk offers, and what to watch
3 of 13 privacy and safety features, 0 warnings in its terms.
"Not stated" means its own pages do not say.
Identity
- ID never required Yes The terms rule identity checks out, or the design makes them impossible.
- No account needed Not stated
- No email needed Not stated
- No phone number Not stated
Payment
- Accepts Monero Not stated
- Accepts Lightning Not stated
Access
- Tor onion address Not stated
- Works without JavaScript Not stated
Trust
- Never holds your funds Yes The operator never controls user funds, so it cannot freeze them.
- Open source Yes The code that matters is public and can be inspected.
- Independent audit Not stated
- Company named Not stated
- 5+ years operating Not stated
Warnings
- May ask for ID Not in terms
- Screens deposits Not in terms
- Holds your funds Not in terms
- Email required Not in terms
- Phone number required Not in terms
- Closed source Not in terms
- Nobody accountable Not in terms
Does Nunchuk require KYC?
- 0 Never
- 1 Not mentioned
- 2 Rare
- 3 On risk flag
- 4 Mandatory
KYC level 0: ID never required. The terms rule out identity checks, or the design makes them impossible.
FAQ describes the plans as "unconditionally Non-KYC" and says Nunchuk "does not collect any personal information beyond email addresses".
How the grades add up
Both grades start at 50 points and move by fixed, published amounts. Nothing is adjusted by hand. The total is divided by ten.
Privacy
7.5- Starting points 50
- KYC level 0: ID never required +20
- Open source +2
- Non-custodial +3
- Total, clamped to 0–100 75
Safety
7.0- Starting points 50
- Open source +8
- Non-custodial +12
- Total, clamped to 0–100 70
Test ledger
Real transactions run by our editors. A badge without a ledger is an assertion; this is the proof.
No test transactions published yet
The grades above rest on Nunchuk’s terms and documentation. Tests will appear here with the date, route, amount band and result as they are run.
Incidents on record
No incidents are on record for Nunchuk. If you have a documented case, report it.
User reviews
Reviews never change a grade. Reviews with a transaction reference are marked.
No reviews yet.
Write a review
Create an account to write a review. It takes ten seconds and needs no email: you get a random key and a random name. Already have a key? Sign in.
Alternatives to Nunchuk
All alternatives →Self-custodial mobile Lightning wallet from ACINQ with automatic channels and swaps
Open-source desktop Bitcoin wallet that routes all traffic through Tor
Open-source self-custodial Bitcoin and Lightning wallet and remote node manager
Nunchuk vs ElectrumNunchuk vs PhoenixNunchuk vs Wasabi WalletNunchuk vs ZEUS
Nunchuk: common questions
Does Nunchuk require KYC?
Nunchuk is rated KYC level 0 of 4 on this site: ID never required. FAQ describes the plans as "unconditionally Non-KYC" and says Nunchuk "does not collect any personal information beyond email addresses".
Is Nunchuk safe to use?
Nunchuk has a Safety grade of 7.0 out of 10 and a Privacy grade of 7.5 out of 10. No incidents are on record. Evidence level: documentation reviewed.
Is Nunchuk legit?
Nunchuk is a working wallet. Being real is not the same as being safe: its Safety grade here is 7.0 out of 10, built from custody, liquidity, track record and incidents.
Is Nunchuk a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Nunchuk.
What fees does Nunchuk charge?
Free plan; assisted plans listed at 120, 480 and $2,100 per year. Fees were recorded from Nunchuk's own pages and can change; check before you send.
Does Nunchuk have a Tor onion address?
No official onion address was found on Nunchuk's own pages.
Which cryptocurrencies does Nunchuk support?
Nunchuk supports BTC.
Can I use Nunchuk over Tor?
Nunchuk does not publish an official onion address.
Listing history
- Listing added. Facts and KYC level set from the service's own terms and documentation.