BTC · 2026
Bitcoin wallets with no KYC
A self-custody Bitcoin wallet needs no account and no KYC, because it is software that holds your own keys. Nobody can freeze it, and nobody asks who you are.
What separates wallets is what they leak. Bitcoin's ledger is public, so a wallet that queries a company server links your addresses to your IP address. The wallets below are compared on open-source code, Tor and own-node support, and Lightning. 15 are listed, ranked by Safety grade.
- 15
- BTC wallets
- 15
- Open source
- 1
- Tor support
Bitcoin wallets, ranked by Safety grade
| # | Service | KYC | Privacy | Safety | Evidence | Accepts | Incidents |
|---|---|---|---|---|---|---|---|
| 01 |  Electrum No account needed Never holds your funds Open source Long-established open-source Bitcoin wallet with Lightning support | Never KYC 0 | 8.6 | 8.5 | Docs reviewed | BTC | |
| 02 |  Phoenix No account needed Never holds your funds Open source Self-custodial mobile Lightning wallet from ACINQ with automatic channels and swaps | Never KYC 0 | 8.6 | 8.5 | Docs reviewed | BTC | |
| 03 |  Wasabi Wallet Tor onion address No account needed Never holds your funds Open source Open-source desktop Bitcoin wallet that routes all traffic through Tor | Never KYC 0 | 8.9 | 8.0 | Docs reviewed | BTC | |
| 04 |  ZEUS No account needed Never holds your funds Open source Open-source self-custodial Bitcoin and Lightning wallet and remote node manager | Never KYC 0 | 8.6 | 8.0 | Docs reviewed | BTC | |
| 05 |  Cake Wallet Accepts Monero No account needed Never holds your funds Open source Open-source multi-coin mobile and desktop wallet with strong Monero support | Never KYC 0 | 8.6 | 7.4 | Docs reviewed | XMRBTCETH +2 | |
| 06 |  BlueWallet No account needed Never holds your funds Open source Open-source Bitcoin-only wallet for iOS, Android and macOS | Never KYC 0 | 8.6 | 7.0 | Docs reviewed | BTC | |
| 07 |  Envoy No account needed Never holds your funds Open source Self-custody Bitcoin mobile wallet and companion app for Passport hardware wallets | Never KYC 0 | 8.5 | 7.0 | Docs reviewed | BTC | |
| 08 |  Sparrow Wallet No account needed Never holds your funds Open source Desktop Bitcoin wallet focused on transparency, coin control and hardware wallets | Never KYC 0 | 8.5 | 7.0 | Docs reviewed | BTC | |
| 09 |  Blixt Wallet No account needed Never holds your funds Open source Open-source Lightning wallet that runs a full lnd node on the phone | Never KYC 0 | 7.6 | 7.0 | Docs reviewed | BTC | |
| 10 |  Breez (Glow) No account needed Never holds your funds Open source Maker of the Breez SDK and Glow, a non-custodial Lightning app built on it | Never KYC 0 | 7.6 | 7.0 | Docs reviewed | BTC | |
| 11 |  Nunchuk Never holds your funds Open source Bitcoin multisig wallet with optional paid co-signing and inheritance plans | Never KYC 0 | 7.5 | 7.0 | Docs reviewed | BTC | |
| 12 |  Stack Wallet Accepts Monero No account needed Never holds your funds Open source Open-source, non-custodial multi-coin wallet with Monero, for mobile and desktop | Never KYC 0 | 8.6 | 6.9 | Docs reviewed | XMRBTCBCH +6 | |
| 13 |  AQUA Wallet No account needed Never holds your funds Open source Self-custodial mobile wallet for Bitcoin, Lightning, Liquid and USDT | Never KYC 0 | 8.3 | 6.9 | Docs reviewed | BTCL-BTCUSDT | |
| 14 |  Blockstream app (Green) No account needed Never holds your funds Open source Self-custodial wallet for Bitcoin, Lightning and Liquid on mobile and desktop | Never KYC 0 | 8.3 | 6.4 | Docs reviewed | BTCL-BTC | |
| 15 |  Unstoppable Wallet No account needed Never holds your funds Open source Open-source multi-chain self-custody wallet with built-in DEX swaps | Never KYC 0 | 8.2 | 6.4 | Docs reviewed | BTCETHZEC +4 |
Open sourceNon-custodialTor onion serviceAccepts LightningSelf-hostable
How to choose a Bitcoin wallet
- Open source first. Code that can be read can be checked. Closed wallets ask you to trust a claim.
- Check how it connects. Your own node or Tor keeps your IP address away from a third party.
- Match your device. Desktop wallets suit savings; phone wallets suit spending.
- Back up the seed on paper. The seed phrase is the wallet. Anyone who has it has the coins, and losing it loses them.
- Download from the official source. Fake wallet apps are a common theft. Verify the download against the project's own site.
Getting Bitcoin into your wallet
- Buy Bitcoin without KYC: every route, ranked by Safety.
- Buy with cash or by bank transfer.
- How to buy Bitcoin anonymously.
- Is Bitcoin anonymous? What the public ledger reveals.
No longer available: Samourai Wallet.
Bitcoin wallets: questions
What is the best anonymous Bitcoin wallet?
One that is open source, holds the keys on your device, needs no account, and connects over Tor or to your own node. Electrum currently has the highest Safety grade on this page.
Does a Bitcoin wallet require KYC?
A self-custody wallet does not. There is no account and nobody to verify you. KYC applies to exchanges and custodial services, not to software that holds your own keys.
Is a Bitcoin wallet anonymous?
The wallet does not know who you are, but Bitcoin’s ledger is public. Privacy depends on how you acquired the coins, whether you reuse addresses and how the wallet connects to the network.
Which Bitcoin wallets support Lightning?
Several do. They are marked "Accepts Lightning" in the table.