Guarda vs Muun
Muun has the higher grade on both axes: Safety 7.5 against 5.4, and Privacy 6.8 against 3.7.
Guarda
Closed-source multi-chain wallet with Monero support whose terms reserve the right to verify users
Privacy
3.7/ 10
Poor
Safety
5.4/ 10
Caution
ID on risk flag KYC 3 Docs reviewed Full review →
Muun
Open-source self-custodial Bitcoin and Lightning mobile wallet using 2-of-2 multisig
Privacy
6.8/ 10
Fair
Safety
7.5/ 10
Strong
No ID mentioned KYC 1 Docs reviewed Full review →
Side by side
| Guarda | Muun | |
|---|---|---|
| Category | Wallets | Wallets |
| KYC policy | ID on risk flag | No ID mentioned |
| Custody | Non Custodial | Non Custodial |
| Sign-up | No account needed | Not published |
| Open source | No | Yes |
| Tor onion address | No | No |
| Coins | BTC, XMR, ETH, SOL, USDT, TON | BTC |
| Pay with | Crypto, Monero, Card, Bank transfer, PayPal | Crypto, Lightning |
| Founded | 2017 | Not published |
| Jurisdiction | British Virgin Islands / Portugal | Cayman Islands |
| Not available in | Jurisdictions sanctioned under EU legislation or on FATF lists, and any jurisdiction the company chooses to prohibit | Not published |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only Guarda
No registrationAccepts MoneroClosed sourceThird-party liquidityMay request ID
Both
Non-custodialLegal entity disclosed
Only Muun
Accepts LightningOpen source
Where they sit among wallets
Questions
Is Guarda or Muun safer?
Muun has the higher Safety grade: Guarda 5.4, Muun 7.5, out of 10.
Does Guarda or Muun require KYC?
Guarda is KYC level 3 (ID on risk flag). Muun is KYC level 1 (no ID mentioned).
Which has more incidents on record?
Guarda has 0 and Muun has 0 documented incidents in the registry.