Wallets · October 2026
Guarda alternatives
12 wallets that do a similar job to Guarda, ranked by Safety grade. Guarda itself is graded Privacy 3.7 and Safety 5.4.
Guarda alternatives in short
Guarda is graded 3.7 for privacy and 5.4 for safety. The closest wallets by Safety grade are Electrum (8.5), Phoenix (8.5), Wasabi Wallet (8.0). 10 of the 12 alternatives listed here have terms that rule out ID checks entirely.
Services like Guarda
| # | Service | KYC | Privacy | Safety | Evidence | Accepts | Incidents |
|---|---|---|---|---|---|---|---|
| 01 |  Electrum No account needed Never holds your funds Open source Long-established open-source Bitcoin wallet with Lightning support | Never KYC 0 | 8.6 | 8.5 | Docs reviewed | BTC | |
| 02 |  Phoenix No account needed Never holds your funds Open source Self-custodial mobile Lightning wallet from ACINQ with automatic channels and swaps | Never KYC 0 | 8.6 | 8.5 | Docs reviewed | BTC | |
| 03 |  Wasabi Wallet Tor onion address No account needed Never holds your funds Open source Open-source desktop Bitcoin wallet that routes all traffic through Tor | Never KYC 0 | 8.9 | 8.0 | Docs reviewed | BTC | |
| 04 |  ZEUS No account needed Never holds your funds Open source Open-source self-custodial Bitcoin and Lightning wallet and remote node manager | Never KYC 0 | 8.6 | 8.0 | Docs reviewed | BTC | |
| 05 |  Bitkey Never holds your funds Open source Bitcoin-only 2-of-3 multisig wallet with app, hardware and server recovery key, from Block | Not mentioned KYC 1 | 6.8 | 7.5 | Docs reviewed | BTC | |
| 06 |  Muun Never holds your funds Open source Open-source self-custodial Bitcoin and Lightning mobile wallet using 2-of-2 multisig | Not mentioned KYC 1 | 6.8 | 7.5 | Docs reviewed | BTC | |
| 07 |  Cake Wallet Accepts Monero No account needed Never holds your funds Open source Open-source multi-coin mobile and desktop wallet with strong Monero support | Never KYC 0 | 8.6 | 7.4 | Docs reviewed | XMRBTCETH +2 | |
| 08 |  Monerujo Accepts Monero No account needed Never holds your funds Open source Open-source Android Monero wallet in development since 2017 | Never KYC 0 | 8.6 | 7.4 | Docs reviewed | XMR | |
| 09 |  Feather Wallet Tor onion address Accepts Monero No account needed Never holds your funds Free open-source Monero desktop wallet for Linux, Tails, Windows and macOS | Never KYC 0 | 9.4 | 7.0 | Docs reviewed | XMR | |
| 10 |  Monero GUI and CLI Wallets Tor onion address Accepts Monero No account needed Never holds your funds Official open-source Monero desktop wallets published by the Monero Project | Never KYC 0 | 9.3 | 7.0 | Docs reviewed | XMR | |
| 11 |  Monfluo Accepts Monero No account needed Never holds your funds Open source Open-source Android Monero wallet descended from Mysu and Monerujo | Never KYC 0 | 8.9 | 7.0 | Docs reviewed | XMR | |
| 12 |  BlueWallet No account needed Never holds your funds Open source Open-source Bitcoin-only wallet for iOS, Android and macOS | Never KYC 0 | 8.6 | 7.0 | Docs reviewed | BTC |
Head to head
Guarda vs ElectrumGuarda vs PhoenixGuarda vs Wasabi WalletGuarda vs ZEUSGuarda vs BitkeyGuarda vs MuunGuarda vs Cake WalletGuarda vs Monerujo
Questions
Why look for an alternative to Guarda?
Common reasons are a held transaction, a change in terms, missing coins or payment methods, or simply wanting a second option. Guarda currently has 0 incidents on record.
What is the best alternative to Guarda?
By Safety grade, Electrum (8.5 out of 10, Privacy 8.6). The right choice depends on the coins and payment methods you need, so compare the list.
Are these alternatives no-KYC?
Each one shows its KYC level, from 0 (ID never required) to 4 (mandatory). 12 of the 12 listed are level 0 or 1.