Guarda vs Monerujo
Monerujo has the higher grade on both axes: Safety 7.4 against 5.4, and Privacy 8.6 against 3.7.
Guarda
Closed-source multi-chain wallet with Monero support whose terms reserve the right to verify users
Privacy
3.7/ 10
Poor
Safety
5.4/ 10
Caution
ID on risk flag KYC 3 Docs reviewed Full review →
Monerujo
Open-source Android Monero wallet in development since 2017
Privacy
8.6/ 10
Excellent
Safety
7.4/ 10
Strong
ID never required KYC 0 Docs reviewed Full review →
Side by side
| Guarda | Monerujo | |
|---|---|---|
| Category | Wallets | Wallets |
| KYC policy | ID on risk flag | ID never required |
| Custody | Non Custodial | Non Custodial |
| Sign-up | No account needed | No account needed |
| Open source | No | Yes |
| Tor onion address | No | No |
| Coins | BTC, XMR, ETH, SOL, USDT, TON | XMR |
| Pay with | Crypto, Monero, Card, Bank transfer, PayPal | Not published |
| Founded | 2017 | 2017 |
| Jurisdiction | British Virgin Islands / Portugal | Decentralised / none |
| Not available in | Jurisdictions sanctioned under EU legislation or on FATF lists, and any jurisdiction the company chooses to prohibit | Not published |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only Guarda
Closed sourceMay request IDLegal entity disclosed
Both
No registrationAccepts MoneroNon-custodialThird-party liquidity
Only Monerujo
No email neededNo phone neededOpen source5+ years operating
Where they sit among wallets
Questions
Is Guarda or Monerujo safer?
Monerujo has the higher Safety grade: Guarda 5.4, Monerujo 7.4, out of 10.
Does Guarda or Monerujo require KYC?
Guarda is KYC level 3 (ID on risk flag). Monerujo is KYC level 0 (ID never required).
Which has more incidents on record?
Guarda has 0 and Monerujo has 0 documented incidents in the registry.