XKard (XHYPE) vs XMRVCC
It is a trade-off. XKard (XHYPE) has the higher Safety grade (5.1 against 3.8), while XMRVCC has the higher Privacy grade (6.6 against 1.1).
XKard (XHYPE)
Prepaid crypto card with a self-custody wallet; cards require KYC through a partner
Privacy
1.1/ 10
Poor
Safety
5.1/ 10
Caution
ID mandatory KYC 4 Docs reviewed Full review →
XMRVCC
Single-use virtual cards sold for crypto and delivered manually
Privacy
6.6/ 10
Fair
Safety
3.8/ 10
Poor
No ID mentioned KYC 1 Docs reviewed Full review →
Side by side
| XKard (XHYPE) | XMRVCC | |
|---|---|---|
| Category | Crypto Cards | Crypto Cards |
| KYC policy | ID mandatory | No ID mentioned |
| Custody | Mixed | Custodial |
| Sign-up | Not published | No account needed |
| Open source | No | No |
| Tor onion address | No | No |
| Coins | USDT, USDC, ETH, BNB, POL | Not published |
| Pay with | Crypto | Crypto |
| Fees | Plans from $10/year with a 2.1% top-up fee to $70/year with a 1.2% top-up fee | 1.5% FX conversion fee; a card issuing fee applies (amount not stated) |
| Limits | Annual limits: Essential $50,000, Premium $250,000, Whale $1,000,000; ATM up to $1,500 per day on physical cards | Single-use cards cover one transaction; further transactions need another fee |
| Jurisdiction | United Arab Emirates | Not published |
| Not available in | Availability depends on country of residence and nationality; terms prohibit use where such services are restricted | Not published |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only XKard (XHYPE)
Legal entity disclosedMay request ID
Both
Nothing distinct
Only XMRVCC
No registrationNo email neededCustodialClosed sourceAnonymous operator
Where they sit among crypto cards
Questions
Is XKard (XHYPE) or XMRVCC safer?
XKard (XHYPE) has the higher Safety grade: XKard (XHYPE) 5.1, XMRVCC 3.8, out of 10.
Does XKard (XHYPE) or XMRVCC require KYC?
XKard (XHYPE) is KYC level 4 (ID mandatory). XMRVCC is KYC level 1 (no ID mentioned).
Which has more incidents on record?
XKard (XHYPE) has 0 and XMRVCC has 0 documented incidents in the registry.