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Laso Finance vs XKard (XHYPE)

It is a trade-off. XKard (XHYPE) has the higher Safety grade (5.1 against 4.6), while Laso Finance has the higher Privacy grade (2.2 against 1.1).

Laso Finance

US-registered MSB selling crypto-funded prepaid cards and gift cards

Privacy

2.2/ 10

Poor

Safety

4.6/ 10

Caution

ID on risk flag KYC 3 Docs reviewed Full review →

XKard (XHYPE)

Prepaid crypto card with a self-custody wallet; cards require KYC through a partner

Privacy

1.1/ 10

Poor

Safety

5.1/ 10

Caution

ID mandatory KYC 4 Docs reviewed Full review →

Side by side

Laso FinanceXKard (XHYPE)
Category Crypto Cards Crypto Cards
KYC policy ID on risk flag ID mandatory
Custody Custodial Mixed
Sign-up Email required Not published
Open source No No
Tor onion address No No
Coins Not published USDT, USDC, ETH, BNB, POL
Pay with Crypto Crypto
Fees One fee per card load or payout; no monthly or per-transaction fees, per the site Plans from $10/year with a 2.1% top-up fee to $70/year with a 1.2% top-up fee
Limits Not published Annual limits: Essential $50,000, Premium $250,000, Whale $1,000,000; ATM up to $1,500 per day on physical cards
Jurisdiction United States United Arab Emirates
Not available in Not published Availability depends on country of residence and nationality; terms prohibit use where such services are restricted
Incidents on record 0 0
Published tests (180 days) 0 0

Only Laso Finance

CustodialRequires email

Both

Legal entity disclosedMay request ID

Only XKard (XHYPE)

Nothing distinct

Where they sit among crypto cards

2 2 4 4 6 6 8 8 10 10 PRIVATE AND SAFE SAFE, ASKS MORE PRIVATE, LESS PROVEN PRIVACY GRADE → SAFETY GRADE → Moon Privacy 5.7 · Safety 4.7 Laso Finance Privacy 2.2 · Safety 4.6 WaldenPay Privacy 3.8 · Safety 4.4 Stealths Privacy 7.9 · Safety 4.3 Kripicard Privacy 2.1 · Safety 4.0 BingCard Privacy 0.3 · Safety 4.0 Goblin Card Privacy 5.4 · Safety 3.9 XMRVCC Privacy 6.6 · Safety 3.8 2Fiat Privacy 6.1 · Safety 3.8 OffGrid Privacy 5.7 · Safety 3.8 DigitalPurse Privacy 2.4 · Safety 3.8 SolvoCard Privacy 5.8 · Safety 2.1 XKard (XHYPE) Privacy 1.1 · Safety 5.1
Trade Spend Infrastructure Identity 13 services. Hover or tap a point.

Questions

Is Laso Finance or XKard (XHYPE) safer?

XKard (XHYPE) has the higher Safety grade: Laso Finance 4.6, XKard (XHYPE) 5.1, out of 10.

Does Laso Finance or XKard (XHYPE) require KYC?

Laso Finance is KYC level 3 (ID on risk flag). XKard (XHYPE) is KYC level 4 (ID mandatory).

Which has more incidents on record?

Laso Finance has 0 and XKard (XHYPE) has 0 documented incidents in the registry.

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