Moon vs XKard (XHYPE)
It is a trade-off. XKard (XHYPE) has the higher Safety grade (5.1 against 4.7), while Moon has the higher Privacy grade (5.7 against 1.1).
Moon
Virtual prepaid Visa cards bought with Bitcoin, Lightning or stablecoins
Privacy
5.7/ 10
Fair
Safety
4.7/ 10
Caution
No ID mentioned KYC 1 Docs reviewed Full review →
XKard (XHYPE)
Prepaid crypto card with a self-custody wallet; cards require KYC through a partner
Privacy
1.1/ 10
Poor
Safety
5.1/ 10
Caution
ID mandatory KYC 4 Docs reviewed Full review →
Side by side
| Moon | XKard (XHYPE) | |
|---|---|---|
| Category | Crypto Cards | Crypto Cards |
| KYC policy | No ID mentioned | ID mandatory |
| Custody | Custodial | Mixed |
| Sign-up | Email required | Not published |
| Open source | No | No |
| Tor onion address | No | No |
| Coins | BTC, USDT, USDC, ETH | USDT, USDC, ETH, BNB, POL |
| Pay with | Crypto, Lightning | Crypto |
| Fees | Not published | Plans from $10/year with a 2.1% top-up fee to $70/year with a 1.2% top-up fee |
| Limits | Not published | Annual limits: Essential $50,000, Premium $250,000, Whale $1,000,000; ATM up to $1,500 per day on physical cards |
| Jurisdiction | Not published | United Arab Emirates |
| Not available in | Not published | Availability depends on country of residence and nationality; terms prohibit use where such services are restricted |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only Moon
Accepts LightningClosed sourceRequires email
Both
Nothing distinct
Only XKard (XHYPE)
Legal entity disclosedMay request ID
Where they sit among crypto cards
Questions
Is Moon or XKard (XHYPE) safer?
XKard (XHYPE) has the higher Safety grade: Moon 4.7, XKard (XHYPE) 5.1, out of 10.
Does Moon or XKard (XHYPE) require KYC?
Moon is KYC level 1 (no ID mentioned). XKard (XHYPE) is KYC level 4 (ID mandatory).
Which has more incidents on record?
Moon has 0 and XKard (XHYPE) has 0 documented incidents in the registry.