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WaldenPay vs XMRVCC

It is a trade-off. WaldenPay has the higher Safety grade (4.4 against 3.8), while XMRVCC has the higher Privacy grade (6.6 against 3.8).

WaldenPay

Virtual prepaid card loaded with crypto, run by a Dutch company

Privacy

3.8/ 10

Poor

Safety

4.4/ 10

Caution

ID in rare cases KYC 2 Docs reviewed Full review →

XMRVCC

Single-use virtual cards sold for crypto and delivered manually

Privacy

6.6/ 10

Fair

Safety

3.8/ 10

Poor

No ID mentioned KYC 1 Docs reviewed Full review →

Side by side

WaldenPayXMRVCC
Category Crypto Cards Crypto Cards
KYC policy ID in rare cases No ID mentioned
Custody Custodial Custodial
Sign-up Email required No account needed
Open source No No
Tor onion address No No
Coins USDT, USDC, BTC, ETH, SOL, TRX, LTC Not published
Pay with Crypto Crypto
Fees $10 card issuance; top-up fee 5%, falling to 3% with 30-day spend volume; no monthly fee 1.5% FX conversion fee; a card issuing fee applies (amount not stated)
Limits User-to-user transfers: $10,000 per transfer, $20,000 per rolling 24 hours; card load limits not stated Single-use cards cover one transaction; further transactions need another fee
Jurisdiction Netherlands Not published
Not available in Restricted jurisdictions listed on the countries page, including Belarus, Afghanistan, Myanmar and the Crimea, Donetsk and Luhansk regions Not published
Incidents on record 0 0
Published tests (180 days) 0 0

Only WaldenPay

Requires emailLegal entity disclosedAML screening

Both

CustodialClosed source

Only XMRVCC

No registrationNo email neededAnonymous operator

Where they sit among crypto cards

2 2 4 4 6 6 8 8 10 10 PRIVATE AND SAFE SAFE, ASKS MORE PRIVATE, LESS PROVEN PRIVACY GRADE → SAFETY GRADE → Moon Privacy 5.7 · Safety 4.7 Laso Finance Privacy 2.2 · Safety 4.6 WaldenPay Privacy 3.8 · Safety 4.4 Stealths Privacy 7.9 · Safety 4.3 Kripicard Privacy 2.1 · Safety 4.0 BingCard Privacy 0.3 · Safety 4.0 Goblin Card Privacy 5.4 · Safety 3.9 XMRVCC Privacy 6.6 · Safety 3.8 2Fiat Privacy 6.1 · Safety 3.8 OffGrid Privacy 5.7 · Safety 3.8 DigitalPurse Privacy 2.4 · Safety 3.8 SolvoCard Privacy 5.8 · Safety 2.1 XKard (XHYPE) Privacy 1.1 · Safety 5.1
Trade Spend Infrastructure Identity 13 services. Hover or tap a point.

Questions

Is WaldenPay or XMRVCC safer?

WaldenPay has the higher Safety grade: WaldenPay 4.4, XMRVCC 3.8, out of 10.

Does WaldenPay or XMRVCC require KYC?

WaldenPay is KYC level 2 (ID in rare cases). XMRVCC is KYC level 1 (no ID mentioned).

Which has more incidents on record?

WaldenPay has 0 and XMRVCC has 0 documented incidents in the registry.

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