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Laso Finance vs WaldenPay

It is a trade-off. Laso Finance has the higher Safety grade (4.6 against 4.4), while WaldenPay has the higher Privacy grade (3.8 against 2.2).

Laso Finance

US-registered MSB selling crypto-funded prepaid cards and gift cards

Privacy

2.2/ 10

Poor

Safety

4.6/ 10

Caution

ID on risk flag KYC 3 Docs reviewed Full review →

WaldenPay

Virtual prepaid card loaded with crypto, run by a Dutch company

Privacy

3.8/ 10

Poor

Safety

4.4/ 10

Caution

ID in rare cases KYC 2 Docs reviewed Full review →

Side by side

Laso FinanceWaldenPay
Category Crypto Cards Crypto Cards
KYC policy ID on risk flag ID in rare cases
Custody Custodial Custodial
Sign-up Email required Email required
Open source No No
Tor onion address No No
Coins Not published USDT, USDC, BTC, ETH, SOL, TRX, LTC
Pay with Crypto Crypto
Fees One fee per card load or payout; no monthly or per-transaction fees, per the site $10 card issuance; top-up fee 5%, falling to 3% with 30-day spend volume; no monthly fee
Limits Not published User-to-user transfers: $10,000 per transfer, $20,000 per rolling 24 hours; card load limits not stated
Jurisdiction United States Netherlands
Not available in Not published Restricted jurisdictions listed on the countries page, including Belarus, Afghanistan, Myanmar and the Crimea, Donetsk and Luhansk regions
Incidents on record 0 0
Published tests (180 days) 0 0

Only Laso Finance

May request ID

Both

CustodialLegal entity disclosedRequires email

Only WaldenPay

Closed sourceAML screening

Where they sit among crypto cards

2 2 4 4 6 6 8 8 10 10 PRIVATE AND SAFE SAFE, ASKS MORE PRIVATE, LESS PROVEN PRIVACY GRADE → SAFETY GRADE → Moon Privacy 5.7 · Safety 4.7 Laso Finance Privacy 2.2 · Safety 4.6 WaldenPay Privacy 3.8 · Safety 4.4 Stealths Privacy 7.9 · Safety 4.3 Kripicard Privacy 2.1 · Safety 4.0 BingCard Privacy 0.3 · Safety 4.0 Goblin Card Privacy 5.4 · Safety 3.9 XMRVCC Privacy 6.6 · Safety 3.8 2Fiat Privacy 6.1 · Safety 3.8 OffGrid Privacy 5.7 · Safety 3.8 DigitalPurse Privacy 2.4 · Safety 3.8 SolvoCard Privacy 5.8 · Safety 2.1 XKard (XHYPE) Privacy 1.1 · Safety 5.1
Trade Spend Infrastructure Identity 13 services. Hover or tap a point.

Questions

Is Laso Finance or WaldenPay safer?

Laso Finance has the higher Safety grade: Laso Finance 4.6, WaldenPay 4.4, out of 10.

Does Laso Finance or WaldenPay require KYC?

Laso Finance is KYC level 3 (ID on risk flag). WaldenPay is KYC level 2 (ID in rare cases).

Which has more incidents on record?

Laso Finance has 0 and WaldenPay has 0 documented incidents in the registry.

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