Moon vs WaldenPay
Moon has the higher grade on both axes: Safety 4.7 against 4.4, and Privacy 5.7 against 3.8.
Moon
Virtual prepaid Visa cards bought with Bitcoin, Lightning or stablecoins
Privacy
5.7/ 10
Fair
Safety
4.7/ 10
Caution
No ID mentioned KYC 1 Docs reviewed Full review →
WaldenPay
Virtual prepaid card loaded with crypto, run by a Dutch company
Privacy
3.8/ 10
Poor
Safety
4.4/ 10
Caution
ID in rare cases KYC 2 Docs reviewed Full review →
Side by side
| Moon | WaldenPay | |
|---|---|---|
| Category | Crypto Cards | Crypto Cards |
| KYC policy | No ID mentioned | ID in rare cases |
| Custody | Custodial | Custodial |
| Sign-up | Email required | Email required |
| Open source | No | No |
| Tor onion address | No | No |
| Coins | BTC, USDT, USDC, ETH | USDT, USDC, BTC, ETH, SOL, TRX, LTC |
| Pay with | Crypto, Lightning | Crypto |
| Fees | Not published | $10 card issuance; top-up fee 5%, falling to 3% with 30-day spend volume; no monthly fee |
| Limits | Not published | User-to-user transfers: $10,000 per transfer, $20,000 per rolling 24 hours; card load limits not stated |
| Jurisdiction | Not published | Netherlands |
| Not available in | Not published | Restricted jurisdictions listed on the countries page, including Belarus, Afghanistan, Myanmar and the Crimea, Donetsk and Luhansk regions |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only Moon
Accepts Lightning
Both
Closed sourceRequires email
Only WaldenPay
CustodialLegal entity disclosedAML screening
Where they sit among crypto cards
Questions
Is Moon or WaldenPay safer?
Moon has the higher Safety grade: Moon 4.7, WaldenPay 4.4, out of 10.
Does Moon or WaldenPay require KYC?
Moon is KYC level 1 (no ID mentioned). WaldenPay is KYC level 2 (ID in rare cases).
Which has more incidents on record?
Moon has 0 and WaldenPay has 0 documented incidents in the registry.