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OffGrid vs SolCard

It is a trade-off. SolCard has the higher Safety grade (4.3 against 3.8), while OffGrid has the higher Privacy grade (5.7 against 2.0).

OffGrid

Crypto-funded virtual prepaid Visa card with a yearly membership

Privacy

5.7/ 10

Fair

Safety

3.8/ 10

Poor

No ID mentioned KYC 1 Docs reviewed Full review →

SolCard

Prepaid Visa/Mastercard topped up with crypto; the virtual tier needs only an email

Privacy

2.0/ 10

Poor

Safety

4.3/ 10

Caution

ID on risk flag KYC 3 Docs reviewed Full review →

Side by side

OffGridSolCard
Category Crypto Cards Crypto Cards
KYC policy No ID mentioned ID on risk flag
Custody Custodial Custodial
Sign-up Email optional Email required
Open source No No
Tor onion address No No
Coins Not published SOL, USDC, USDT, ETH, BTC, LTC, BNB
Pay with Crypto Crypto
Fees Yearly membership plus a loading fee on top-ups; amounts are shown per card tier in the app Virtual card: 5% top-up fee plus $10 issuance fee; Platinum: 0% top-up fee (fee schedule of 15 August 2026)
Limits Daily, weekly and monthly spending limits set by subscription tier; one card per account Virtual card: $5,000 per month; Platinum: no monthly limit
Jurisdiction Not published Hong Kong
Not available in Persons on US, EU or UN sanctions lists and places where crypto-funded prepaid cards are prohibited Terms exclude residents of Hong Kong and of countries under comprehensive UN, US, EU or UK sanctions
Incidents on record 0 0
Published tests (180 days) 0 0

Only OffGrid

Anonymous operator

Both

CustodialClosed source

Only SolCard

Requires emailMay request IDLegal entity disclosed

Where they sit among crypto cards

2 2 4 4 6 6 8 8 10 10 PRIVATE AND SAFE SAFE, ASKS MORE PRIVATE, LESS PROVEN PRIVACY GRADE → SAFETY GRADE → Moon Privacy 5.7 · Safety 4.7 WaldenPay Privacy 3.8 · Safety 4.4 Stealths Privacy 7.9 · Safety 4.3 Goblin Card Privacy 5.4 · Safety 3.9 XMRVCC Privacy 6.6 · Safety 3.8 2Fiat Privacy 6.1 · Safety 3.8 OffGrid Privacy 5.7 · Safety 3.8 CardUpNow Privacy 5.4 · Safety 3.8 SolvoCard Privacy 5.8 · Safety 2.1 Laso Finance Privacy 2.2 · Safety 4.6 SolCard Privacy 2.0 · Safety 4.3 Kripicard Privacy 2.1 · Safety 4.0 BingCard Privacy 0.3 · Safety 4.0 DigitalPurse Privacy 2.4 · Safety 3.8 XKard (XHYPE) Privacy 1.1 · Safety 5.1 RedotPay Privacy 0.6 · Safety 4.3
Trade Spend Infrastructure Identity 16 services. Hover or tap a point.

Questions

Is OffGrid or SolCard safer?

SolCard has the higher Safety grade: OffGrid 3.8, SolCard 4.3, out of 10.

Does OffGrid or SolCard require KYC?

OffGrid is KYC level 1 (no ID mentioned). SolCard is KYC level 3 (ID on risk flag).

Which has more incidents on record?

OffGrid has 0 and SolCard has 0 documented incidents in the registry.

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