Service overview
Moon
paywithmoon.com
Virtual prepaid Visa cards bought with Bitcoin, Lightning or stablecoins
Privacy 5.7/10
Safety 4.7/10
Read the evidence
RedotPay review
Widely used stablecoin card app from Hong Kong; ID and face verification are required
Privacy score
0.6/ 10
PoorHow much you reveal
See the score breakdown Safety score
4.3/ 10
CautionHow well you’re protected
See the score breakdown Identity policy
4/ 4 KYC level
ID mandatory Read the policy Evidence
Documentation reviewed Grades based on published terms and documentation.
0 published tests Two grades. Different questions.Understand the methodology
The overview
The essentials, at a glance.
RedotPay is a card. Its terms put it at KYC level 4 of 4: ID mandatory. NoKYC Score grades it 0.6/10 for privacy (poor) and 4.3/10 for safety (caution). In its favour: company named. To watch: it may ask for ID and holds your funds while you use it. No incidents are on record.
What stands out
- Company named
The operating company and its jurisdiction are published.
Before you use it
- May ask for ID
The terms reserve the right to demand identity documents, often after a risk flag.
- Holds your funds
The operator controls user funds while they are on the platform.
No test transactions published yet.
About RedotPay
RedotPay offers virtual and physical stablecoin-funded cards, a custodial crypto account, swaps, P2P and crypto-backed credit through an app. Its help centre states that identity checks are required before RedotPay can be used, covering personal details, a photo of an original ID, a face scan, residential address and a short questionnaire, with source-of-funds documents on request. The general terms name a group of companies including Red F. Technology Limited and Red Dot Technology Limited (Hong Kong), entities in Argentina and Panama, and Red Dot Payment Inc. (Montana, United States). Its card issuance restrictions page lists the United States among the places where RedotPay services are unavailable.
Cite this review or read as plain text
NoKYC Score, "RedotPay review", reviewed 23 Oct 2026, https://nokycscore.com/service/redotpay
Open plain-text review ↗The feature review
Privacy, without the guesswork.
1 / 13 features confirmed2 warnings in the recorded terms
Identity
0 / 4 confirmed
- ID never requiredNo
The terms rule identity checks out, or the design makes them impossible.
- No account neededNot stated
Usable without creating an account, or the account is only a random number.
- No email neededNot stated
An email address is not required to sign up or use it.
- No phone numberNot stated
A phone number is never required.
Payment
0 / 3 confirmed
- Accepts MoneroNot stated
Monero hides sender, receiver and amount, so the payment cannot be traced to you.
- Accepts LightningNot stated
Bitcoin Lightning payments: fast, cheap and more private than on-chain.
- Accepts cashNot stated
Cash by post or in person: no bank and no blockchain record.
Access
0 / 2 confirmed
- Tor onion addressNot stated
An official .onion address, reachable only through Tor.
- Works without JavaScriptNot stated
Core functions work with scripts disabled, as in Tor Browser on its safest setting.
Trust
1 / 4 confirmed
- Never holds your fundsNo
The operator never controls user funds, so it cannot freeze them.
- Independent auditNot stated
A third party audited the code or the no-logs claim, and the report is public.
- Company namedYes
The operating company and its jurisdiction are published.
- 5+ years operatingNot stated
Has operated continuously for five years or more.
Warnings
2 flagged
- May ask for IDYes
The terms reserve the right to demand identity documents, often after a risk flag.
- Screens depositsNot in terms
Deposits are scored by blockchain analytics; a flag can freeze them.
- Passes orders to partnersNot in terms
Orders go to upstream exchanges that apply their own screening.
- Holds your fundsYes
The operator controls user funds while they are on the platform.
- Email requiredNot in terms
An email address is required to use the service.
- Phone number requiredNot in terms
A phone number is required to use the service.
- Nobody accountableNot in terms
No company or person is publicly responsible for the service.
“Not stated” means the service’s own pages do not say. Expand a group to see every check.
Identity requirements
Does RedotPay require KYC?
Level 4 of 4
ID mandatory
- 0 Never
- 1 Not mentioned
- 2 Rare
- 3 On risk flag
- 4 Mandatory
Yes. RedotPay requires identity verification from every user. Checked against its own terms.
- Account required
- Email may be asked
- Phone may be asked
- ID required
KYC level 4: ID mandatory. Identity verification is required to use the service.
Help centre: "Identity checks are required before you can use RedotPay" (ID document, face scan and address).
Transparent by design
Every point, explained.
Both grades start at 50 points and move by fixed, published amounts. Nothing is adjusted by hand. The total is divided by ten.
Privacy
0.6/ 10
- Starting points 50
- KYC level 4: ID mandatory -32
- Custodial -3
- Closed source -2
- May request ID -7
- Total, clamped to 0–100 6
Safety
4.3/ 10
- Starting points 50
- Custodial -5
- Closed source -3
- May request ID -4
- Legal entity disclosed +5
- Total, clamped to 0–100 43
Evidence, not promises
Test ledger 0
Published test transactions, with the route, amount and outcome available to inspect.
No test transactions published yet
The grades above rest on RedotPay’s terms and documentation. Tests will appear here with the date, route, amount band and result as they are run.
The track record
Incidents 0
No incidents on record
We have no documented cases for RedotPay. An empty record does not guarantee a service is risk-free.
Community experience
What users are saying 0
Reviews never change a grade. Reviews with a transaction reference are marked.
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Alternatives to RedotPay
All alternatives → Service overview
WaldenPay
waldenpay.com
Virtual prepaid card loaded with crypto, run by a Dutch company
Privacy 3.8/10
Safety 4.4/10
Read the evidence
Service overview
Stealths
stealths.net
Prepaid cards, gift cards and eSIM plans bought with crypto, no account
No registrationAccepts Monero
Privacy 7.9/10
Safety 4.3/10
Read the evidence
Service overview
Goblin Card
goblincards.com
Physical Mastercard and virtual Visa debit cards funded with crypto
Accepts Monero
Privacy 5.4/10
Safety 3.9/10
Read the evidence
RedotPay vs MoonRedotPay vs WaldenPayRedotPay vs StealthsRedotPay vs Goblin Card
RedotPay: common questions
Does RedotPay require KYC?
RedotPay is rated KYC level 4 of 4 on this site: ID mandatory. Help centre: "Identity checks are required before you can use RedotPay" (ID document, face scan and address).
Is RedotPay safe to use?
RedotPay has a Safety grade of 4.3 out of 10 and a Privacy grade of 0.6 out of 10. No incidents are on record. Evidence level: documentation reviewed.
Is RedotPay legit?
RedotPay is a working card. It publishes the company that runs it, in Hong Kong. Being real is not the same as being safe: its Safety grade here is 4.3 out of 10, built from custody, liquidity, track record and incidents.
Is RedotPay a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for RedotPay. Its terms also allow it to hold a flagged deposit and ask for identity documents.
Does RedotPay have a Tor onion address?
No official onion address was found on RedotPay's own pages.
Is RedotPay custodial?
Yes. RedotPay holds funds during a trade, which means it is able to delay or freeze them.
Can I use RedotPay over Tor?
RedotPay does not publish an official onion address.
Listing history
- Listing added. Facts and KYC level set from the service's own terms and documentation.