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OffGrid vs WaldenPay

It is a trade-off. WaldenPay has the higher Safety grade (4.4 against 3.8), while OffGrid has the higher Privacy grade (5.7 against 3.8).

OffGrid

Crypto-funded virtual prepaid Visa card with a yearly membership

Privacy

5.7/ 10

Fair

Safety

3.8/ 10

Poor

No ID mentioned KYC 1 Docs reviewed Full review →

WaldenPay

Virtual prepaid card loaded with crypto, run by a Dutch company

Privacy

3.8/ 10

Poor

Safety

4.4/ 10

Caution

ID in rare cases KYC 2 Docs reviewed Full review →

Side by side

OffGridWaldenPay
Category Crypto Cards Crypto Cards
KYC policy No ID mentioned ID in rare cases
Custody Custodial Custodial
Sign-up Email optional Email required
Open source No No
Tor onion address No No
Coins Not published USDT, USDC, BTC, ETH, SOL, TRX, LTC
Pay with Crypto Crypto
Fees Yearly membership plus a loading fee on top-ups; amounts are shown per card tier in the app $10 card issuance; top-up fee 5%, falling to 3% with 30-day spend volume; no monthly fee
Limits Daily, weekly and monthly spending limits set by subscription tier; one card per account User-to-user transfers: $10,000 per transfer, $20,000 per rolling 24 hours; card load limits not stated
Jurisdiction Not published Netherlands
Not available in Persons on US, EU or UN sanctions lists and places where crypto-funded prepaid cards are prohibited Restricted jurisdictions listed on the countries page, including Belarus, Afghanistan, Myanmar and the Crimea, Donetsk and Luhansk regions
Incidents on record 0 0
Published tests (180 days) 0 0

Only OffGrid

Anonymous operator

Both

CustodialClosed source

Only WaldenPay

Requires emailLegal entity disclosedAML screening

Where they sit among crypto cards

2 2 4 4 6 6 8 8 10 10 PRIVATE AND SAFE SAFE, ASKS MORE PRIVATE, LESS PROVEN PRIVACY GRADE → SAFETY GRADE → Moon Privacy 5.7 · Safety 4.7 Laso Finance Privacy 2.2 · Safety 4.6 WaldenPay Privacy 3.8 · Safety 4.4 Stealths Privacy 7.9 · Safety 4.3 Kripicard Privacy 2.1 · Safety 4.0 BingCard Privacy 0.3 · Safety 4.0 Goblin Card Privacy 5.4 · Safety 3.9 XMRVCC Privacy 6.6 · Safety 3.8 2Fiat Privacy 6.1 · Safety 3.8 OffGrid Privacy 5.7 · Safety 3.8 DigitalPurse Privacy 2.4 · Safety 3.8 SolvoCard Privacy 5.8 · Safety 2.1 XKard (XHYPE) Privacy 1.1 · Safety 5.1
Trade Spend Infrastructure Identity 13 services. Hover or tap a point.

Questions

Is OffGrid or WaldenPay safer?

WaldenPay has the higher Safety grade: OffGrid 3.8, WaldenPay 4.4, out of 10.

Does OffGrid or WaldenPay require KYC?

OffGrid is KYC level 1 (no ID mentioned). WaldenPay is KYC level 2 (ID in rare cases).

Which has more incidents on record?

OffGrid has 0 and WaldenPay has 0 documented incidents in the registry.

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