Closed service · October 2026

Cypher Card alternatives

Cypher Card is no longer operating. Official site states cards closed on 8 August 2026 and the platform shut down on 6 September 2026. These are the closest live replacements, ranked by Safety grade.

What happened to Cypher Card

Cypher Card alternatives in short

Cypher Card has closed. The closest crypto cards by Safety grade are Moon (4.7), Laso Finance (4.6), WaldenPay (4.4). 1 of the 12 alternatives listed here have terms that rule out ID checks entirely.

What to use instead of Cypher Card

Alternatives to Cypher Card
#	Service	KYC	Privacy	Safety	Evidence	Accepts	Incidents
01	Moon Virtual prepaid Visa cards bought with Bitcoin, Lightning or stablecoins	Not mentioned KYC 1	5.7	4.7	Docs reviewed	BTCUSDTUSDC +1	0
02	Laso Finance May ask for ID US-registered MSB selling crypto-funded prepaid cards and gift cards	On risk flag KYC 3	2.2	4.6	Docs reviewed		0
03	WaldenPay Virtual prepaid card loaded with crypto, run by a Dutch company	Rare KYC 2	3.8	4.4	Docs reviewed	USDTUSDCBTC +4	0
04	Stealths Accepts Monero No account needed Prepaid cards, gift cards and eSIM plans bought with crypto, no account	Never KYC 0	7.9	4.3	Docs reviewed	XMRBCHETH +4	0
05	Kripicard Accepts Monero May ask for ID Virtual Visa and Mastercard cards funded with crypto, issued through partners	On risk flag KYC 3	2.1	4.0	Docs reviewed	USDTBTCETH +5	0
06	BingCard May ask for ID Virtual and physical crypto cards; physical cards and flagged accounts need ID	On risk flag KYC 3	0.3	4.0	Docs reviewed	BTCUSDTETH +1	0
07	Goblin Card Accepts Monero Physical Mastercard and virtual Visa debit cards funded with crypto	Not mentioned KYC 1	5.4	3.9	Docs reviewed	BTCETHSOL +2	0
08	XMRVCC No account needed Single-use virtual cards sold for crypto and delivered manually	Not mentioned KYC 1	6.6	3.8	Docs reviewed		0
09	2Fiat Accepts Monero Reloadable virtual prepaid Mastercard cards bought and topped up with crypto	Not mentioned KYC 1	6.1	3.8	Docs reviewed	BTCXMRUSDT	0
10	OffGrid Crypto-funded virtual prepaid Visa card with a yearly membership	Not mentioned KYC 1	5.7	3.8	Docs reviewed		0
11	DigitalPurse May ask for ID Virtual cards loaded with crypto, with order limits for unverified users	On risk flag KYC 3	2.4	3.8	Docs reviewed		0
12	SolvoCard Accepts Monero Crypto-funded virtual Mastercard marketed with zero KYC and email-only sign-up	Not mentioned KYC 1	5.8	2.1	Docs reviewed	BTCETHUSDT +1	1

Check the rules where you live

Listings describe services. Whether a provider may serve you depends on local licensing rules.

Cypher Card: incidents on record

8 Aug 2026

high

Shutdown

Official wind-down: cards closed 8 August 2026, platform shut down 6 September 2026

Cypher's official site states that the service is sunsetting. Card loading was disabled, cards remained usable until 8 August 2026 at 00:00 UTC, and the platform shuts down on 6 September 2026, with balances withdrawable without fees until that date. Support pages say merchant refunds arriving after card closure are credited to the balance and must be withdrawn before the shutdown date. No reason for the closure was given on the pages reviewed.

Service closed Source: cypherhq.io ↗

Questions

What happened to Cypher Card?

Official site states cards closed on 8 August 2026 and the platform shut down on 6 September 2026.

What is the best alternative to Cypher Card?

By Safety grade, Moon (4.7 out of 10, Privacy 5.7). The right choice depends on the coins and payment methods you need, so compare the list.

Are these alternatives no-KYC?

Each one shows its KYC level, from 0 (ID never required) to 4 (mandatory). 7 of the 12 listed are level 0 or 1.