SolCard vs XMRVCC
It is a trade-off. SolCard has the higher Safety grade (4.3 against 3.8), while XMRVCC has the higher Privacy grade (6.6 against 2.0).
SolCard
Prepaid Visa/Mastercard topped up with crypto; the virtual tier needs only an email
Privacy
2.0/ 10
Poor
Safety
4.3/ 10
Caution
ID on risk flag KYC 3 Docs reviewed Full review →
XMRVCC
Single-use virtual cards sold for crypto and delivered manually
Privacy
6.6/ 10
Fair
Safety
3.8/ 10
Poor
No ID mentioned KYC 1 Docs reviewed Full review →
Side by side
| SolCard | XMRVCC | |
|---|---|---|
| Category | Crypto Cards | Crypto Cards |
| KYC policy | ID on risk flag | No ID mentioned |
| Custody | Custodial | Custodial |
| Sign-up | Email required | No account needed |
| Open source | No | No |
| Tor onion address | No | No |
| Coins | SOL, USDC, USDT, ETH, BTC, LTC, BNB | Not published |
| Pay with | Crypto | Crypto |
| Fees | Virtual card: 5% top-up fee plus $10 issuance fee; Platinum: 0% top-up fee (fee schedule of 15 August 2026) | 1.5% FX conversion fee; a card issuing fee applies (amount not stated) |
| Limits | Virtual card: $5,000 per month; Platinum: no monthly limit | Single-use cards cover one transaction; further transactions need another fee |
| Jurisdiction | Hong Kong | Not published |
| Not available in | Terms exclude residents of Hong Kong and of countries under comprehensive UN, US, EU or UK sanctions | Not published |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only SolCard
Requires emailMay request IDLegal entity disclosed
Both
CustodialClosed source
Only XMRVCC
No registrationNo email neededAnonymous operator
Where they sit among crypto cards
Questions
Is SolCard or XMRVCC safer?
SolCard has the higher Safety grade: SolCard 4.3, XMRVCC 3.8, out of 10.
Does SolCard or XMRVCC require KYC?
SolCard is KYC level 3 (ID on risk flag). XMRVCC is KYC level 1 (no ID mentioned).
Which has more incidents on record?
SolCard has 0 and XMRVCC has 0 documented incidents in the registry.