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CardUpNow vs WaldenPay

It is a trade-off. WaldenPay has the higher Safety grade (4.4 against 3.8), while CardUpNow has the higher Privacy grade (5.4 against 3.8).

CardUpNow

Virtual Visa and Mastercard cards funded with USDT or BTC, opened with an email and password

Privacy

5.4/ 10

Caution

Safety

3.8/ 10

Poor

No ID mentioned KYC 1 Docs reviewed Full review →

WaldenPay

Virtual prepaid card loaded with crypto, run by a Dutch company

Privacy

3.8/ 10

Poor

Safety

4.4/ 10

Caution

ID in rare cases KYC 2 Docs reviewed Full review →

Side by side

CardUpNowWaldenPay
Category Crypto Cards Crypto Cards
KYC policy No ID mentioned ID in rare cases
Custody Custodial Custodial
Sign-up Email required Email required
Open source No No
Tor onion address No No
Coins USDT, BTC USDT, USDC, BTC, ETH, SOL, TRX, LTC
Pay with Crypto Crypto
Fees $50 one-time activation fee (non-refundable); 5% deposit fee, 5% card issuance fee, 5% withdrawal fee; $0.40 per declined transaction $10 card issuance; top-up fee 5%, falling to 3% with 30-day spend volume; no monthly fee
Limits Minimum deposit $100; no maximum stated User-to-user transfers: $10,000 per transfer, $20,000 per rolling 24 hours; card load limits not stated
Jurisdiction Not published Netherlands
Not available in Not published Restricted jurisdictions listed on the countries page, including Belarus, Afghanistan, Myanmar and the Crimea, Donetsk and Luhansk regions
Incidents on record 0 0
Published tests (180 days) 0 0

Only CardUpNow

No phone neededAnonymous operatorRuns an affiliate programme

Both

CustodialClosed sourceRequires email

Only WaldenPay

Legal entity disclosedAML screening

Where they sit among crypto cards

2 2 4 4 6 6 8 8 10 10 PRIVATE AND SAFE SAFE, ASKS MORE PRIVATE, LESS PROVEN PRIVACY GRADE → SAFETY GRADE → Moon Privacy 5.7 · Safety 4.7 WaldenPay Privacy 3.8 · Safety 4.4 Stealths Privacy 7.9 · Safety 4.3 Goblin Card Privacy 5.4 · Safety 3.9 XMRVCC Privacy 6.6 · Safety 3.8 2Fiat Privacy 6.1 · Safety 3.8 OffGrid Privacy 5.7 · Safety 3.8 CardUpNow Privacy 5.4 · Safety 3.8 SolvoCard Privacy 5.8 · Safety 2.1 Laso Finance Privacy 2.2 · Safety 4.6 SolCard Privacy 2.0 · Safety 4.3 Kripicard Privacy 2.1 · Safety 4.0 BingCard Privacy 0.3 · Safety 4.0 DigitalPurse Privacy 2.4 · Safety 3.8 XKard (XHYPE) Privacy 1.1 · Safety 5.1 RedotPay Privacy 0.6 · Safety 4.3
Trade Spend Infrastructure Identity 16 services. Hover or tap a point.

Questions

Is CardUpNow or WaldenPay safer?

WaldenPay has the higher Safety grade: CardUpNow 3.8, WaldenPay 4.4, out of 10.

Does CardUpNow or WaldenPay require KYC?

CardUpNow is KYC level 1 (no ID mentioned). WaldenPay is KYC level 2 (ID in rare cases).

Which has more incidents on record?

CardUpNow has 0 and WaldenPay has 0 documented incidents in the registry.

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