Buy Bitcoin and crypto with cash, no KYC
Cash in person or by mail leaves no bank record. It is the most private way to buy, and the slowest. 18 listed platforms support it, ranked here by Safety grade.
| # | Service | KYC | Privacy | Safety | Evidence | Accepts | Incidents |
|---|---|---|---|---|---|---|---|
| 01 |  Bisq Accepts Monero No account needed Never holds your funds Open source P2P Exchanges · Open-source desktop P2P exchange for bitcoin with no registration | Never KYC 0 | 9.3 | 8.0 | Docs reviewed | BTCXMR | |
| 02 |  Haveno Accepts Monero No account needed Never holds your funds Open source P2P Exchanges · Open-source protocol for non-custodial Monero trading over Tor | Never KYC 0 | 9.2 | 7.3 | Docs reviewed | XMRBTCETH | |
| 03 |  Mostro No account needed Never holds your funds Open source P2P Exchanges · Open-source P2P bitcoin trading protocol over Nostr and Lightning hold invoices | Never KYC 0 | 8.9 | 7.3 | Docs reviewed | BTC | |
| 04 |  Vexl Never holds your funds Open source P2P Exchanges · Mobile app for finding bitcoin trades within your own social network | Not mentioned KYC 1 | 6.1 | 7.0 | Docs reviewed | BTC | |
| 05 |  Hodl Hodl Never holds your funds P2P Exchanges · Web-based P2P bitcoin trading with 2-of-3 multisig escrow | Not mentioned KYC 1 | 6.0 | 7.0 | Docs reviewed | BTC | |
| 06 | Dawnswap Tor onion address Accepts Monero No account needed Never holds your funds P2P Exchanges · Independent Haveno network for peer-to-peer Monero trading over Tor | Never KYC 0 | 9.7 | 6.6 | Docs reviewed | XMRBTCETH +5 | |
| 07 |  Peach Bitcoin No account needed Never holds your funds Open source May ask for ID P2P Exchanges · Swiss mobile P2P bitcoin app; sell offers restricted since September 2026 | Rare KYC 2 | 6.5 | 6.3 | Docs reviewed | BTC | |
| 08 |  Mt Pelerin May ask for ID No-KYC Exchanges · Swiss on/off-ramp with a CHF 999 per month tier that needs no ID document | On risk flag KYC 3 | 1.9 | 6.1 | Docs reviewed | BTCETHUSDT +1 | |
| 09 |  lnp2pBot No account needed Open source P2P Exchanges · Telegram bot for P2P bitcoin trades settled over Lightning | Never KYC 0 | 8.2 | 5.8 | Docs reviewed | BTC | |
| 10 |  RoboSats Tor onion address No account needed Open source P2P Exchanges · Tor-based P2P bitcoin exchange settling over Lightning with robot identities | Never KYC 0 | 8.7 | 5.7 | Docs reviewed | BTC | |
| 11 |  Azteco No account needed No-KYC Exchanges · Bitcoin vouchers bought with cash or card and redeemed to your own wallet | Not mentioned KYC 1 | 7.3 | 5.5 | Docs reviewed | BTC | |
| 12 |  LocalCoinSwap P2P Exchanges · P2P marketplace for 20+ cryptocurrencies with non-custodial trade options | Not mentioned KYC 1 | 6.0 | 4.7 | Docs reviewed | BTCETHLTC +3 | |
| 13 |  BestChange Accepts Monero No account needed May ask for ID Swap Aggregators · Long-running monitor of e-currency and crypto exchangers with reserves and reviews | On risk flag KYC 3 | 3.4 | 4.7 | Docs reviewed | BTCUSDTETH +2 | |
| 14 |  AvanChange Accepts Monero May ask for ID Instant Swaps · Russian-language exchanger for crypto, rubles and cash, operating since 2018 | On risk flag KYC 3 | 2.4 | 4.6 | Docs reviewed | BTCUSDTXMR +7 | |
| 15 |  Mchanger No account needed May ask for ID Instant Swaps · Multilingual exchanger for crypto, e-money and cash (passport needed for cash); AMLBot screening | On risk flag KYC 3 | 2.4 | 4.0 | Docs reviewed | BTCUSDTETH +4 | |
| 16 |  CoinPayMaster Accepts Monero No account needed May ask for ID Instant Swaps · Russian-language exchanger for crypto, rubles and cash; AML checks with BitOK/Coinkyt and SumSub KYC | On risk flag KYC 3 | 1.9 | 3.0 | Docs reviewed | BTCETHUSDT +5 | |
| 17 |  RetoSwap Accepts Monero No account needed Never holds your funds Open source P2P Exchanges · Largest Haveno-based Monero P2P network; exploited twice in mid-2026 | Never KYC 0 | 8.9 | 2.7 | Docs reviewed | XMRBTCETH +1 | |
| 18 |  OpenMonero Accepts Monero P2P Exchanges · LocalMonero-style P2P Monero marketplace with repeated reported losses | Not mentioned KYC 1 | 6.6 | 2.0 | Docs reviewed | XMR |
Check the rules where you live
Listings describe services; they are not advice. Whether a provider may serve you depends on local rules.How a cash trade works
- Open a self-custody wallet and copy a receiving address.
- Pick an offer from a seller with a long trade history, and check the price premium.
- The seller’s coins are locked in escrow before you pay.
- Pay by cash exactly as the offer describes, and mark the payment as sent.
- The seller confirms and the escrow releases the coins to your wallet.
Staying safe
- Stay on the platform. Requests to settle outside the escrow are the most common fraud.
- Start small. A first trade with a new counterparty should be one you can afford to dispute.
- Prefer non-custodial escrow. No operator can freeze a multisignature escrow on its own.
- Read the incident record. Escrow software has had bugs; each listing shows what happened and how it ended.
Questions
Buy BitcoinBuy MoneroBuy EthereumBuy LitecoinBuy TetherBuy USD CoinBuy SolanaBuy Bitcoin Cash
Can I buy Bitcoin with cash and no KYC?
Yes. 18 listed peer-to-peer platforms and exchanges let you pay by cash without identity verification by the platform. 8 of them are non-custodial, so no company holds your funds during the trade.
Which coins can I buy with cash?
Across the listed services: Bitcoin, Monero, Ethereum, Litecoin, Bitcoin Cash, Tether, USD Coin, Dai. Bitcoin has the most offers; Monero is available on platforms built for it.
Is paying by cash private?
Cash leaves no bank record. Your trading partner still learns whatever you tell them, and a cash-by-mail trade involves a postal address. Start with small amounts and sellers with a long history.
How does the escrow protect me?
The seller’s coins are locked before you pay. On non-custodial platforms the lock is a multisignature address or a Lightning hold invoice that the operator cannot spend alone. If there is a dispute, an arbitrator decides who receives the coins.