Laso Finance vs OffGrid
It is a trade-off. Laso Finance has the higher Safety grade (4.6 against 3.8), while OffGrid has the higher Privacy grade (5.7 against 2.2).
Laso Finance
US-registered MSB selling crypto-funded prepaid cards and gift cards
Privacy
2.2/ 10
Poor
Safety
4.6/ 10
Caution
ID on risk flag KYC 3 Docs reviewed Full review →
OffGrid
Crypto-funded virtual prepaid Visa card with a yearly membership
Privacy
5.7/ 10
Fair
Safety
3.8/ 10
Poor
No ID mentioned KYC 1 Docs reviewed Full review →
Side by side
| Laso Finance | OffGrid | |
|---|---|---|
| Category | Crypto Cards | Crypto Cards |
| KYC policy | ID on risk flag | No ID mentioned |
| Custody | Custodial | Custodial |
| Sign-up | Email required | Email optional |
| Open source | No | No |
| Tor onion address | No | No |
| Pay with | Crypto | Crypto |
| Fees | One fee per card load or payout; no monthly or per-transaction fees, per the site | Yearly membership plus a loading fee on top-ups; amounts are shown per card tier in the app |
| Limits | Not published | Daily, weekly and monthly spending limits set by subscription tier; one card per account |
| Jurisdiction | United States | Not published |
| Not available in | Not published | Persons on US, EU or UN sanctions lists and places where crypto-funded prepaid cards are prohibited |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only Laso Finance
Legal entity disclosedMay request IDRequires email
Both
Custodial
Only OffGrid
Closed sourceAnonymous operator
Where they sit among crypto cards
Questions
Is Laso Finance or OffGrid safer?
Laso Finance has the higher Safety grade: Laso Finance 4.6, OffGrid 3.8, out of 10.
Does Laso Finance or OffGrid require KYC?
Laso Finance is KYC level 3 (ID on risk flag). OffGrid is KYC level 1 (no ID mentioned).
Which has more incidents on record?
Laso Finance has 0 and OffGrid has 0 documented incidents in the registry.