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NoKYC Score

2Fiat vs BingCard

It is a trade-off. BingCard has the higher Safety grade (4.0 against 3.8), while 2Fiat has the higher Privacy grade (6.1 against 0.3).

2Fiat

Reloadable virtual prepaid Mastercard cards bought and topped up with crypto

Privacy

6.1/ 10

Fair

Safety

3.8/ 10

Poor

No ID mentioned KYC 1 Docs reviewed Full review →

BingCard

Virtual and physical crypto cards; physical cards and flagged accounts need ID

Privacy

0.3/ 10

Poor

Safety

4.0/ 10

Caution

ID on risk flag KYC 3 Docs reviewed Full review →

Side by side

2FiatBingCard
Category Crypto Cards Crypto Cards
KYC policy No ID mentioned ID on risk flag
Custody Custodial Custodial
Sign-up Not published Phone number required
Open source No No
Tor onion address No No
Coins BTC, XMR, USDT BTC, USDT, ETH, USDC
Pay with Crypto, Monero Crypto
Fees Card fees not published on the pages reviewed; returning a card costs $10 1% transaction fee stated on the homepage; other fees on the pricing page
Limits Load amounts from $10 to $10,000 Limits are published on the website; figures were not reviewed
Jurisdiction Not published Canada / Seychelles
Not available in Not published US citizens and US-incorporated entities; only supported countries and territories
Incidents on record 0 0
Published tests (180 days) 0 0

Only 2Fiat

Accepts MoneroAnonymous operator

Both

CustodialClosed source

Only BingCard

Requires emailRequires phone numberMay request IDAML screeningExcludes US usersLegal entity disclosed

Where they sit among crypto cards

2 2 4 4 6 6 8 8 10 10 PRIVATE AND SAFE SAFE, ASKS MORE PRIVATE, LESS PROVEN PRIVACY GRADE → SAFETY GRADE → Moon Privacy 5.7 · Safety 4.7 Laso Finance Privacy 2.2 · Safety 4.6 WaldenPay Privacy 3.8 · Safety 4.4 Stealths Privacy 7.9 · Safety 4.3 Kripicard Privacy 2.1 · Safety 4.0 BingCard Privacy 0.3 · Safety 4.0 Goblin Card Privacy 5.4 · Safety 3.9 XMRVCC Privacy 6.6 · Safety 3.8 2Fiat Privacy 6.1 · Safety 3.8 OffGrid Privacy 5.7 · Safety 3.8 DigitalPurse Privacy 2.4 · Safety 3.8 SolvoCard Privacy 5.8 · Safety 2.1 XKard (XHYPE) Privacy 1.1 · Safety 5.1
Trade Spend Infrastructure Identity 13 services. Hover or tap a point.

Questions

Is 2Fiat or BingCard safer?

BingCard has the higher Safety grade: 2Fiat 3.8, BingCard 4.0, out of 10.

Does 2Fiat or BingCard require KYC?

2Fiat is KYC level 1 (no ID mentioned). BingCard is KYC level 3 (ID on risk flag).

Which has more incidents on record?

2Fiat has 0 and BingCard has 0 documented incidents in the registry.

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