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P2P Exchanges Since 2022 Reviewed 22 Oct 2026

Peach Bitcoin review

Swiss mobile P2P bitcoin app; sell offers restricted since September 2026

  • No account needed
  • Never holds your funds
  • Open source
  • Accepts cash
  • No email needed
  • May ask for ID
ID in rare cases KYC 2 Documentation reviewed
Visit peachbitcoin.com Report an incident Watch

Privacy

6.5/ 10

Fair

Safety

6.3/ 10

Fair

Based on terms and documentation. No test transactions published yet. See the arithmetic

Peach Bitcoin review in short

Peach Bitcoin is a P2P exchange operating since 2022. Its terms put it at KYC level 2 of 4: ID in rare cases. NoKYC Score grades it 6.5/10 for privacy (fair) and 6.3/10 for safety (fair). In its favour: no account needed, no email needed and no phone number. To watch: it may ask for ID. One incident is on record, the latest from 1 Sep 2026.

Category
P2P Exchanges
KYC level
2 of 4: ID in rare cases
Grades
Privacy 6.5/10, Safety 6.3/10
Sign-up
No account needed
Custody
non-custodial
Fees
2% fee on released trades, per press coverage
Limits
Purchases capped at CHF 500 per transaction under interim rules from 1 September 2026
Jurisdiction
Switzerland
Incidents on record
1
Last reviewed
22 Oct 2026
Cite this review

NoKYC Score, "Peach Bitcoin review", reviewed 22 Oct 2026, https://nokycscore.com/service/peach-bitcoin

Also available as plain text.

What Peach Bitcoin is

Peach Bitcoin is a mobile peer-to-peer bitcoin marketplace run by a Swiss company, operating since 2022 with an open-source app. Its site advertises trading with no registration and no verification where local law permits, and says it does not market to EU or EEA users. Following a Swiss regulatory review, interim rules took effect on 1 September 2026: according to press coverage of the company's announcement, only sellers who are KYC-verified, whitelisted or have a sufficient trade record may post sell offers, purchases are capped at CHF 500 per transaction, and the platform's co-signed escrow is paused while the review continues.

What Peach Bitcoin offers, and what to watch

7 of 16 privacy and safety features, 1 warning in its terms.

"Not stated" means its own pages do not say.

Identity

  • ID never required No
  • No account needed Yes Usable without creating an account, or the account is only a random number.
  • No email needed Yes An email address is not required to sign up or use it.
  • No phone number Yes A phone number is never required.

Payment

  • Accepts Monero Not stated
  • Accepts Lightning Not stated
  • Accepts cash Yes Cash by post or in person: no bank and no blockchain record.

Access

  • Tor onion address Not stated
  • Works without JavaScript Not stated

Trust

  • Never holds your funds Yes The operator never controls user funds, so it cannot freeze them.
  • Refund without ID Not stated
  • Escrow it cannot spend alone Not stated
  • Open source Yes The code that matters is public and can be inspected.
  • Independent audit Not stated
  • Company named Yes The operating company and its jurisdiction are published.
  • 5+ years operating Not stated

Warnings

  • May ask for ID Yes The terms reserve the right to demand identity documents, often after a risk flag.
  • Screens deposits Not in terms
  • Holds your funds Not in terms
  • Email required Not in terms
  • Phone number required Not in terms
  • Closed source Not in terms
  • Nobody accountable Not in terms

Does Peach Bitcoin require KYC?

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4

KYC level 2: ID in rare cases. The terms allow identity checks only in exceptional cases, such as a legal order.

Buying needs no ID where local law permits; since 1 September 2026 sellers need KYC, whitelisting or an established trade record.

Read the terms we assessed ↗

How the grades add up

Both grades start at 50 points and move by fixed, published amounts. Nothing is adjusted by hand. The total is divided by ten.

Privacy

6.5
  • Starting points 50
  • KYC level 2: ID in rare cases +4
  • No registration +6
  • No email needed +3
  • Accepts cash +4
  • Open source +2
  • Non-custodial +3
  • May request ID -7
  • Total, clamped to 0–100 65

Safety

6.3
  • Starting points 50
  • Open source +8
  • Non-custodial +12
  • Legal entity disclosed +5
  • May request ID -4
  • Interim rules restrict sell offers to verified, whitelisted or established sellers medium · unknown · 52 days ago -8
  • Total, clamped to 0–100 63

Test ledger

Real transactions run by our editors. A badge without a ledger is an assertion; this is the proof.

No test transactions published yet

The grades above rest on Peach Bitcoin’s terms and documentation. Tests will appear here with the date, route, amount band and result as they are run.

Incidents on record

medium

KYC added

Interim rules restrict sell offers to verified, whitelisted or established sellers

According to press coverage of a company announcement dated 31 August 2026, Peach Bitcoin introduced interim rules from 1 September 2026 after it received a regulatory letter saying its compliance arrangement should be requalified. Sellers must be KYC-verified, whitelisted or have a sufficient trade record to post sell offers; purchases are capped at CHF 500 per transaction; and the platform's escrow co-signature is paused. The company described the measures as temporary while it appeals.

Outcome unknown Source: bitcoinnews.com ↗

User reviews

Reviews never change a grade. Reviews with a transaction reference are marked.

No reviews yet.

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Alternatives to Peach Bitcoin

All alternatives →

Bisq

Open-source desktop P2P exchange for bitcoin with no registration

Privacy 9.3
Safety 8.0
Never KYC 0 Docs reviewed

Haveno

Open-source protocol for non-custodial Monero trading over Tor

Privacy 9.2
Safety 7.3
Never KYC 0 Docs reviewed

Mostro

Open-source P2P bitcoin trading protocol over Nostr and Lightning hold invoices

Privacy 8.9
Safety 7.3
Never KYC 0 Docs reviewed

Peer

P2P fiat on/off-ramp settling through smart-contract escrow and payment-app proofs

Privacy 7.3
Safety 7.0
Not mentioned KYC 1 Docs reviewed

Peach Bitcoin vs BisqPeach Bitcoin vs HavenoPeach Bitcoin vs MostroPeach Bitcoin vs Peer

Peach Bitcoin: common questions

Does Peach Bitcoin require KYC?

Peach Bitcoin is rated KYC level 2 of 4 on this site: ID in rare cases. Buying needs no ID where local law permits; since 1 September 2026 sellers need KYC, whitelisting or an established trade record.

Is Peach Bitcoin safe to use?

Peach Bitcoin has a Safety grade of 6.3 out of 10 and a Privacy grade of 6.5 out of 10. There is 1 incident on record, listed with sources on this page. Evidence level: documentation reviewed.

Is Peach Bitcoin legit?

Peach Bitcoin is a working P2P exchange that has operated since 2022. It publishes the company that runs it, in Switzerland. Being real is not the same as being safe: its Safety grade here is 6.3 out of 10, built from custody, liquidity, track record and incidents.

Is Peach Bitcoin a scam?

NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. Peach Bitcoin has 1 incident on record, 1 not resolved, the latest: "Interim rules restrict sell offers to verified, whitelisted or established sellers". Each is listed on this page with its source.

Do I need an account or email to use Peach Bitcoin?

No account needed.

What fees does Peach Bitcoin charge?

2% fee on released trades, per press coverage. Fees were recorded from Peach Bitcoin's own pages and can change; check before you send.

What are Peach Bitcoin's limits?

Purchases capped at CHF 500 per transaction under interim rules from 1 September 2026.

Does Peach Bitcoin have a Tor onion address?

No official onion address was found on Peach Bitcoin's own pages.

Which cryptocurrencies does Peach Bitcoin support?

Peach Bitcoin supports BTC, and fiat payments in CHF, EUR.

Is Peach Bitcoin custodial?

No. Peach Bitcoin is non-custodial: the operator does not control user funds.

Can I use Peach Bitcoin over Tor?

Peach Bitcoin does not publish an official onion address.

Listing history

  • Listing added. Facts and KYC level set from the service's own terms and documentation.
  • Incident recorded: Interim rules restrict sell offers to verified, whitelisted or established sellers