Lumo vs Sats4AI
Lumo has the higher grade on both axes: Safety 6.3 against 5.2, and Privacy 8.4 against 8.3.
Lumo
Proton's AI assistant with zero-access encrypted chat history and guest access
Privacy
8.4/ 10
Strong
Safety
6.3/ 10
Fair
ID never required KYC 0 Docs reviewed Full review →
Sats4AI
Pay-per-use AI tools paid in Lightning sats, with no account, email or API key
Privacy
8.3/ 10
Strong
Safety
5.2/ 10
Caution
ID never required KYC 0 Docs reviewed Full review →
Side by side
| Lumo | Sats4AI | |
|---|---|---|
| Category | Private AI | Private AI |
| KYC policy | ID never required | ID never required |
| Custody | N/A | N/A |
| Sign-up | No account needed | No account needed |
| Open source | Yes | No |
| Tor onion address | No | No |
| Coins | Not published | BTC |
| Pay with | Not published | Lightning |
| Fees | Free tier; Lumo Plus listed from $9.99/month billed yearly | Per use, e.g. translation from 1 sat, background removal 44 sats, AI voice calls from about 150 sats per minute |
| Jurisdiction | Switzerland | Not published |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only Lumo
Open sourceNo-logs policyLegal entity disclosed
Both
No registrationNo email neededNo phone needed
Only Sats4AI
Accepts LightningRefund without IDAnonymous operator
Where they sit among private ai
Questions
Is Lumo or Sats4AI safer?
Lumo has the higher Safety grade: Lumo 6.3, Sats4AI 5.2, out of 10.
Does Lumo or Sats4AI require KYC?
Lumo is KYC level 0 (ID never required). Sats4AI is KYC level 0 (ID never required).
Which has more incidents on record?
Lumo has 0 and Sats4AI has 0 documented incidents in the registry.