Private AI · October 2026
Lumo alternatives
9 private ai that do a similar job to Lumo, ranked by Safety grade. Lumo itself is graded Privacy 8.4 and Safety 6.3.
Lumo alternatives in short
Lumo is graded 8.4 for privacy and 6.3 for safety. The closest private ai by Safety grade are Maple AI (6.3), Routstr (6.1), Brave Leo (5.8). 4 of the 9 alternatives listed here have terms that rule out ID checks entirely.
Services like Lumo
| # | Service | KYC | Privacy | Safety | Evidence | Accepts | Incidents |
|---|---|---|---|---|---|---|---|
| 01 |  Maple AI Open source AI assistant running open models in encrypted enclaves, with open-source client | Not mentioned KYC 1 | 6.4 | 6.3 | Docs reviewed | ||
| 02 |  Routstr No account needed Open source Open protocol for pay-per-request AI inference paid with Cashu ecash and Lightning | Never KYC 0 | 8.6 | 6.1 | Docs reviewed | BTC | |
| 03 |  Brave Leo No account needed Open source AI assistant built into the Brave browser; no account or login for free use | Never KYC 0 | 8.4 | 5.8 | Docs reviewed | ||
| 04 |  Confer Open source End-to-end encrypted AI assistant from the creator of Signal; account required | Not mentioned KYC 1 | 6.0 | 5.8 | Docs reviewed | ||
| 05 |  PayPerQ (PPQ.AI) No account needed Pay-per-query access to many AI models with no registration; crypto or card | Never KYC 0 | 8.3 | 5.0 | Docs reviewed | BTC | |
| 06 |  NanoGPT No account needed Pay-as-you-go access to many AI models without an account; accepts crypto | Never KYC 0 | 8.2 | 5.0 | Docs reviewed | XNO | |
| 07 |  Duck.ai No account needed DuckDuckGo's chat front end that anonymises requests to third-party AI models | Not mentioned KYC 1 | 6.4 | 5.0 | Docs reviewed | ||
| 08 |  Venice AI chat and API that keeps conversation history on the user's device | Not mentioned KYC 1 | 6.4 | 5.0 | Docs reviewed | BTCUSDC | |
| 09 |  NoFilterGPT AI chat marketed as unfiltered, with image tools; card or crypto payment | Not mentioned KYC 1 | 5.8 | 4.6 | Docs reviewed | ETHBTCUSDC |
Head to head
Lumo vs Maple AILumo vs RoutstrLumo vs Brave LeoLumo vs ConferLumo vs PayPerQ (PPQ.AI)Lumo vs NanoGPTLumo vs Duck.aiLumo vs Venice
Questions
Why look for an alternative to Lumo?
Common reasons are a held transaction, a change in terms, missing coins or payment methods, or simply wanting a second option. Lumo currently has 0 incidents on record.
What is the best alternative to Lumo?
By Safety grade, Maple AI (6.3 out of 10, Privacy 6.4). The right choice depends on the coins and payment methods you need, so compare the list.
Are these alternatives no-KYC?
Each one shows its KYC level, from 0 (ID never required) to 4 (mandatory). 9 of the 9 listed are level 0 or 1.