Lumo vs PayPerQ (PPQ.AI)
Lumo has the higher grade on both axes: Safety 6.3 against 5.0, and Privacy 8.4 against 8.3.
Lumo
Proton's AI assistant with zero-access encrypted chat history and guest access
Privacy
8.4/ 10
Strong
Safety
6.3/ 10
Fair
ID never required KYC 0 Docs reviewed Full review →
PayPerQ (PPQ.AI)
Pay-per-query access to many AI models with no registration; crypto or card
Privacy
8.3/ 10
Strong
Safety
5.0/ 10
Caution
ID never required KYC 0 Docs reviewed Full review →
Side by side
| Lumo | PayPerQ (PPQ.AI) | |
|---|---|---|
| Category | Private AI | Private AI |
| KYC policy | ID never required | ID never required |
| Custody | N/A | N/A |
| Sign-up | No account needed | No account needed |
| Open source | Yes | No |
| Tor onion address | No | No |
| Coins | Not published | BTC |
| Pay with | Not published | Crypto, Lightning, Card |
| Fees | Free tier; Lumo Plus listed from $9.99/month billed yearly | Pay per query, no subscription; minimum top-up about $0.10 |
| Jurisdiction | Switzerland | Not published |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only Lumo
Open sourceLegal entity disclosed
Both
No registrationNo email neededNo phone neededNo-logs policy
Only PayPerQ (PPQ.AI)
Accepts Lightning
Where they sit among private ai
Questions
Is Lumo or PayPerQ (PPQ.AI) safer?
Lumo has the higher Safety grade: Lumo 6.3, PayPerQ (PPQ.AI) 5.0, out of 10.
Does Lumo or PayPerQ (PPQ.AI) require KYC?
Lumo is KYC level 0 (ID never required). PayPerQ (PPQ.AI) is KYC level 0 (ID never required).
Which has more incidents on record?
Lumo has 0 and PayPerQ (PPQ.AI) has 0 documented incidents in the registry.