Kripicard vs XKard (XHYPE)
It is a trade-off. XKard (XHYPE) has the higher Safety grade (5.1 against 4.0), while Kripicard has the higher Privacy grade (2.1 against 1.1).
Kripicard
Virtual Visa and Mastercard cards funded with crypto, issued through partners
Privacy
2.1/ 10
Poor
Safety
4.0/ 10
Caution
ID on risk flag KYC 3 Docs reviewed Full review →
XKard (XHYPE)
Prepaid crypto card with a self-custody wallet; cards require KYC through a partner
Privacy
1.1/ 10
Poor
Safety
5.1/ 10
Caution
ID mandatory KYC 4 Docs reviewed Full review →
Side by side
| Kripicard | XKard (XHYPE) | |
|---|---|---|
| Category | Crypto Cards | Crypto Cards |
| KYC policy | ID on risk flag | ID mandatory |
| Custody | Custodial | Mixed |
| Open source | No | No |
| Tor onion address | No | No |
| Coins | USDT, BTC, ETH, SOL, USDC, TON, LTC, XMR | USDT, USDC, ETH, BNB, POL |
| Pay with | Crypto, Monero | Crypto |
| Fees | Fees are published on the fees page and shown at purchase; figures were not reviewed | Plans from $10/year with a 2.1% top-up fee to $70/year with a 1.2% top-up fee |
| Limits | Card and operational limits are disclosed during purchase or top-up | Annual limits: Essential $50,000, Premium $250,000, Whale $1,000,000; ATM up to $1,500 per day on physical cards |
| Jurisdiction | Brazil | United Arab Emirates |
| Not available in | Not published | Availability depends on country of residence and nationality; terms prohibit use where such services are restricted |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only Kripicard
Accepts MoneroCustodialClosed sourceAML screening
Both
May request IDLegal entity disclosed
Only XKard (XHYPE)
Nothing distinct
Where they sit among crypto cards
Questions
Is Kripicard or XKard (XHYPE) safer?
XKard (XHYPE) has the higher Safety grade: Kripicard 4.0, XKard (XHYPE) 5.1, out of 10.
Does Kripicard or XKard (XHYPE) require KYC?
Kripicard is KYC level 3 (ID on risk flag). XKard (XHYPE) is KYC level 4 (ID mandatory).
Which has more incidents on record?
Kripicard has 0 and XKard (XHYPE) has 0 documented incidents in the registry.